Chapter 1867

The issue of genetically modified food has also made a lot of noise in the past. It is mainly reported in the UK that the leader of the genetically modified seed industry has a research report, which proves that there are problems in the blood and kidney of mice eating genetically modified food, so that everyone has a serious trust crisis in genetically modified food.

Although this claim was not confirmed later, the developed countries did ban the cultivation of genetically modified food, and they sold the seeds to the less developed countries for profit.

Feng Yu doesn't know whether the genetically modified food is harmful or not, but since it can't be proved safe, it's better not to eat it first. It's not that there is no other food except genetically modified food.

Although there are many people in China, the grain output of China is also the top in the world, and there will never be a situation of no food. Feng Yu didn't think that many people would like to eat this kind of food with potential safety hazards, but we didn't know it before.

This incident is only a small episode for Feng Yu. After a few days in the capital, he flew to England.

Feng Yu came here not to stare at crude oil futures, but another important thing, that is, the expansion of Minsheng Bank.

Since ancient times, which of those big families and consortiums does not do financial industry? In ancient times, banks were opened, in modern times, and then there were various insurance, fund and other businesses.

A lot of people say that real money makers use other people's money to make money for themselves.

And those big consortiums, obviously, are the masters.

How to use other people 's money to make money for yourself? It is necessary for others to give you the money first. At this time, the banking industry is very important.

Feng Yu's previous wind and rain consulting and Taihua consulting are at best financial investment companies, which cannot be compared with the banking industry with huge business. The biggest difference is that it can't be absorbed.

At that time, Feng Yu wanted to make the bank bigger. Unfortunately, there was no chance and no capital.

It's easy to open a bank. Just get a counter and suck in the savings.

But first of all, you need to let others want to save money. If others don't want to save money, can you force others to save money?

What do people think about when they save money?

Security, the money I have in your bank will not disappear suddenly. You can't lose it, and it won't evaporate because your bank fails.

Interest rate, the interest rate of your bank is high, will attract those depositors, otherwise, why do people give high interest, but I want to exist in your low interest place?

Convenient, which means that it's convenient to deposit and withdraw money. Your location is good and there are many business outlets. It can't be said that I have saved money here, but when I want to withdraw money, I have to go far to get it, right? And also want to join UnionPay or something, even if you can't find your business outlets, you can withdraw cash from other banks.

Security is a good deal. Feng Yu, the richest man in the world, is a gold signboard. Just like when he first promoted Alipay and Beibao, others knew that it was invested by Feng Yu. Feng Yu guaranteed it in his own name, which was very reassuring.

It's easy to say that the interest rate is almost as good as other banks, and at the beginning, it can be slightly higher to attract more depositors' deposits.

The most important thing for a bank is to attract deposits. In any bank, there is a task to attract deposits. The more you absorb, the higher your bonus. If you can't finish the task, you may even deduct money.

Only with a large amount of reserves can we have enough funds to invest in other financial products. Even if you are going to lend, you need to have enough savings.

It's not just interest and security that affect absorption and storage, but outlets are really very important. You have many business outlets. When you walk on the street, you can see the outlets of your bank. When he considers deposits, he may choose your bank.

If you have few outlets, even if the interest of publicity is a little higher, many people may also be reluctant to deposit with you because of inconvenient cash withdrawal and other reasons.

Moreover, there are many outlets, which also have great benefits for the development of other businesses. The bank's business outlets can be understood as the terminals of the sales industry. Most of the terminals are sure to be good for improving the sales volume. If there are few sales terminals in total, it will be very difficult to make a lot of money.

This time, Feng Yu came here to talk about buying a bank. In this way, the bank can continue to grow.

The bank's size is not particularly large, but its business is also in many European countries, but this financial crisis also affected them, and the current loss is relatively large.

Because of the small scale, some big banks can't see it. Small banks can't afford to buy at all, for fear of dragging themselves into the mire, so the bank is now in a state of half dead.

Ralph inspected the bank and found that it still had a lot of high-quality assets, but was short of funds. If there is sufficient capital, it can be saved and can be profitable again.

This bank has opened many financial businesses and many professional financial talents. Only because this financial crisis is too serious and their capital chain is broken, can they fall to this point.It's not that no other bank is interested in it, but the other side's prices are too low, so it has been dragging.

Other banks want to wait until the Bank continues to lose money, and then when shareholders can't afford it, they have to sell at a lower price.

Among them are several of the world's top banks, including Barclays, which they see as a bag.

Ralph had contact with the bank's shareholders, but the price demanded by the other party was relatively high, so Ralph couldn't talk about it. Feng Yu decided to come here to talk about it in person.

Minsheng Bank does not belong to Fengyu holding group, but is owned by Feng Yu. Speaking of this, it is not Ralph's job, so Ralph has little power and many things cannot be decided.

Feng Yu just had time, so he decided to come and have a look in person. If he was satisfied with the investigation, he would buy the bank.

Now the contracts over the crude oil futures are slowly being delivered, and Feng Yu has a lot of money back. It's not difficult to buy a bank.

And Feng Yu also told other shareholders of Minsheng Bank that other shareholders also agreed that when expanding, they would like their shares to be temporarily diluted. When they have money, they can buy back from Feng Yu.

But Feng Yu thinks it's unlikely. Those people can't imagine what scale he plans to develop the bank. When they have money to buy back, they won't have as much equity as they do now.

This bank is bound to become a private commercial bank absolutely controlled by Feng Yu and one of the most famous commercial banks in the world!

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