Chapter 68

"President Jia, have you considered it?" the president looked at Jia Yapeng with some concern. If Jia Yapeng said that he was short of funds or repented at this time, he would be happy in vain.

Therefore, the president especially hopes that Jia Yapeng will promise immediately, and then quickly complete all the procedures. It is best to start the transfer today, then he will be completely relieved.

But Jia Yapeng fell into meditation and didn't say anything, but his expression was constantly changing, which made the president gush out an ominous premonition.

Sure enough, after Jia Yapeng recovered, he shook his head and said, "no, I can't get a loan for 500 houses!"

"Lying in the slot..." the president felt a pain in his chest, and an old blood almost gushed out. Then he scolded Jia Yapeng directly in his heart. This guy really thought he had a few bad money, so he could play his dignified president of the state-owned bank as a monkey?

Just as he was about to get angry, he heard Jia Yapeng say, "I thought about it, otherwise I'd better directly apply for a loan for 1000 houses!"

………………

Quiet, the whole meeting room was quiet for an instant.

"President Jia, can you repeat what you just said? I didn't hear it very clearly?" the president's voice asked a little trembling.

"I said, I want to buy 1000 houses!!" Jia Yapeng said word by word.

Jia Yapeng is not crazy. He really plans to buy 1000 houses.

Because President Jia has just calculated it in his heart. If calculated at a 60% discount, 40 million here can pay the down payment for 740 houses, while 54 million is required for 1000 houses. Jia Yapeng's money is still a little worse.

But the problem is that the down payment is calculated at a 60% discount.

But if Jia Yapeng buys 1000 houses, the price will meet the requirements of limit discount. According to the leaders, 1000 houses can be purchased directly at a 50% discount price.

In this case, the actual purchase price of 1000 houses is 90 million, and calculated according to 50% of the down payment, Jia Yapeng actually needs to pay 45 million down payment, which is completely within the scope of President Jia's funds.

Although he can only have 5 million working capital left, now the elves can earn millions every month, and the early investment in 4WD cars is basically invested. Therefore, President Jia should be able to support the operation of the whole company as long as he saves some money.

Therefore, Jia Yapeng made up his mind and directly bought 1000 houses in the Asian Games Village, and the whole Asian Games village was only 3000. It was equivalent that 13 houses here fell into Jia Yapeng's hands. Jia Yapeng became the largest owner of the whole Asian Games Village, and it seemed that no one could surpass Jia Yapeng in his life.

"Mr. Jia, how many years are you going to pay off the loan?" the president asked.

"How long will it take?" Jia Yapeng asked.

"According to the regulations, we can provide you with four different loans of 3 years, 5 years, 10 years and 20 years respectively, of which the interest rate of each loan is 8.1%!" said the president.

"Then calculate according to the 20-year period!" Jia Yapeng said without thinking.

"Xiao Hu, you calculate!" said a small attendant after the president's life. The little attendant immediately took out the manuscript paper and calculator and began to calculate crazily.

Finally, gasping for breath, he handed a note full of results to the president.

Seeing the number on the note, the president took a deep breath and said.

"OK, Mr. Jia, I have to confirm with you again. If you intend to apply for a housing loan for 1000 houses, you need to apply for a housing loan of 45 million yuan in our bank. If calculated according to the interest of 8.1% and 20-year term, we need to pay a loan of 379203.45 yuan every month from October 1991 to September 2011, and the interest paid within 20 years The total amount is 46008827.52. "

It's not unreasonable for Xiao Hu and the president to breathe deeply. According to this figure, Jia Yapeng paid more than 1 million yuan of interest than the principal in the past 20 years, and a total of 90 million yuan of loans are needed. It's a waste of money!

At the same time, the president was also worried that when Jia Yapeng heard this figure, he would turn around and give up the loan directly.

This is really a big loss!

They didn't know at all. When Jia Yapeng saw this number, his eyebrows were about to laugh.

This loan is really cost-effective. By 2011, the house price of the Asian Games village has started at 50000. At that time, Jia Yapeng needs to sell nine houses in exchange for 45 million cash, which will be offset by all the mortgage interest.

The 45 million loan of 90 can let Jia Yapeng buy 500 more houses. If the two numbers 9 and 500 are put together, a fool will feel that he has made a lot of money.

So Jia Yapeng immediately agreed without hesitation.

After repeatedly confirming that Jia Yapeng did intend to buy 1000 houses, he began the capital verification step, because Jia Yapeng's current company account bank and loan bank happen to be Agricultural Bank of China.

Therefore, the capital verification is quite convenient. Let the president directly order his subordinates to check the money by telephone and confirm that Jia Yapeng really has 45 million cash.

"We also need to verify your repayment ability!" the president took a deep breath and said, "can Jia always allow me to withdraw your capital flow for half a year, because you need to repay nearly 380000 loans every month, so according to the regulations, your monthly flow of the bank should not be less than 1 million yuan in the first half of last year."

"We can only approve your loan after proving that you have the ability to repay!"

"It's all right! Just check it!" Jia Yapeng said with a smile.

So the president gave another order. After a while, the monthly flow of Jia Yapeng's company account was reported. When he saw that Jia Yapeng's monthly flow had exceeded 10 million almost every month since June, the president was closed again.

I can't imagine that someone can make 10 million yuan a month these days. It's terrible!

However, all the formalities were completed in one afternoon. At the same time, it was said that the bank could complete the loan within half a month as soon as possible.

The leader also acted quickly, saying that as soon as the remaining loans from the bank came down, he would immediately apply for the real estate certificate for Jia Yapeng and never delay a day.

Sure enough, a month later, Jia Yapeng, who was in Yuzhang at that time, received several red copies of snake skin bags, that is, real estate certificates. He owned 1000 sets of his own real estate in the Asian Games Village of the imperial capital.

To be exact, it should be 1008 houses.

Originally, Jia Yapeng wanted to choose the best floors and house types in all the houses, but the leaders said that it was too troublesome for Jia Yapeng to buy a building directly.

There are 72 houses in one building, and buying 14 is 1008. The leaders make the decision. As long as Jia Yapeng is willing to buy 14 directly, he will give the extra 8 to Jia Yapeng directly.

With the attitude of not causing trouble to the leaders, Jia Yapeng readily accepted the proposal. In this way, all 14 houses in the Asian Games Village fell into Jia Yapeng's pocket, and Jia Yapeng also became the man with the largest house area in the whole imperial capital!

After the transaction was concluded, both the leaders of the Asian Games Village and the Agricultural Bank of China were happy. One got the political performance, the other got the performance, and Jia Yapeng got the future. This is a very cost-effective deal for anyone. It is a real win-win!

The three also reached a very good personal friendship. Jia Yapeng basically visits the two leaders' homes every year. Jia Yapeng's own network of contacts has gradually begun to spread.

"I'll be so angry with you!" seeing that Jia Yapeng had finished all the transaction procedures, Chen Li left in a huff and puff.

"Hey, although this young man is smart, his overall view and vision are not as good as you!" the leader stood beside Jia Yapeng and sighed, "although the stock market is good, the risk is too big, both for money and people!"

"Although the house does not make money as fast as the stock market, it wins steadily!"

"Xiao Jia, you really make a lot of money this time. Although you can't see it at present, in 10 years, by 2000, the house price here will be at least 6000 one square meter. By 2020, I'm afraid the house price here will rise to more than 10000 square meters!"

"Although your speed of making money is slow, it is extremely stable. I hate that I am in this position now. Even if I have money, I can't let go. On the contrary, it's not as convenient as you, a businessman!"

"The leader said yes!" Jia Yapeng nodded very seriously, trying not to make himself laugh.