Chapter 1531

Ancient bank, you deposit money with me. I will keep it for you. You want to give me money. Safekeeping fee.

But later, with more and more banks, people began to give money to the depositors, because they took the money from others to lend, and received higher interest.

If you deposit a million yuan, I will give you 20000 yuan of interest every year. But if I lend out this million yuan, I will receive 40000 yuan of interest every year. The difference of 20000 yuan is what I earn.

Besides banks, who needs so much cash reserves, even banks, will not store so much, most of them are just numbers. You want a lot of cash. You can make an appointment by phone.

To make a lot of money, you have to have a lot of money first.

A large base makes a lot of money. You only have ten yuan of capital. How can you make a million a night legally except for buying lottery tickets?

But there are many ways to make a million in one night, especially in the financial industry.

Mobile East seems to have lost a lot this time. At least in this way, they will pay back the phone charges for 18 to 30 months, plus the price of mobile phones. They will lose a lot.

But if we take into account the profit they can make from their investment in the year and a half to two and a half years, it is not a loss, but a gain.

Even if the company just bought a very secure national debt, it can also guarantee profits. If it invests in something else, such as stocks, the profits may be higher!

And that part of the profit is more than the money lost. Maybe there is another way to understand it. This is a kind of collection of resources.

Lu Shao also relied on this theory to persuade the above leaders to agree with him. No matter whether the money is used for investment or other purposes, it's always worth it if you get it first.

However, Lu shaoke didn't plan to hand over the money directly as profit. He decided that the money was for investment, so the book was also profitable, and his achievements were more beautiful.

It's just about what to invest. You need to think about it. Investment in national debt is the most stable. According to the current national debt interest rate, it is enough to ensure that there will be no loss, but the term is too long.

The deposit bank certainly won't choose, but investing in the stock market doesn't seem to conform to the rules, so the only choice left is the fund.

……

"Lu Shao, are you sure you want to buy the fund issued by our company?" Feng Yu pays attention to Lu Shao, but unexpectedly Lu Shao finds him on the head again.

"Of course, the return on investment of your two consulting companies is obvious to all. This money will be put into your company for your investment, which may not be agreed by the head of the company. But there's absolutely no problem buying your company's funds. " Lu Shao is on the right track.

He has studied with his subordinates and his family for a long time, which is the most safe way. Moreover, Lu Jia also believes that Feng Yu is investing in Lu Shaojin's administration and governance, so he will not cheat him.

No one will object to Feng Yu's name and investment in the company he holds. Many people want to invest, but they can't.

"So what kind of fund do you want to buy? We can only issue contractual funds. " The company already has funds, so it's OK to invest in Yidong. Moreover, Feng Yu's consulting company can make more money.

Lu Shaoyi's face is muddled: "is the fund divided into many forms?"

Feng Yu is helpless. I'm afraid you don't even know what a fund is, so you clamor for investment? You are the worst loser in investment!

"Anyway, this is a kind of contractual fund. We sign a contract. You give the money to our company, and then we will send you a beneficiary certificate. In the future, we will exchange money with us through this certificate."

"You are investors, we are managers, and the custodian institution between us is Minsheng Bank. Forget it. You don't understand this. "

"Well, our fund is also subdivided, including stock fund, bond fund, monetary fund and futures fund. Among them, the stock fund and the futures fund are the ones I recommend you to buy, which are also the main issues of our company, with high returns. The other two types of circulation are not large, and the income is average. "

Stocks and futures are also the main investment directions of two consulting companies under Feng Yu. In the past, Feng Yu had little contact with bonds. Although he could do it, he had many advantages. The company is controlled by agents, but it doesn't earn much.

The currency needs to be watched all the time, because the exchange rate of most currencies will not fluctuate too much now, unless there are big players, such as the Soros team.

In the current situation, both stocks and futures can make money. Investment in the long-term, not because of a small setback on the fear, relaxed and secure.

"That stock fund, is to invest only in stocks, futures fund, is to invest only in futures, right?" Asked Lu Shao in detail.

"As the name suggests, that's it."

"Can't you have that mix? You look at the investment and give us the high ones? "

Feng Yu rolled his eyes and said, "you think it's beautiful! With so many professional brokers in our company and so many people who are specialized in collecting information, they work for nothing and earn you money, don't they? ""No, don't you also have commission? Isn't your commission the best in the industry?" I know Lu Shaoyi. You can't fool me.

It's the most troublesome thing to explain to someone who knows nothing but thinks he knows everything.

Feng Yu decided to explain it in the simplest way: "we don't have the kind of fund you said, but we can invest directly, entrust your cash account to us, let's invest on our own, and then at the end of the year, we will charge 30% of the profit as commission according to the income. If we lose money, we are responsible for making up for your capital. "

"No, how can there be a loss? Don't your company never lose money? If I want to make money from my investment, you will give me a capital later. Then I'd better deposit in the bank! " Lu Shao is in a hurry.

"Never lose, just represent the past. In fact, our company had a broker who made a mistake in trading, bought junk bonds for customers, and finally lost a lot of money. The company took money to fill it. The principal of the customer went to get it back, but the annual return on other investments of our company in that year was over 30%. In this way, the customer lost at least 30%

"You'd better buy the fund with guaranteed bottom income. We have launched the guaranteed bottom fund with reference to the five-year fixed interest, and it's a closed-end fund, which can be exchanged when it's due in one year, and can also be traded directly in the market."

"Last year, the lowest return of our closed-end funds was 17%, the highest was 108%, and the average was 36.3%, more than twice the average of our peers. The market is better this year, and this profit may be more. "

This year, the global economic situation has improved as a whole, especially in the financial market. The stock market has ushered in a bull market, and investment is sure to make money.

At least 17% return? Lu Shao has automatically ignored that the minimum guarantee is measured by the bank's five-year fixed interest rate. If he can earn more than 100% of his income, he will earn more!

In this way, his achievements will be even harder!

…… (to be continued. )