In the last generation, the real estate bubble Zheng Jianguo most familiar with was not the real estate bubble that was later produced and analyzed, but the bubble that occurred in the twenty-ninth provinces of the Republic at the close of 80s.
In 1988, the South China Sea province was established, and 100000 talents went to the South China Sea behind the newly established South China Sea Special Economic Zone. Because the pearl jade of the deep city special zone was ahead, countless young people of insight with dreams flocked to this place considered to be the second deep city.
In terms of house price, Nanhai province is indeed the second deep city. In the year when Nanhai province was established, that is, in the provincial capital city where it did not even have traffic lights, the house price reached more than 1300 yuan, compared with 1800 yuan in the same period,
While the house price in Shenzhen was 1800 yuan, a stone got a piece of land at a floor price of 2800 yuan per square meter, ready to build an ultra-high-grade community and sell it at a price of more than 4300 yuan.
This year, commercial houses in the capital and magic capital were still under construction. On February 15, 1989, the capital publicly sold 350 sets of commercial houses at prices ranging from 1600-2000 yuan, but only 250 sets were sold.
As for the sales of commercial houses in magic capital, it was simply commented by people's Daily: "no one bought buildings, and hundreds of thousands of square meters of new houses are empty. The reason is that the price is expensive. The highest price per square meter has reached 2300 yuan, which is amazing. "
In addition, an account was also calculated in the report: the capital recently provided more than 20000 square meters of housing, 1600 yuan to 1900 yuan per square meter. If you buy two bedrooms, it will cost more than 60000 yuan at least. A college student has been frugal every day since he began to work. It is the limit to store 50 yuan a month. He can only buy two bedrooms in 100 years. "
Even though the price of commercial housing in the South China Sea is so high, it is only the starting point of the bubble. After two years' construction, the price has exceeded 1400 yuan in 1991.
However, when the time came to 1992, the number soared to 5000 yuan per square meter, and reached the peak of 7500 yuan in 1993, 4500 yuan higher than the average price in the capital and 1500 yuan higher than the highest price in Mordor.
Of course, because the participants of the bubble are all Chinese, and the funds behind them are all the main banks, the consequences are not as tragic as the little devil, after all, the meat is rotten in the pot.
Out of the memory of these two bubbles, Zheng Jianguo came to the United States and did not study it, but he knew it as news after he learned of the Florida bubble decades ago.
It's just that Zheng Jianguo understood it as news, which is also his preconceived psychological state. Otherwise, the East Lake New Village project presided over by Jianguo company alone should attract his attention to the house prices on Hong Kong Island.
At that time, Zheng Jianguo didn't arrive in the United States for long. He didn't have much ideas about adaptive learning and courses to be carried out. It was not until he received feedback from fan Dailin that he confirmed that the house price on Hong Kong Island had increased from HK $3800 per square meter in 1977 to the current average price of 10000. The highest price had exceeded HK $12000, and it was still rising.
Compared with the light of heart from care, Zheng Jianguo was not aware of it in his last life. After all, he was studying in the health school in 1980, and thought he would enter the hospital like he did after graduation.
As for the real understanding of things abroad, it is only after 2000 that a network can be achieved, and this time is related to the real estate bubble, which is the next door.
So for Zheng Jianguo, the real estate bubble on Hong Kong Island is a sudden occurrence. The real estate bubble in the Japanese side is not yet known. What happens is that before the Florida bubble more than 50 years ago, he could make a paving for his investment ideas by scientific analysis: "the house price in Florida has skyrocketed. I can't remember too detailed data. Simply put, in the short term of three to four years, house prices have doubled every year, or more than 50%, or even 150-200% - "
"I can understand these data by myself. In fact, after you told me this idea this morning, I also found someone to understand that as Japan's economic and political center, the rise of house prices is a natural thing, just like the upper east and Lower East districts of Manhattan in New York.
After Japan liberalizes the management of foreign capital, foreign capital will also bring a lot of money when it enters. It is not difficult to imagine a substantial increase. Just Zheng, now the Federal Reserve has adjusted the interest rate to 21%. When the world is trying to invest money - are you not optimistic about the American economy? "
The cigar in his hand shook twice, and Augustus put it into his mouth and smoked again. His eyes looked at Zheng Jianguo's cheeks tightly, and I didn't know what thoughts were turning in his mind.
"Well, I'm not an economics expert. I don't understand the American economy. I can only analyze a single phenomenon. For example, the fundamental reason for the rise in house prices in Florida is that the bank reduced the down payment ratio of buying real estate to 10% in order to pursue the maximum return, which was originally a discount that car consumers could enjoy."
With dark eyes, Zheng Jianguo certainly wouldn't say that although high interest rates will reduce people's enthusiasm for investment and put all their money in the bank, it will also lead to the rise of bank loan interest rates.
The most direct manifestation is the higher lending rate. For example, in order to strive to lend money, reduce the down payment ratio of car and house purchases, increase the risk of bad debts and push up house prices: "so when this condition occurs in Florida with scarcity, people will not hesitate to buy it. After all, in palm beach every winter, There will be a large number of rich Americans, which is also the second reason for the rise I summarized: scarcity. "
"As you said, Tokyo has enough scarcity for Japan itself."
Augustus nodded slowly. Now the rich people in America have arrived in winter, and many families will go there for vacation for the winter: "is it just that the Japanese bank will reduce the housing loan interest rate to one tenth?"
"It depends on whether the bank has competitors, such as foreign banks."
Zheng jianguoxin said that he finally talked about the idea. His money seems to be enough. Talking about billions of dollars can scare many people. However, if he really wants to promote the rise of house prices in the Tokyo Metropolitan Area, this money can only be regarded as a drop in the bucket. His purpose at the moment is to prevent future actions: "moreover, I heard that there is almost no real estate tax there."
"No?"
When Augustus looked surprised, Zheng Jianguo neither nodded nor shook his head: "yes, there is a tax system in Japanese real estate transactions called" special preferential measures for replacement and renewal ". If buyers buy real estate larger than their existing living area, they can be exempted from transaction tax, otherwise they will collect tax on the difference, Its purpose is to encourage citizens to replace a larger real estate area. "
"If it's true, the tax system is wonderful -"
Augustus was stunned for a long time before he recovered. He looked unbelievable: "if America had this, the house price would have to be doubled."
"Yes, Augustus, I think so -"
Zheng Jianguo agreed. Soon they talked again and exchanged ideas. He got up and began to button up his suit and said, "Augustus, if you're okay, I'll go back and contact you again."
"Let's go together. I'll bring you the video."
He put out his cigar in the ashtray on the table. Augustus also stood up and walked out with Zheng Jianguo and said, "Delia's situation is more troublesome. I hear Anthony's meaning that she won't last long. His ex-wife doesn't show any signs. I think he seems to be all right."
"So this is the most terrible place. After the death of patient 3, I studied the slices and found that this kind of thing was found all over the body, including the spinal cord -"
Tilted his head and glanced at Augustus, Zheng Jianguo didn't hide the latest research from him. After all, his son Andre is also HIV carriers. If he asked, he would see it: "but considering the transmission conditions, it should be body fluid exchange, saliva and intestinal fluid. Remember to protect yourself when you want to have sex."
"Then you can't let others do a test before going to bed?"
Augustus looked a little strange. He didn't want Zheng Jianguo to glance at him and say, "then you'd better find some fixed ones. Don't you want to change like those patients given to me? Multi organ disease and failure of the whole body is like something swallowing people's soul. It doesn't swallow the last breath until it is swallowed - "
"Do you have any idea about this virus? I can see that Andre is under a lot of psychological pressure. "
The steps stopped in front of his door. Augustus opened the door and took out a bag and handed it to Zheng Jianguo. After receiving it, Zheng Jianguo said, "I just found from the people you sent me that their common ground is malnutrition above grade II.
The skin is pale and dry without elasticity, the hair is rough without luster, the spirit is depressed, the muscle tension is weakened and relaxed, and the thickness of abdominal subcutaneous fat is less than 0.4cm. According to this analysis, I suggest to try to let him maintain good living habits, exercise regularly and improve his immunity. "
"OK, thank you, Zheng! I'll take you down. "
Slowly nodded and touched Zheng Jianguo's arm. Augustus made an invitation gesture in the direction of his room. Zheng Jianguo didn't see the outside and went back to the room to change his clothes. Accompanied by him, he went to the elevator entrance on the first floor, but remembered the previous "waitress", and said, "is Zenia?"
"A girl who is willing to do anything for money, I advise you to ignore her."
Augustus shook his head as if unwilling to say more. Zheng Jianguo nodded and didn't speak until they came to the door. Andy appeared. He said, "goodbye and good night."
"Good night!"
Augustus raised his hand as a farewell. Zheng Jianguo turned and got into the parked car, watched Andy start and leave the club, and said, "Andy, it's so late that you have to wait at the door -"
"Boss, this is my job, just like old John. Are we going straight back to the building?"
As if he knew what Zheng Jianguo was going to say, Andy interrupted him and said to himself. Then he remembered something. He looked at the recovered middle rearview mirror and said, "sorry, boss, I interrupted you."
"It's nothing, but I'm still not used to this kind of good life. Let's go back to the building."
He smiled and looked at Andy's uneasy face. Zheng Jianguo explained and asked him to drive back to the building. It was already 23 p.m. but when he appeared in the magnificent hall, he didn't expect that old John was still sitting behind the service desk in high spirits. At this time, when he saw himself, he stood up quickly: "Sir, you're back. Has everything been going well?"
"Not bad, old John. I'll go back to my room and have a rest. You should have a rest early."
Seeing that old John, who was half a head taller than himself, came a few steps in front of him, Zheng Jianguo remembered his previous experience with Andy. At this time, he entered the role of the boss. He said, and saw old John bow slightly and say, "Sir, do you still need a midnight snack?"
"No, thanks. I'm not hungry."
Zheng Jianguo turned and went to the room on the second floor. When he came, he recognized the room and knew that all the people who came were arranged on this floor for convenience.
However, when Zheng Jianguo felt the recognized door handle and wanted to press it, he found that it was inserted with the click sound. Just when he raised his hand to knock, the closed door handle clicked and the door opened. Yang Na in her pajamas appeared in front of him: "I thought you wouldn't come back."
"Can I not come back when you are here?"
Zheng Jianguo said after entering the door that Yang Na had locked the door and said with her arms: "Zheng Jianguo, stop!"
“???”
Standing in place with a question mark on her face, Zheng Jianguo saw that Yang Na had leaned over, and her exquisite eyes fell on his face: "I want to check -"
"Ha ha."
Let Yang Na's eyes wander on her face, Zheng Jianguo certainly didn't know that her eyes swept the white spots on her acne, which fell on both sides of his lips and cheekbones, and finally the shoulders of his suit and the shirt inside.
As if she had found no lip prints and cleaned traces, Yang Na's face relaxed a lot, her eyes twinkled and said, "why, Camille didn't give you a farewell kiss? Or is she going to give it to you at the airport tomorrow? "
"Serena."
With a slight sigh in his heart, Zheng Jianguo slowly held her in his arms and said, "Krista is only 15 years old. She shouldn't give you such a great sense of crisis. Didn't I report the relationship between me and her to you long ago?"
"I'm afraid you're pretending."
When she turned around and surrounded Zheng Jianguo's waist, Yang Na raised her head and said, "you treat her as your sister, don't you?"