Chapter 1501

"Lao Zhang, the price of house in our country has been rising fiercely in recent years."

Zhang Ruiqiang gave Feng Yu a squint: "why, you are saying that you haven't earned less money in the past two years?"

Taihua land, a real estate development company under Taihua holding, integrates all the real estate companies that Fengyu held at the beginning, such as Taihua supermarket and Bingcheng Pharmaceutical Group, and now it is also a gold signboard in China.

Everyone said that the house of Taihua land is of good quality, complete formalities and good property. The price is not too expensive.

Feng Yu shook his head: "I went to the stock exchange in Mordor yesterday and found that the stock market rose sharply, but the house price rose even more fiercely. It's not just the city of magic. The prices of Beijing, Yangcheng, Hangcheng and Pengcheng are all going up. Don't you think it will cause people who need to buy houses to be unable to afford houses? "

With the rise of house prices, more and more people are speculating. All kinds of brothers and sisters have several houses, even dozens of houses.

These houses are obviously not necessary for them. They are used for investment and rent collection.

If it's a real estate like a shop or office building, it's normal to use it for rent collection. Most companies are used to renting offices, which is much cheaper than buying them.

However, many people still want to buy the house rather than rent it. Buying a house is a family, which is an inherent concept of China.

Now many young men want to marry their wives. They ask you first, do you have a house? No house, no house. Who has rented with you!

And the rapid rise in house prices, and these speculators are not unrelated. Of course, Feng Yu believes that there is no strong regulation and regulation above, and that poor supervision also has a lot to do with it.

Let's not talk about those real estate speculators, those developers, there are those who are tired of playing cat.

For example, this man bought a pair of pseudonym paintings and sent them to the auction house. They were auctioned back at a nominal price of 50 million yuan. Of course, in fact, he didn't need to give so many paintings to the auction house, and several hundred thousand of them were finished.

This time, with the identification of the auction house, the fake painting became "real".

Take the bank, the mortgage, the minimum can also loan 60%, that is, the minimum can loan 30 million!

Take the 30 million yuan to auction the land, and then use the shell company to take the land, make a development plan, and find the relevant units of the political axe for approval.

After getting the approval, he will not develop himself. What can he do without even a decent engineering team and development funds?

Now it is not allowed to use the project land mortgage to develop the real estate.

It doesn't matter. Sell it. Some are rich developers. They have nothing to do with it. They can't get approval.

In such a turn, the first one used hundreds of thousands and made tens of millions of business.

He has to raise his price in order to make profits. The land is competitive and the price is relatively high. It's going to cost money to go through the examination and approval and set up a grassroots team, right? Then make plans, go through approvals, formalities and so on. Do you want money? In addition to his own profits, as well as the people he built, bank interest, etc., the price of this land rose a lot.

The developers who have acquired the land for development have not enough funds and use other projects for mortgage loans. And their development cycle is generally more than one year, some even three or five years.

It's not that they must have no capital to develop, but they wait on purpose. Within the time allowed by the procedure, drag. Because money can be used for other purposes, the construction cost will not rise much, but the land price will rise quickly.

Three years ago, houses of the same quality were sold for five thousand yuan and one square meter, but after three years, they will be sold for eight thousand and nine thousand one square meters. In these three years, he only needs to provide a small part of the funds for guarding the site.

Of course, his land is there without quick realization and his capital is under pressure, but it doesn't matter. He's not poor in money. If you are short of money, you can get a loan.

Plot a can't be used for the development of plot a, but it can be used for the development of plot B.

Developers want to make money, builders want to make money, sellers want to make money, everyone wants to make money, so who makes money, who buys a house.

In the past, when China regulated house prices, they were already very high. Because of Feng Yu's advice in advance, those who speculated on the building failed to succeed again, but there were too many flexible methods to think of one by one.

"Feng Yu, do you think I can manage the house? That can only be managed by living and building cloth. I don't have the ability to reach out. "

Although Zhang Ruiqiang is in the limelight, many people say that he will definitely enter the Bureau in a few years, but that's a matter in a few years. Now Zhang Ruiqiang can't manage those matters.

"Lao Zhang, you are going to go up in the future anyway. First of all, put forward your opinions, and then you will clean up the mess in the future. Many do not need to worry about, the kind of card has approval will directly sell the project developers. There's also a need to raise the loan for the second suite, and then for the third suite. Don't give them the chance to raise the loan by rent. "

"Again, we need to check how many houses there are, and how do they come from these houses? And the vacancy rate of houses is so high. Why develop new buildings? Are there no other ways for local governments to generate income except by selling land? Don't know how to develop economy and make money? Don't know how to support some small and medium-sized entrepreneurs? ""Think of the island bubble, and the real estate bubble, which is visible before the eyes. Let's take a look at the real estate bubble in the US, the island, Thailand and other Southeast Asian countries. What will happen to the economy once it is broken? "

"Zhu Tieshou once asked me if real estate could become the pillar economy of the country. I shook my head at that time. In a short time, real estate can drive many industries, and can effectively promote economic growth. But if it is so developed, it will easily lead to false prosperity, and then it will be a bubble.

Feng Yu remembered that there was a city rich in cashmere sweater in the northwest at this time in the past. After discovering the mineral resources, the state was ready to vigorously develop them. Then a flood of funds, that is, speculation.

Until Feng Yu was born again, there were still many ghost buildings. Every night a building, so one or two lights, some even a light are not, property are not!

What do you think the rest of the buildings will do? Mortgage to the bank. The bank can't sell it. Is the loss of the bank the loss of the state?

The expression on Zhang Ruiqiang's face is a little dignified: "things will be as serious as you said?"

"If we don't regulate, it may be more serious!" Feng Yu's words are absolutely not alarmist.

Zhang Ruiqiang sighed. This time, he said he must cross the border. But now that he knows it, if he doesn't do something, he can't pass the inner level himself!

…… (to be continued. )