Chapter 1793

"Lao Zhang, are you talking about the integrated financial investment company or the Bank of the people's voice?" Feng Yu asked in detail.

"Is there any difference?"

Zhang Ruiqiang is asking knowingly. Feng Yu doesn't believe it. No one has told Zhang Ruiqiang about the difference.

"Minsheng Bank is a pure private bank, which has been determined since its establishment, so there will be no state-owned shares in it. Most of my investment is controlled by two holding companies, but Minsheng Bank is my own shares, including other shareholders

"If you want to take a stake in the investment company below, as long as it is controlled by Minsheng Bank, it doesn't matter if you have a little state-owned shares. However, it is better to invest in the name of trusteeship, otherwise it will hinder the development of the company in North America. Many of the investments made by the United States in our country are still very limited. "

At the beginning of the establishment of Minsheng Bank, some of them invested in the name of private enterprises. Later, Feng Yu found that many private enterprises also had state-owned shares, which made the nature of Minsheng Bank difficult to explain.

Therefore, Feng Yu suggested that those shareholders should abandon the name of the enterprise and invest purely in their own name, so that the Minsheng Bank can become a private commercial bank completely without any state-owned shares.

If it is a subsidiary of the company, then there is a bit of state-owned shares, which is nothing, as long as it is privately owned shares.

Personal investment and state-owned investment, which in many areas of restrictions must be different. Just as there are foreign banks at home, but many businesses of foreign banks cannot be carried out, and there are more restrictions than private banks.

China does this, and so do foreign countries. Even though the United States is known as the most open financial market in the world, it is also very strict in the regulation of state-owned investment in other countries.

And the same is true for the EU. If important enterprises want to raise shares and go public, they will be subject to certain restrictions.

Zhang Ruiqiang frowned: "trusteeship? Can't you go straight to the stock market? "

Feng Yu shook his head: "not very convenient. In fact, you can do this by yourself through state-owned banks. Why do you have to invest in our private banks? "

The nature of trusteeship is similar to that of investment wind and rain consulting. After trusteeship of funds to the company, you can get fixed or floating dividends every year. For this money, you can specify the direction of investment, but you have no say in the operation of the company.

Zhang Ruiqiang said with a smile: "this is not to hope that the investment will be decentralized and the risk will be reduced."

Feng Yu squints at Zhang Ruiqiang: "no, I think you want to invest in our company and then follow the trend.". Tut tut ~ ~ in this way, you can get a lot of important investment information and strategies directly. Do you have a good idea? "

We all know that Feng Yu has a strong investment. Zhang Ruiqiang can't ask Feng Yu about all his investment. What will happen if Zhang Ruiqiang retires in the future?

So some people come up with the idea that after becoming a shareholder of Fengyu company, many investment directions will not be known directly, just follow the trend. If you look at that Kirilenko in Russia, don't you all say that he invested with Feng Yu? They all follow the trend to the top ten rich people in the world!

Kirilenko's world ranking is now fifth. But by the end of this year, it is expected to be second.

One is that Kirilenko's assets have increased a lot. The other is that the assets of many rich people on the rich list have been greatly reduced this year, including Bill Gates.

Microsoft's share price is also falling, and Bill Gates has cashed out part of it and invested it in his charity foundation. Bill Gates's assets this year are certainly less than last year, which is what happened to most of the rich.

For example, last year, there were more than 50 rich people with more than 10 billion dollars, and this year it is estimated that there will be less than 50. The stock price of Li Chaoren's company has fallen a lot recently, and its assets have disappeared a lot.

But that doesn't mean that Li's personal assets have really shrunk. Don't forget that he and Feng Yu have invested in the financial market together. Although the amount of this part of funds is not comparable to that of Feng Yu, it is also absolutely large.

At the end of this year, after the network was closed, Li Chaoren's personal assets will not shrink, but will grow. After the publicity, Li Chaoren will definitely be able to easily enter the top ten, perhaps ranking a little higher.

Li Chaoren has gradually handed over the power of the company to his eldest son, Li zeju, but his second son, Li Zekai, will always leave behind some family business, a bowl of water is level.

It was obvious that Li zeju inherited more assets, and Li Zekai would get more help and guidance from Li Chaoren. But after this investment in the financial market, the assets left to the two sons will not be much different.

Li zeju still inherits the enterprise, but the cash that Li Zekai can share will not be small! That's not enough to make Li Zekai one of the world's top rich, but there's no problem getting into the rich list.

Along with Feng Yu's investment, apart from Kirilenko and Xiang Jiang's Fu Guangzheng, look at that kid. What's his reputation at the beginning, he is now a young leader in Asia, even ranking in the top 10 among the young people in the world. With his personal strength, he is still on the Forbes rich list.This gives many people a very clear conclusion, that is, we must follow Feng Yu's investment and make a lot of money!

Zhang Ruiqiang looks forward to Feng Yu: "can't you join the company? It's OK to be a shareholder through the company's layers of trusteeship? "

"Lao Zhang, I don't lack money. I can play this stall by myself. Why do I have to ask you to join in? And you have commercial banks and are expanding overseas. Why can't you do it yourself? "

"I can give you some advice on the general direction of investment. But the main thing is to choose the right people to manage. The most important thing for talent selection is ability. The ability of investment management is not the ability of administrative management! "

Feng Yu does not deny that administrative management is also a kind of ability, but in the financial industry, Feng Yu personally believes that the ability of investment management is more important.

At present, the executive management ability of state-owned banks is more important than investment management ability. With the intervention of local governments, there are still many problems with banks.

Feng Yu didn't want to get involved in it. Sooner or later, these problems will break out. Besides, Feng Yu has made the state-owned capital take advantage of many cheap projects. There is no need to invest in Feng Yu's company.

In a word, Feng Yu still has a certain antipathy to the state-owned investment in his own enterprise. Fortunately, Zhang Ruiqiang came to discuss. If someone else, Feng Yu would have left early!

"Well, you'll give me some advice. Then tell me, what is the right investment for state-owned assets? "

"The U.S. stock market will definitely fall to the bottom this year, and we can go to the bottom at the end of the year. Now, if there is no suitable project, long-term investment in gold is OK. Or invest in our bonds after we issue them. "

Zhang Ruiqiang took a step back knowingly, and Feng Yu didn't mean any advice. Maybe the information about gold can be analyzed by the people with state-owned assets, but they are not 100% sure.

After Feng Yu said it, they had it.

……