Chapter 64

63, Secure Offshore Fund Management Co., Ltd. (Update 1)_1

Translator: 549690339

Evening.

Lin Mo was in charge of driving, first dropping off his wife and daughter at home before heading out to find a charging pile for the car.

The downside of electric cars is they need a fixed spot to charge.

Lin Mo had initially planned to rent a parking space in the residential community to install a charging pile, but plans never keep up with changes.

Now, with millions in hand, he figured he wouldn’t be staying in this community for much longer. Maybe he didn’t need to bother with these matters or waste the money.

After driving to several places, he found that all nearby charging piles were either occupied or, as shown on the app, available but turned out to be out of order when he got there.

Almost 5 kilometers away from home, Lin Mo finally found an available charging port at a station.

After charging the electric car, Lin Mo reluctantly took out his cell phone to call a cab back home.

What a pain in the ass.

Just as he opened WeChat, Lin Mo noticed he had received many unread messages.

One was from Xu at the lottery shop, notifying him that he had won a prize and asking him to come collect it when he had the time, or just to transfer the prize money to him directly.

Xu’s purchase of 5,000 was for win-lose bets, plus split into many small transactions, so each winning amount didn’t exceed ten thousand and didn’t involve tax.

It was rather a clever trick.

“Just transfer it to me, thanks for the trouble, Xu.”

Lin Mo quickly replied with a message and soon received a transfer.

The odds were 1.18, resulting in a deposit of 9,000 yuan.

After confirming the amount was correct, he deleted the chat history with the other party; Li Jinwen sometimes used his phone, and it would be troublesome if she saw it and he had to explain.

After clearing the chat history, Lin Mo opened the message from Manager Wang of the lottery center.

Several messages popped up in succession.

“Mr. Lin, congratulations on your win!!!”

“A total of 75 bets, with a combined winning amount of 10.35 million yuan. Do you want the transfer directly?”

“Mr. Lin, please reply when you receive this.”

“If you agree, I can transfer the money to you right now.”

It was clear that Manager Wang was eager to purchase the lottery tickets.

Lin Mo indeed preferred convenience, but having a system that allowed many money-making opportunities in the future meant there was no need to take the risk of engaging in potentially illegal activities.

“Although it would save a lot in taxes and be convenient… forget it, can’t be greedy, better consult a lawyer thoroughly first!”

And he did just that.

Lin Mo opened a map app, searched for nearby law firms, and found a contact number on the details page of an address.

Beep… Beep Beep…

The call was promptly answered, even late at night.

Lin Mo asked politely, “Lawyer Zhang, is it convenient for you to accept a consultation right now?”

“Yes, it’s always convenient, 500 yuan an hour, you can add my WeChat…”

500 yuan per hour?

Damn, that’s expensive!

However, compared to saving over 2 million in taxes from the lottery win, it seemed acceptable.

After adding Lawyer Zhang on WeChat, Lin Mo directly asked about his worries: is it illegal to sell my winning lottery ticket? Does it break any rules? Could it cause any trouble for me?

If the lawyer said there were issues, Lin Mo would have instantly abandoned the idea and paid his taxes dutifully!

“Hello, such behavior is not illegal. Even if the prize claimant encounters legal issues in the future, you don’t have to worry about being illegal or non-compliant, as this is based on free exchange within a market economy, entirely legal and compliant.”

The lawyer’s reply was definite.

Oh?

No issues?

Although he got the answer he wanted, Li Mo still felt uneasy. He sat down on the curb and spent over a thousand yuan to consult two more lawyers in the same way.

In the end, all the responses were the same.

The action was completely legal!

Then, Lin Mo patiently searched online to confirm this.

He found that such an operation was indeed legal and compliant.

On reflection, it made sense. It was just an exchange with someone else. What they did with the lottery ticket had nothing to do with him, right?

For instance, if he lost his ticket and someone else picked it up, would he be breaking the law then?

Lottery tickets didn’t require real-name registration.

After triple-checking the legality, Lin Mo returned to the conversation with Manager Wang and told him he agreed to sell the tickets.

One reason was for convenience and quick cash.

The other was to save 2 million, no small sum!

It wasn’t 200 yuan or even 2,000 yuan, but 2 million!

Who wouldn’t want to save money if it’s legal and compliant?

[I’m very grateful to Mr. Lin, and please rest assured that this is a completely legal and compliant operation. We will transfer all the bonuses to your account by 8 a.m. tomorrow morning at the latest.]

[If convenient, please send me a bank card number and the account holder’s information, preferably a Shengmin Bank card.]

Lin Mo remembered he did have a Shengmin Bank card. He quickly found the card number in his mobile banking app and sent it to Manager Wang, then hailed a cab home.

About ten minutes later, just as Lin Mo was standing at his doorstep, his phone received a transfer notification.

The message indicated that a large transfer was on its way and would arrive at

5 a.m. Grand Xia time.

He opened his mobile bank app and saw that the transfer was from an overseas bank called Secure Offshore Fund Management Co., Ltd.

Though the money hadn’t arrived in his account yet, the mobile banking app already showed that the money was on its way.

“One…ten… hundred… thousand… ten thousand… hundred thousand… million… ten million…”

Lin Mo counted the digits on the screen, his excitement surging once again.

Ten million!

An eight-digit figure!

Half a month ago, this was a figure he dared not even dream of in his life, and even if his family of three sold all their vital organs, they couldn’t come up with this sum.

Looking at the dizzying string of digits in his bank account, Lin Mo felt an unreal sensation.

Standing at the door and taking some time to calm his emotions, Lin Mo finally took out his keys and, with trembling hands, opened the door to his home.

The bathroom light was on, and the sound of water could be heard.

Probably having heard him open the door, Li Jinwen’s voice soon came from the bathroom, “Honey, is that you coming back? Why did it take so long?”

“Yeah, it’s me! Ah, don’t even mention it, there were no spots at the nearby charging stations, so I had to go several kilometers away.”

“Ah? That must have been tough on you!”

“Well, it’s okay. You go ahead and finish your shower; I’ll take mine after!”

Lin Mo closed the door behind him and continued to calm his excited emotions.

He did not return to the bedroom but instead sat on the sofa for a short while. Then, as if he remembered something, he took a piece of paper and a ballpoint pen, and sat down at the dining table.

In this world, no one would complain about having too much money.

For Lin Mo, ten million might already be a lot, but it was just about enough to buy an apartment in Rakshasa—it was still far from achieving financial independence.

So… the plan to make money must not be neglected!

“First, I have to plan the ginger shoot business well, and then invest in Zhang Yihua’s animation studio!”

“Once these two things are successfully completed, I should have a small target in my hands. Then, our family probably won’t have to worry about money anymore.”

“As for future intelligence, I need to keep making money, but I also need to pay attention to other aspects, collecting them as my trump cards, even if I’ll never use them.”

That saying still holds, in this world, having no money is impossible.

But money is certainly not omnipotent!

“Oh right, I also got a tip that Chen Shanhe is going to the park to fish in three days, which should be the day after tomorrow.”

“I’ll have to find time to check that out, even just watching from afar would do.”

“Although I can meet some officials at some imperial office locations, the chances of getting to meet someone as important as Chen Shanhe are extremely low.”

After carefully considering for a while, Lin Mo started using his phone to search for ginger shoot wholesalers in the wholesale market.

After a while, he couldn’t find even one!

No choice, as most of the ginger shoots consumed were originally from Jizhou and Chuanyu, and their production wasn’t that high.

And precisely because vegetables like onions, ginger, and garlic are from specific regions with limited total quantities, they are often subject to market manipulation and hoarding by those with ulterior motives.

“It seems that if I want to find the source of the ginger shoots, I’ll have to visit the market myself!”

“Man, I’ll have to get up early tomorrow!”

The wholesale time for vegetables is usually between 2-5 a.m.

During this time, wholesalers from other places bring their goods to the wholesale market, where second-level dealers buy stock or choose what to purchase, before wholesaling it to various merchants and individual buyers after 5 a.m.

At 6 a.m., these merchants and individuals get their vegetables to sell in the vegetable markets or at street stalls near residential areas.

Not counting the large wholesalers who monopolize the source, by the time vegetables reach the common people, they have gone through at least four or five intermediaries, each adding a markup.

Moreover, because vegetables are different from other goods, especially leafy greens which must be fresh to sell, none of these middle processes can be skipped.

Of course, there are exceptions.

Great-looking vegetables with excellent saleability do not enter the wholesale market but are instead sorted directly and sent to large supermarkets and some modern vegetable-selling apps.

Their procurement channels are more direct, some even coming directly from their own cultivation bases.

Consequently, the prices of high-quality vegetables are also higher.

When it comes to ginger shoots, the market can roughly be divided into those above three liangs and those above six liangs.

Anyone who has eaten ginger shoots knows that it’s all about the tenderness. Therefore, naturally, the more tender, the better—so ginger shoots over three liangs, but not exceeding six liangs, are exactly what Lin Mo intends to focus on purchasing.

After carefully confirming the range of ginger shoots he planned to purchase, Lin Mo continued to search for various issues and read many materials. Soon, he realized a very tricky problem.

“No, no, something doesn’t seem quite right…”

[1 more chapter for monthly votes, in the middle of adding more chapters—]