Chapter 208

Li Shimin was completely confused.

Although Zhang Feng said the business model, it can be seen that once such a business model is launched!

Then, Datang's tax revenue alone will double, not to mention that this guy directly stimulated the whole depressed Datang economy!

Moreover, he only needs to issue an edict, and then publish a notice in the minting Department of the Ministry of household, which is so simple.

However, there is another problem that puzzles Li Shimin. That is, does the current cooperative need to continue? Li Shimin can't help asking again

"Brother Zhang Feng, I understand what you said. Are you stimulating the whole Datang economic system? Let the economy, which was weak after the war, recover completely because of this?"

"In this case, does the cooperative need to continue? Do the people and merchants still have to borrow money?"

"Borrow!"

"Why not borrow? You don't earn the white silver? You're stupid!"‘

"No, who is it!"

Zhang Feng said mysteriously, "if I were that one, I would not only borrow it, but also collect money 1"

"Oh?"

"Take the money?"

"How to close it?"

Li Shimin asked in surprise, kicking and pretending to sleep. Wei Zheng pretended to wake up.

He must pretend not to know about it!

Otherwise, such secrets are not common to Zhang Feng. If there is a little deviation, he

So he had to pretend to be drunk.

It's all over, but now he doesn't have to pretend. It seems that the emperor must find a top bag.

And the protagonist becomes the top bag.

Wei Zheng cheered up and carefully remembered their dialogue in his heart.

Zhang Feng said, "actually, if you think about it, I've already given you the answer, and didn't Lao sun show me the style of the silver note drawn by Fang Xuanling?"

"This is the way!"

"Now, whether it's the Tang Dynasty or the outside world, it's all about buying and selling things with money hung by carriages. Are you tired?"

"However, at this time, if this thing appears in Huangzhuang, merchants can also store coins in Huangzhuang. Think about how much money the emperor's Treasury will concentrate in a short time?"

"This is the most important part of the cooperative!"

Hum -!

Li Shimin's head is completely fried.

It turned out that the previous loan was for Zhang Feng's words that he couldn't bear the child and the wolf!

Is this waiting here?

Zhang Fengyue said more and more excited.

I didn't see the eye contact between Li Shimin and Wei Zheng.

"Now you can understand why you want to borrow money, and I also said that you are wrong and right. If it were me, I would like to borrow the whole Datang 1"

"If you think about it, you just have a hand and foot, and the money still goes back to your pocket. It also brings you a lot of interest. Then you can borrow the money and keep on rolling, just like a snowball. How about this way?"

"This..."

"Brother Zhang Feng, I really want to take your head off and see if your head is the same as ours!"

"This... How did you think of it?"

"It's a secret!"

Zhang Feng smiled cheaply.

"It's not over 1"

"They can't give you the money in vain. At that time, you can also increase some interest. That is, they lend you the money!"

Now Li Shimin and Wei Zheng are confused.

"How can we borrow money? In that case, we're not busy in vain?"

Zhang Feng waved his hand slightly.

"Don't you understand that? What interest do you lend out now?"

"Cough! It's not us, it's the emperor. The emperor lent it!"

Wei Zheng reminded.

"The interest on the money lent by the emperor is set at one or two silver. Generally speaking, it is one money's interest a year."

The decimal system of currency in the Tang Dynasty has always been money, that is, one hundred Wen copper coins are equal to one coin, and ten coins are equal to one or two silver. In other words, one thousand Wen copper coins are equal to one or two silver. The interest on this money is not low!

Ordinary people in the Tang Dynasty, like those in Chang'an City, earn an average of 10 to 20 copper coins a day. It can be seen that the interest on this money is equivalent to their income in ten days.

It can be said that it is high, but it can also be said that it is not high.

After trying to understand Datang's monetary system, Zhang Fengcai said, "the interest on this money is almost. The problem lies in the interest on this money. You lend it as money, but if you deposit it with you, you're stupid!"

Li Shimin rolled his eyes.

How could he be so stupid?

"But!"

Zhang Feng grinned again.

"This can also be calculated by businessmen."

"What calculation?"

"The interest rate of one money has not been changed. Maybe it can be increased a little later. It depends on their ability to borrow money and the purpose of borrowing money. If it is a merchant, it is not too much to add one money interest. However, the interest of this deposit is also distinguished from low to high, but the peak must be half of the interest rate borrowed!"

“……”