Edogawa Daxiong is a standard social animal. He works diligently in the company every day and does the most work in the whole company, but the promotion speed is the slowest. With his more than ten years of experience, he barely promoted to a department head. You know, those who joined the company with him have been promoted to the position of section head and become his direct leader.
However, the so-called fool has a fool's blessing. Although Nobuo Edogawa rose slowly, he survived the layoff process of the company, because he lived the most in the whole company, but his salary was the least. Isn't it a loss if such a person is laid off?
So Da Xiong has been working hard in the company.
However, Daxiong is also very optimistic. He belongs to the optimist school and gives a little sunshine. In addition, recently, the company has accidentally made a lot of money because it has put on many old TV dramas and programs in the light and film supermarket. He has given all employees a bonus for the first time. Daxiong has won a bonus of 100000 yen because of his long service, If the deposit of 1.9 million yen saved by the Daxiong family before is added, Daxiong will have a deposit of 2 million yen. This figure makes Daxiong feel that his life is more brilliant.
Back home, his wife Jingxiang had already put the bath water and prepared a table of dishes. Although they were the most common dishes, Edogawa Da Xiong still felt that his life was very happy and complete.
"Daxiong, the teacher called us just now and said that Xiaozhu got a zero in his math test today. You said what to do with the child, or we'd better report him to a cram school!" said his wife Jingxiang with worry.
"It's no use. The child's grades follow me. It's no use how he goes to the cram school. He can't learn!" Da Xiong shook his head. "Now reading is only useful when he is admitted to the University, but helping the child, the cram school can't let him go to the University. He's not the material for reading at all. Let's not force him to have a happy childhood!"
Jingxiang and Daxiong are actually childhood sweethearts. They grew up together. Recalling Daxiong's life and achievements in school, Jingxiang has to admit that it is superfluous to report more remedial classes for her children.
This child is not learning material!
"What should we do?" Jingxiang was more worried.
"Let me see. Why don't we save him a sum of money? When he gets old, we can help him send it to state-owned enterprises and live a good life. It's far better than throwing money into cram schools!" Da Xiong touched his head and said "My father saved 2 million yen for me and sent me to the power company. Now don't I live well?"
"Well, you're right!" Jingxiang has to admit that this is really the best help for her children. Otherwise, a lot of money will be thrown into the cram school, but she won't be admitted to the University, but it won't make any sense.
"Just in time, I got another 100000 yen bonus today, and we have a deposit of 100000 yen. When Xiaozhu grows up, we may be able to save 5 million yen to give a child and find a good way out!" Da Xiong sighed.
"But it's a pity that this 2 million yen has been saved. Otherwise, let's invest. I heard that buying a house is a good investment now. Why don't we buy an apartment for our children?" Jingxiang said.
"Don't worry, we can't afford to buy an apartment even if we can't afford to go to the toilet!" Da Xiong shook his head. "Besides, now the house price in Tokyo has fallen for three consecutive years. I think it's difficult to rise again. We need a loan to buy a house. If we borrow, it's enough to repay the interest alone."
"Then buy some funds or financial products?" Jingxiang said again.
"That's too slow!" Da Xiong sighed. "Now the annual rate of return is only a few percent, and there is no guarantee that it will lose money. It's really not worth buying!"
"Then I heard that the brother-in-law of the aunt next door's family and his friends have set up a nursing home called fusangqing nursing home, which is pulling investment. I heard that the nursing market is very promising. As long as you give them money, you can get 8% interest every year, which is a good deal!" Jingxiang whispered.
"What you said is illegal fund-raising. If it's a liar, we'll lose all our money. Isn't there often such news on TV?" Da Xiong shook his head again and again.
"But what if it wasn't a liar? They were fusangqing nursing home. Our family happened to pass by when we went to enjoy the flowers last time. It's a big piece of land with more than a dozen houses. It shouldn't be a liar if such large fixed assets are placed there!" Jingxiang said.
"Well!" Da Xiong really hesitated this time. Just as they were about to step into the abyss of doom, the TV playing suddenly sounded a voice of magic brainwashing.
"Mitsubishi Bank's light and shadow super financial management plan has an annual yield of 4%! It is guaranteed to reach 4%, and we will pay double if it is less than 4%!"
"4%, such a high annual rate of return!" Da Xiong was shocked instantly.
"Yes, this advertisement has been broadcast for several days, but it sounds like a liar. I called yesterday to persuade me to buy some cents, too. I forgot what you said!" Jingxiang said.
"Xiao Fu advised us to buy it! Why didn't you tell me!" Da Xiong was even more shocked.
"I forgot. Besides, I didn't know at that time that the annual yield of 4% was so high. You go home and sleep without me!" Jingxiang said with some dissatisfaction.
"No, I'll call Xiaofu now!" Da Xiong immediately called Xiaofu's home, and then learned from Xiaofu that the annual rate of return is indeed 4%, and there is still a guarantee of 4%. If not, Mitsubishi Bank will make up for the deficiency!
In fact, after hearing that this is a financial product issued by Mitsubishi Bank, Da Xiong completely believed it.
Early the next morning, Da Xiong asked the company for a leave, and then went to the door of Mitsubishi Bank to buy financial products.
As a result, even if Daxiong arrived at work at 8 o'clock in the morning, there were already hundreds of people in line. Some of them came here with their bedding from 3:00 in the morning.
At eight o'clock in the morning, the bank officially opened, the crowd swarmed in, and the whole bank was suddenly full.
At this time, Daxiong found that a temporary transformation had been carried out inside the bank. There were only two windows that were originally used for deposit and withdrawal business, and all the other windows had become the processing windows of super light and shadow financial management plan. Together, there were as many as six windows.
But even so, Da Xiong waited for four hours. When he was hungry at noon, it was finally his turn.
"Our super light and shadow financial plan is sold according to the number of copies, and the price of each is 150000 yen. Because there are too many people lining up recently, everyone can buy up to 20 financial plans!"
"According to the plan, our annual rate of return is fixed at 4% and the term is 12 years. After 12 years, we can get the maximum principal and interest amount of 242000 yen. Are you sure you want to buy?" the waitress at the window said quickly.
"I have 1.95 million yen here, I want to buy 13 copies!" in 12 years, one copy has nearly 100000 yen interest, which is really cost-effective!
"OK!" the waitress nodded, and then began to handle it for Daxiong as quickly as possible. After three minutes, all the 1.95 million yen in Daxiong's hand disappeared, and in exchange for 13 financial plan documents, Daxiong held it tightly in his arms, like his lifeblood!
When Da Xiong left the bank, he found that the queue outside was even longer than when he came in the morning. There were almost 300 people waiting in line.
As a result, when Daxiong came to the end of the line, he heard two security guards shouting with loud speakers, asking these dear customers and friends not to line up again, because all the financial plans allocated by their branches are about to be sold out. Please go to other branches to line up!
After this day, Daxiong never saw the advertisement of this super light and shadow financial plan again.