Chapter 379

The complexity of making a large credit card was beyond Wang Yan's imagination. Chen Xi ran around for many times before he completely finished the materials.

It's more troublesome to swipe the card. Large consumption must be confirmed by telephone, and there are single limit and single day limit.

Fortunately, we can talk.

The result of the final negotiation is that the single day limit is 20 million and the single transaction limit is 20 million - which is equal to no limit.

As for the increase of normal credit card, don't think about it in a short time.

The corresponding restriction is that as long as the card swipes out more than one million consumption, Wang Yan's deposits in Minsheng will be frozen.

In this way, does this credit card mean nothing?

and be not so.

For card consumption, there is an interest free period of up to 50 days, and the cash kept by Wang Yan is generating interest all the time.

In 2015, the demand deposit interest rate set by the central bank was 0.35%, and commercial banks could rise by up to 30%, and the highest demand interest rate was almost 0.455%.

At the same time, the minimum term of time deposits is three months.

However, it is more coquettish that commercial banks such as Minsheng Everbright have a fixed deposit of one month in the face of large certificates of deposit.

How to bypass the regulation? Wang Dashao doesn't know. Anyway, the interest rate can be given to 1.75% in January.

The gap between the rich and the ordinary is revealed in this small detail.

For the same month, 50000 is 0.35%, the maximum is no more than 0.455%, while 1 million is 1.55%.

20 million is 1.75%, a full five times the gap.

Wang Dashao not only has 20 million certificates of deposit, but also Chu Hong's best friend.

Therefore, the treatment is better.

Chu Hong specially opened a back door for Wang Yan, allowing Wang Dashao to use the "margin" to buy the principal guaranteed financial products of Minsheng's 7-14 day main investment Monetary Fund and treasury bonds.

Of course, the annualized rate of return is far from those financial products that are prone to 6% and 7%, only about 3.8% - 4.5%.

But it's safe enough.

Overall, in 50 days, 20 million will have an interest income of 95000 to 123000.

Yes, Chu Hong didn't ask Wang Yancun 30 million, 20 million is enough.

It's hard to catch big fish for a long time.

No matter whether there is a credit card or not, Wang Dashao has to brush it by the official.

If you use a credit card, you will get an additional interest income of 700000 yuan a year.

It doesn't sound like much, as if it's just a two-day breathing wage, but its significance is not in income at all.

Actively integrating into the real financial system is a major hurdle that Wang Yan must experience.

A good relationship with the bank is an important step for Shenhao Wang to go to the stage.

In addition, there is a 20 million line for people's livelihood, and then go to another bank's credit card. Basically, every bank will be willing to give the top line.

It will be very difficult to apply for a card with a card. It is likely that you do not need to deposit again.

Of course, the amount may not be as high as people's livelihood, but it can be supplemented by quantity.

More than ten cards together, if you can have a quota of 80 million, it will be a complete bull beep.

Use 30 million cash to turn over 100 million amount, properly manage and card the billing cycle, and it's hard to earn money.

Under normal circumstances, the bigwigs who can handle the amount of 100 million can't see that small profit, and the children who can see it can't do it, so no one can play like that.

Wang Yan is a special case. In fact, he doesn't look at that profit, but he needs cover on the surface. It's really suitable for playing like this.

Open a vest in dozens of banks

Please call me vest maniac!

Make trouble with loans, mess up accounts with turnover, disperse breathing wages, and finally return through Wangting entertainment

Perfect!

When I went out, dozens of banks came out piecemeal, and when I came back, I was divided into two pieces.

One to Wang Yunxi and the other to shenting Capital Corporation.

Tax payment is completed at the two levels of Wangting entertainment and Jinyan investment. If there is no accident, Wang Yan will soon become a real dog with annual profits and taxes of more than 100 million.

With entities and tax records, no one can do anything about Wang Yan.

Many years later, if someone wants to steal Wang Dashao's starting Road, there will only be one question - where did the funds for the goods auction of haiguang office building come from?

As long as Wang Yan protects his parents well enough, the outside world can only draw a conclusion - the black gold under the mine of his elders.

Shenhao's initial stage is the most vulnerable. Once it becomes a potential, all irrationalities will be explained.

Brain tonic is human destiny.

With Wang Yan's step-by-step operation, up to now, the exposure risk of capital has been almost eliminated.

Thinking of this, I am more and more grateful to [attribute modifier].

Without 79 points of intelligence and silly waves, the great disaster would not be far away.

It is a disaster for ordinary people to have endless money without giving each other the wisdom to control money.

……

Finish all the details. It's five o'clock.

Next, Chu Hong will entertain Wang Yan and do a second public relations.

Difficult to do, Wang Dashao never let go of the transfer of basic households, but it was not the kind of ruthless refusal, which made Chu Hong's heart blister.

I don't have to say, dish him!

The banquet place was arranged by Chu Hong in the banker's Club of BOC building next to Minsheng.

Chu Hong proudly introduced: "this is one of the top private clubs in Mordor. It is as famous as Yongfu club and Securities Association. It is equivalent to Chang'an club in the imperial capital. Mordor leaders often meet guests here."

The appearance of BOC building is very beautiful, but the banker's Club located on the 52nd floor is a word in Wang Dashao's eyes——

act as an elder.

Chinese decoration is no problem. It's not beautiful.

The 50th floor is a 5-star suite, the 51st floor is a western restaurant, and the 52nd floor is a club reception and entertainment area. They are basically of the local style of being neither Chinese nor foreign.

Wang Dashao feels inexplicably familiar. He seems to be watching a TV series. He casually asks, "Hong Kong Island designer?"

Chu Hong was stunned and gave a thumbs up.

"Wang Shao is awesome! You really don't look like a newcomer... Yes, the banker's club itself is a product of Hong Kong Island.

When it was established in 2001, we invited Hong Kong Island designers to decorate according to the style of Hong Kong Island banker club. Now the club is still networking with each other and sharing resources. "

Wang Yan curled his mouth and lost interest in the environment.

Lao Chu in 2015!

Still superstitious about Hong Kong Island?

Look at this broken decoration. Where can it deserve the title of "magic capital top club"?

The Kee club that Li Yixu invited last time, although it is not very in line with Wang Yan's appetite and a little old-fashioned, is 80 miles better than today's broken place.

The so-called private club has increasingly disappointed Wang Dashao.

But today's focus was not on the environment.

When the guests came out, Wang Dashao was slightly surprised.

Chen Xi was a girl who had felt very amazing before. When she went to the restaurant, two people of the same level came out.

[Bai Jie, 33 years old, looks 90, figure 95, special 74]

[Wang Yufei, 26, appearance 97, stature 92, special 85]

Wang Dashao has no reaction to Bai Jie's name. Decent Wang doesn't understand so many strange things.

The young woman is about 163 tall, plump, white to reflective. She smiles before meeting people. She is very charming.

Wang Yufei is tall and slim, nearly 170, with a melon face and very characteristic eyes - watery peach blossom eyes, the corners of her eyes are slightly upturned, and any one of her eyes seems to be expressing a shy invitation.

Coupled with Chen Xi, three golden flowers gather together, which is simply dizzying.

There are only two men present, Chu Hong and Wang Yan.

Wang Dashao immediately realized that the situation was not simple.

You want to push the boss

Chu Hong introduced with a smile: "Bai Jie is the director of our office, and Feifei is the first beauty in the credit department. In fact, we have to deal with Wang Shao often in the future. We happen to get together today."

The reason is true.

A housekeeper, a secretary and a loan officer, according to common sense, do often deal with.

But can't you send a boy out to work?

Not greedy for my body!

Wang Yan has a tendency to be shameless, but he has no resistance.

Such a meal

It's funny.

Don't think about anything else, just be a long experience!

When seated, Bai Jie sat in Wang Yan's left hand, Wang Yufei took the initiative to sit on Wang Yan's right, followed by Chu Hong and Chen Xi.

——It's another interesting and thoughtful arrangement.

Then, among the three girls, Chen Xi was still a work uniform and didn't have time to change it.

Wang Yufei and Bai Jie both wear private clothes with exquisite makeup. They seem to have been specially dressed.

It's less than 6 o'clock. It's less than an hour after work.

What a heart

Wang Yan probably knew some of Chu Hong's plans, but the direction of the party was still a little more than expected.

I eat Western food and eat all the dishes. I spend most of my time drinking and chatting.

At the beginning of getting familiar with each other, we talked about wine and food. Everything was normal.

Slowly, the topic shifted to Wang Yan, and the situation began to become subtle.

Chu Hong began with flattery.

"You probably don't know? Wang Shao's company was a hot topic of discussion on the whole network. I've been hanging on the hot search for several days. As an old antique who never plays microblog, I've heard my friends talk about it more than once."

That's a little exaggerated.

The hot search is actually the live broadcasting industry, eating broadcasting, mysterious local tyrants and sky high price Haagen Dazs. The melon eating people really don't pay much attention to Wangting entertainment.

But Chu Hong's purpose is to throw out an introduction to facilitate others to make use of the topic.

"Really?"

Wang Yufei immediately glanced at the little eyes of worship, and the corners of her eyes Rose, flattering a batch.

"Wang Shao, tell me!"

Pretending to be tender is a talent. It's obviously a hook. Wang Yufei can pretend to be a girl. Her expression is called innocence.

Innocent seduction is not called Sao, but natural seduction. There is a big difference.

In fact, Wang Yufei is also very difficult.

In the face of a cold young master, you don't take the initiative. You don't have a chance at all.

But it's too active and cheap.

What should I do?

Turning disadvantages into advantages is called a master.

However, Wang Dashao is still addicted to the high and cold state, and his response is very simple.

"It's not that exaggerated. Friends bought a few hot searches."

Wang Yufei came home in defeat, and Bai Jie immediately followed with a wine glass.

"Bacon once said: a man may be young by age, but mature by hours, if he has not wasted his time.

Wang Shao, your modesty and low-key remind me of this sentence.

You should never waste your time, so you can make such a big career and be so mature and prudent, not arrogant at all.

Come on, I'll give you a glass of wine, for no other reason, just to show my respect.

I'll drink to you! "

what the fuck!

Can you persuade wine like this?

You beep!

Wang Yan was almost stunned.

It's not how happy and comfortable it is. It's really shocking.

He has read the book seriously for several months, but Wang Yan is still far from the realm where famous people's famous sayings come at random.

The key is that people are not hard embarrassed. They really apply it appropriately.

Who can hold such flattery and persuasion?

No way, Wang Yan raised a glass to accompany him: "sister Bai has been praised too much, thank you."

Half a cup of dry red. Bai Jiezhen looked up and killed it. Wang Dashao had to drink with him.

No matter how to pretend to be high and cold, the most is to talk less. You can't let the lady drink alone. Just take a sip?

I can't afford to lose that man!

Then as soon as a glass of wine was finished, Wang Yufei immediately refilled it for Wang Yan, and Wei's wronged mouth shriveled.

"Wang Shao, if sister Bai makes a toast, cheers. If I ask you a question, you don't bother to go back... Take a la carte, drink slowly, and tell me about your company!"

Wang Yufei is another routine.

Pour the wine but don't persuade it. Complain but don't climb the pole. Just stare at the topic of Wang Ting's entertainment and have to let Wang Yan loose.

Wang Dashao was a little confused and didn't want to understand what she meant.

Why do I have to talk about the company?

I can't figure it out. Wang Dashao simply takes the plan and gives some positive feedback.

"Wangting entertainment is just a start-up company based on the live broadcasting industry. In fact, it has not made great achievements for the time being. You should be able to often contact those big companies as a credit provider. We are still far from..."

When Wang Yan spoke, Wang Yufei kept silent and stared at Da Shao with adoring eyes.

After Wang Yan finished speaking, he asked questions.

"Wang Shao, how many employees do you have in such a big station?"

"For the time being, there are 100 + employees serving 150 + anchors. The live broadcast needs space. There are not many stations on those two floors."

"Wow! It's too extravagant to open the live broadcasting company in Lujiazui? My office area is less than 4 square meters..."

Wang Yan finally saw some signs.

Wang Yufei's role is probably to induce Wang Yan to talk about his own affairs, and then express worship regardless of the three, seven and twenty-one.

Fans?!

While thinking about it, Chu Hong smiled and pointed to Wang Yufei: "I don't like the small station. Go and hang out with Wang Shao! There are a lot of things if you don't do well day by day

Don't say that brother Chu didn't give you a chance. You serve Wang Shao well. When will Wang Shao tell me: Feifei is a good girl. I'll arrange a separate office for you! "

Wang Yufei's eyes lit up: "really?!"

Chu Hong shook his head angrily: "I'm a vice president. Will I cheat you a little girl?"

Wang Yufei immediately looked pitifully at Wang Yan and shouted, "Wang Shao..."

Bai Jie snickered at the fire: "what's the use of being coquettish? What's the attitude?"

Wang Yufei immediately picked up her glass: "Wang Shao, I'll give you a glass of wine! I'll do it. You're free! Xiao Xi is stupid and stupid. She won't come. She's not fair. Just tell me where you mean and where I fight in the future!"

Again?!

Wang Yan understood that Chu Hong led the way, Bai Jie was responsible for finding opportunities to drink, and Wang Yufei was responsible for acting like a spoiled girl. The three came with a full set of procedures.

So, what does Chen Xi do?

She looks really clever and dignified. She is a good person all over the table.

Another glass of wine was filled. Wang Yan glanced at Chen Xi.

The great beauty is still smiling, her posture is straight, and her smile is kind and distant.

Eh?!

incorrect!

The girl is too invisible.

Wang Dashao suddenly felt that things didn't seem so simple.