Chapter 653

Other people also look at Ye Xuantong and want to know that his nephew, who has always been invisible and even evaluated as the waste of the Ye family, is going to do something amazing.

Ye Xuantong didn't rush to say his request. Instead, he glanced at Ye Yun coldly and said, "third brother, what I said has something to do with you. I hope you can restrain yourself later. "

Ye Yun a listen to this words, have no reason to first anger from the heart. He felt that he had been insulted inexplicably. What did ye Xuan share with him? How dare you get involved with him? Not even a dime!

But ye Yun also knows the propriety. He is very good at judging the situation. He knows that the elders don't want to hear more about their quarrels at the moment, so he wisely shut up. But the anger in his eyes poured out to Ye Xuantong.

It is to shout Ye Xuan to come over with the eldest brother, has been quietly watching. Only at this moment did he say: "Xuantong, uncle, if you want to say it, you can say it boldly. You don't have to worry about who this matter is related to. Even if it has something to do with me, I won't feel emotional about you. Not to mention the old three who has always been generous, right? "

The eldest brother speaks for ye Xuantong in name, but in fact he gives Ye Yun a cover.

Ye Yun gave a cold hum and didn't answer.

Ye Xuantong said with a slight smile: "both brothers are very broad-minded. I naturally know that. What I want is just a little thing that my two brothers can't see. I believe neither of them will embarrass me. "

Speaking of this, ye Xuantong pauses slightly, and then says his real purpose: "I want the Hua'an development bank which is on the verge of bankruptcy in the hands of my third brother."

"What?" This remark shocked four people.

Especially Ye Yun, the reaction is the most intense.

He looked at Ye Xuantong in disbelief, as if doubting that his ear was broken, and asked, "what do you want again?"

Ye Xuantong quietly stares at Ye Yun and repeats: "I want the Hua'an Development Bank in your hand!"

"Hehe... Hehe... Hehe!" Ye Yun even laughs three times, the facial expression on the face seems to hear an extremely ridiculous thing“ Do you know what private banks are? Do you know the development direction of private banks? Do you know how to make a profit? Do you know how many private banks have made profits in the market? If you don't know anything, you dare to ask for a bank! Why don't you go to heaven

Ye Yun roared angrily.

Although Hua'an Development Bank did not turn losses into profits in his hands, it was not a project he valued. But don't rob yourself with others, it's totally different.

A child playing with a pile of toys alone will feel bored and throw them everywhere. But when there is another child to snatch, then these originally despised toys suddenly become treasures. A big war is sure to break out between the two.

This kind of humanity brought out from the womb is actually very difficult to overcome.

Ye Yun felt challenged at this time. It's ridiculous that a useless trash wants to take toys from him!

Ye Xuantong ignores Ye Yun's fury.

On the contrary, ye walnut said mercilessly: "you know, you know everything. Then why is this bank still close to the limit of loss in your hands and facing shutdown

"I..." Ye Yun couldn't speak for a moment.

It's like a dagger inserted into Ye Yun's heart. It's fatal.

"In fact, I have made an analysis of the reasons for the loss of the third brother bank, but I don't mind telling it to the third brother." Ye Xuantong opened his mouth at the right time.

"Take the first five private banks as an example. According to the report of CBRC last year, the total assets of the first five pilot private banks exceeded 100 billion yuan, which is quite a good start. However, the report also implicitly pointed out that among the five companies, three of them contributed most of the beautiful data, while the other two had little to see. One of the things that we didn't see was our Ye family's Hua'an Development Bank. I think your uncles and uncles here are clear in their hearts, right

All the elders in the room looked at Ye Xuan and did not speak.

The things involved are too complicated. In fact, even a new person may not be able to do it well. After all, this is a new business. Only five companies have been approved nationwide. It's like a blind man crossing a river. He can only walk on the stone. It's normal to win and lose.

However, ye Xuantong himself is not wrong. Since the other three families can not lose money, why does Ye's family lose money? Not bad management?

Seeing that no one spoke up, ye Xuan continued with the same smile: "I compared the other three profitable banks and found that there was a very serious problem in our bank. That's fuzzy positioning. Take the earliest profitable micro China bank as an example, the bank is positioned as a "personal deposit and small loan", a pure online bank without offline and network. With the help of the internet background of shareholders, many products of micro China bank have achieved good results.

Their bank's main thinking is platform strategy, that is, as a customer's linker. What we are fighting for is the customer base and creating an inherent platform. What about our family? However, they are still doing private banks in the new era with the thinking of traditional commercial banks, and they don't think that the traditional customer base has been divided up by the state-owned banks for a long time. How can there be living space for new banks? If we follow this strategy, I'm afraid the first private bank to die will be our Ye family. "

"You talk nonsense! Don't think that if you copy the words of some experts, you can belittle our Ye family bank! You don't deserve it! Don't forget your identity. What have you done for the Ye family? In addition to the heresy to shame the Ye family, nothing good! If you still want to take the banking business, I Pooh! Five hundred more years! " Ye Yun seems to have been stabbed in the pain, and quickly explains.

It's just that these remarks are full of aggressiveness and lack of persuasion. It doesn't explain why banks are losing money under him.

"Yes, I can't see that Xuantong not only contradicts his elders, but also has his own ideas. If the bank were handed over to you, what path would you make for it? " Ye Xuantong nodded and praised Ye Xuantong.

Although this statement can not be said to support Ye Xuantong, it can also be regarded as a new look at Ye Xuantong and his attitude has been relaxed.

"To be honest with you uncles, I already have a huge customer base that is no less than other banks, and it is highly viscous. On the basis of this customer base, I will focus on small and medium loans and storage, which is the most basic business after all. At the same time, it will develop in the direction of private banking, making Hua'an the first private customized business bank set up for ordinary people in China! " Ye Xuantong said confidently.

Can we not be confident? E-Loan customers have become ants in the hot pot now, and they are looking forward to someone taking over the offer and making their money back. Of course, the viscosity of these customers is high. I'm afraid we can't find any more customers with higher viscosity.

It's just that these words are not detailed enough and can only be expressed vaguely.

"Private customization for the general public? That's kind of interesting. " Not only Ye Xuan but also other elders nodded. It shows the recognition of Ye Xuantong's idea.

Pa Pa Pa, at this time, the eldest brother of the Ye family is adding fuel to the fire, Chong Ye Xuantong claps.

"Xuantong, I didn't expect that you still have such ability! I'm so surprised by your words. If you hadn't said it before, I would have run the bank by myself. After all, it's better to save the Ye family's assets than to rot in the hands of some people. "

Ye family boss today is clearly iron heart to give ye Xuantong gun shelf, help Ye Xuantong strike Ye Yun.

The two most outstanding young people of the Ye family are full of swords and swords.

"What do you mean, boss? In fact, I have already thought of those ideas that ye Xuantong said! I'm going to implement it right away. You're going to jump out and pick the fruit at this time? " Ye Yun is not afraid to blush when he lies.

The eldest brother of the Ye family sneered directly, saying that no one believed his nonsense.

Ye Yun felt that he had lost the battle. If he went on like this, he was afraid that the crowd would be agitated by Ye Xuantong.

He decided to attack Ye Xuantong from what ye Xuantong didn't have and told everyone that he was the only one to run the bank.

Ye Yun turns to see ye Xuantong, his eyes twinkle with cold hatred, and asks: "Xuantong, since you want Hua'an bank so much, I don't want to embarrass you as a brother. I'll ask you two things. If you can do them all, I'll give them to you without saying a word! "

Ye Xuantong raised his eyebrows and asked, "which two things?"

Everyone here is also very interested to look at the two brothers and guess what the two things ye Yun said are.

"First of all, from the preparation to the establishment of Hua'an, I hired all the management personnel. Everyone has a prominent financial record and a remarkable sense of money. In particular, Zhang Qilei, the bank's current CEO, is a well-known financial talent. Do you have such a team? Don't think I'll give this team to you with the bank. "

Ye Xuantong smiles and looks at his sister.

Now he finally understood why his sister took the trouble to get Mou Qizhong out of prison. This is the stage that my sister promised to give to Mou Qizhong.

"What are you laughing at? No, just admit it! Who are you next to? Don't think I don't know. The highest level is some teachers. They can teach primary school students. Let's forget about finance! " Ye Yun said angrily.

"Yes, my teachers and friends are not good at finance. But I still have a friend. If he can't, I'm afraid Huaxia won't find another one. " Ye Xuantong showed his confidence and said softly.