Chapter 1805

At this time, the banking industry in the United States is trying to get through the difficulties, but there are many ways, but the most fundamental point is the need for money.

When the economic situation is not good, especially after many banks have gone bankrupt, the most common way for ordinary people is to cash in their deposits as soon as possible.

In their opinion, cash is safer at home than in the bank. In case these banks fail, their money will really become waste paper.

Therefore, centralized cashing has taken place, increasing the bank's cash burden. The normal bank's cash reserves will not be very large. In many cases, 10% of the deposits will be enough for circulation, and 20% will be very large. When the interest rate is raised, 7% of the big banks with good reputation will be enough.

But at this time, it's not enough.

It's also interesting that those banks that haven't failed and the credit cards they sent out are still in normal use.

Some people are surprised to find that they have applied for credit cards in some banks, and then they haven't waited for their repayment. That bank has failed.

Although the account is still there, who took over the failed bank and who will take over the account. But I don't need to pay it back for the time being. Are all my accounts deactivated.

Even some banks went bankrupt directly, which turned into dead accounts. They all felt that they had a big advantage.

At this time, many people apply for credit cards in large banks. Although the auditing system has become much stricter, it can still be handled.

Before that, many people who applied for credit cards began to spend their money by swiping their cards crazily. Some of them lost their jobs in this period of time, and their own income was cut off. They could only cash out through credit cards to maintain their current life.

Some simply want to take advantage of it and wait for the bank to go bankrupt, so that they can get rid of repayment or not for the time being.

As a result, the pressure on those banks is growing. They can't stop the credit card business. After all, many people are still using it normally and have enough repayment ability.

There are a large number of layoffs in the bank, and the staff itself is insufficient. There is no ability to check the credit card in detail, resulting in a growing gap.

The more chaos, the more loopholes, Feng Yu is very happy to see these situations.

The reputation of those banks has declined, which is also an opportunity. At this time, Minsheng Bank is choosing a low-key location and preparing to march into the U.S. market.

At that time, by virtue of Feng Yu's name, the bank's credit will not be low. But Feng Yu also knew that there would be some restrictions. However, when there are many gaps in the banking industry of the United States, the United States will never restrict the access of banks of the people's voice, but in terms of business projects, there may be restrictions.

Xiao Bushi goes to China to attend the opening ceremony of the Olympic Games and visit ~ China by the way.

The main intention is to deepen cooperation with Huaxia. China is one of the most important export markets in China, and China is also the most important market in China.

Especially at this time, many Chinese enterprises have delisted in the financial market of the United States, and then they go back to Xiangjiang or Mordo to go back to the stock market after sorting out, which has a great impact on the stock market of the United States.

If it is imitated by other countries' enterprises, the stock market of the United States will suffer more serious injury.

Xiaobushi would like to talk with Huaxia about whether he can let some enterprises not delist. The financial market of the United States will definitely develop again. There is the best and most mature financial market in the world, which will never collapse completely. This is also of great benefit to the development of Huaxia's enterprises.

There is also hope that Huaxia can also give a large amount of money to support their US rescue. After all, China also has a lot of foreign exchange investment in the United States, especially China holds a lot of dollars. The U.S. economy has been severely hit, which is also a great loss to China.

For example, the island countries and the European Union have given a lot of money, because their economies are also closely related to the United States.

The United States' strategy of tying up the world can be simply understood as that they will make themselves a listed company, and other countries are all shareholders.

When the company loses money, the major shareholders have no money to continue to invest, so if the minor shareholders do not invest money, the company will lose more, and even have the risk of bankruptcy. Although the majority shareholders lost the most, the minority shareholders lost a lot.

If you have money, then the company can turn a loss into a profit. Your minority shareholders should take the money to save the company.

For example, the EU and the island countries are all top ranked shareholders, so they have to take money out to save the company, otherwise the previous investment will be wasted.

In China, it's not. I found an excuse for spending too much on the Olympic Games, but I invested a little bit symbolically, and then I said I had no money.

Anyway, the U.S. still needs to take money out, and the EU and the island countries will not stop. Even if China doesn't pay, it won't lose a lot. Instead, it can take the opportunity to swallow up some markets.

If China wants to get rid of the binding and blocking of the United States, it can't blindly follow the requirements of the United States, otherwise it will never be able to get rid of it.

Although in this way, the investment from the United States to China will certainly decrease in the future, but China is not worried.Feng Yu has analyzed the market of China, which the businessmen want to enter and occupy. With a large population density and fast growth of consumption capacity, who doesn't want to come here to make money?

Let alone the fact that the U.S. certainly can't restrict those enterprises to invest in China, even if they are completely restricted, what can they do? If the US chooses to hurt each other, money from Europe and the rest of Asia will definitely rush in.

In addition, China can take the opportunity to stimulate domestic demand and develop alternative industries. The loss of the United States is definitely much greater than that of China. At this time, the economy of the United States has been seriously affected. They dare not really play with China to hurt each other.

Feng Yu analyzed the situation in the way of business field. Of course, these conclusions are based on the huge information data collected by the team.

Huaxia's confidence was strengthened. They found that the United States, which they had always admired, was just like that. The original prosperity of the United States was also accompanied by great hidden dangers.

Their floors are very high, but the foundation below is full of holes. Fortunately, they have already begun to make a slow layout and withdraw investment from the United States. Otherwise, they really have to help and pay for the mistakes of the United States.

In the past, China used the Olympic Games to put in a big prevarication, but the sponsorship fee for the Olympic Games has just been announced. Looking at the small cloth ten, you have received such a huge sponsorship fee for the Chinese Olympic Games, which means there is no money?

It's not a fool to know that you are definitely making money when you host the Olympic Games in China. What's more, you put urban transportation construction into the input of the Olympic Games. Where does it come from?

Generally speaking, venues and Olympic villages are not counted. Without the Olympic Games, don't you build roads?

But Huaxia found another excuse at this time, that is, Huaxia is implementing the national social security policy at this time, all the money has been spent, and there is really no money.

We haven't sold your U.S. Treasury bonds yet. It's kind enough!

When they were busy in xiaobushi, Feng Yu and them began to move.

……