Chapter 2066

Through the collection of cards, the download volume of payment package has increased greatly, but this can not satisfy Feng Yu. Because it is likely that many people will delete this app after the end of the card collecting activity, or they will not use it at all.

At this time, we need a long-term and stable way to retain customers. This way is red envelope.

In the past, whether OQ payment, wechat payment or payment package payment, there was red packet function. Even later, a variety of social software also had red packet function.

This function can not only make these payment software more used by users, but also play a part of the bank function.

Your zero wallet is your bank deposit, and this is only a number in your account. The platform of payment package can use your money to invest and earn more money.

Even in the future, interest can be paid to those accounts, like the current deposit of the bank, which can be withdrawn at any time, but all need to be paid through the platform of the payment package.

In other words, your money is actually put in the hands of the payment package company, and then the payment package can be invested to make money. When you want to transfer to the bank account, you also need to transfer your money to the bank account through the payment package company.

Although it's possible that there won't be too much money in a zero wallet, it will add up. If there are 10 million users and each account has 100 yuan, it is also a billion yuan deposit, enough to make a lot of investment choices.

Even if you put it in the bank to generate interest, it's also equivalent to making money with other people's money.

"Feng Dong, this red envelope function sounds interesting, but will so many people use it?" Lei Dajun is curious.

"We Chinese people will give young people red envelopes during the new year. For corporate celebrations, employees will be given red envelopes. When it comes to weddings and birthdays, you should also pack red envelopes. Red envelopes have become a traditional custom for us. If we develop them, there will be countless people willing to use them. "

"For example, the boss gives bonus to his subordinates as bonus. A man sends a red envelope to his girlfriend, which can solve the embarrassment of not knowing what to buy... " Feng Yu has nothing to say, that is, subordinates send red envelopes to superiors, parents send red envelopes to teachers, etc., which will surely exist.

"Feng Dong, you say it's easy to understand in China, but there's no custom of sending red envelopes in other countries?" In many foreign countries, each other's birthdays or weddings are gifts rather than red envelopes. According to Lei Dajun, this red envelope function will not be used at all in foreign countries.

Feng Yu smiled confidently: "Lao Lei, do you remember stealing vegetables from the farm?"

The farm stole vegetables. Even people as old as Liu Chuanzhi and Zong Qingxian were playing at that time. Their charm was overwhelming. It was also very popular when I went abroad. At that time, many famous people were playing with it.

"The experience of stealing vegetables is very difficult to experience in daily life, especially in legal situations. This red bag also has a kind of fun, that is to rob! "

"Rob? What do you mean? "

"It's very simple. It's who gets it. For example, in a group, I send a red envelope. Whoever orders it first will get it. Do you think the person who snatched the red envelope has a great sense of joy? "

"In addition, I can divide a red packet into five parts, which can be equally divided or not equally divided. In the case of equal division, all people get the same. If they don't get equal division, then the amount is random. Five people get red envelopes of different sizes. "

"You think that when two people grab the same red envelope, for example, the red envelope is ten yuan, and I've got eight yuan, you only have two yuan. My joy is much higher than you. If I get nine dollars and ninety-nine cents, and you only get a cent, then I will be more happy than I get all ten dollars. "

"As the ancients said," we should not suffer from poverty but from inequality. But we just want to create this kind of inequality and let people enjoy it. With the contrast, people's sense of joy and happiness can be greatly improved. "

For example, if you earn 5000 yuan a month, you think it's not enough to support your family. But if your colleague only has a monthly salary of 3000, then when you compare with him, your satisfaction with salary will be improved a lot.

It is said that a boss once made his son work in the company. When others complained about the low salary, they found that there was a colleague whose salary was only half of their salary. They were very satisfied with this every day, making them feel embarrassed to ask for a raise.

But in fact, the salary card is only a cigarette money. What my father gives every month is ten times or even dozens of times the salary of these people!

"You can develop according to my requirements and finish it as soon as possible without any bug. In the future, this function can bring more capital to the payment package. "

If you send and receive red envelopes, you will always have money in your pocket. In this way, many people didn't plan to put money in their wallet, but now they will.

Of course, there are many functions of zero wallet in the future, such as the ability to hide private money, which is a very popular way for many men who don't have the financial power at home.

In the future, we can connect the payment package with the living payment. Now we have the network payment service, but no one will be willing to install an app in the mobile phone to pay for water and electricity.And using payment package and other payment software to complete the fast and convenient payment, it not only facilitates many users, but also makes payment package and other payment software more popular and more commonly used by people.

Not only the payment package, but also Ma Huateng is studying the payment software. They first developed the network virtual currency Q coin in China. Now they have many functions. Even on the network, they can replace some RMB functions at many times.

Penguin has agreements with many enterprises. They will recycle Q coins and settle cash for each other. In this way, Penguin company will also benefit from the promotion of q-coin, that is, many people will charge q-coin, so that penguin's income will be more, while greatly improving the status of q-coin, making it irreplaceable!

Ma Huateng also saw the profitability of the payment package, and believed that with their huge user group of OQ, developing payment software for promotion, they would certainly make money.

He also wants to be an internet bank. Jingdong company can open a bank. Why can't penguins do it? In the future, Internet payment will be more and more frequent. They can't miss this opportunity.

It's not too late to start now. They still have time to keep up with the team. And he also knew the red envelope function that Feng Yu said. He found the interesting part in it. This is very suitable for promotion on OQ and wechat, because they have the most groups.

Snatching red envelopes focuses on one character. When there are many people, the joy is the highest. No matter whether the payment package is successful or not, they penguins will definitely make this function succeed!

……