Chapter 586

"I heard you borrowed another billion from CCB?" Xie Heping feels like he's going crazy.

In order for Yunfei to keep the computer industry base project in Chengdu, Chengdu helped them borrow 500 million with the financial guarantee of the municipal government, which made the first phase investment of the whole computer industry base project reach 800 million.

Such large investment projects are second to none in the country.

Especially a private investment project.

As soon as the news of the project was reported, countless media reporters poured into Chengdu, and the eyes of the whole country shifted from the coast to Chengdu, a southwest city that has always been vaguely impressed only by the national treasure giant panda.

China, the most developed place, has always been on the east coast.

Now, there is a private project with a total investment of more than 1.2 billion! This project is not a private consortium, but a personal investment project of a young boss!

One wave is not flat, another wave rises.

All reporters have been unable to interview Yun Fei, the project investor, or Li Lu, the project leader. There is no way, so they can only interview the other party of the project cooperation - Chengdu municipal Party committee and municipal government every day!

China wants to build its own computer industry base! And still do not introduce foreign technology.

It is a private research institute that provides these technologies!

Until after in-depth understanding, all reporters found that this private comprehensive research institute of machinery, electronics and materials had not been established for a long time, but the results were not small.

The mobile communication equipment terminal of wheat mobile phone and the numerical control equipment of Jiuyi heavy industry are the achievements of this research institute. These, many people do not know! Now, the research institute has launched a full set of computer hardware, as well as the supporting operating system independently developed by the Chinese people.

The security of the 91 Research Institute is very strict. Journalists simply can't get in. If they want to interview the project leaders or engineers who know the details of the project, they don't know who is who. Even squatting at the door is useless.

The commuting time of the 91 Research Institute is basically not fixed. I even heard that there are simple lounges in many offices!

In desperation, I can only go to the Chengdu City Government and want to interview the head of the 91 research institute or these projects through the government.

The Chengdu Propaganda Department of the same trade can't work at all. The only thing we can do is to find Xie Heping, who is said to have a very good personal relationship with Yun Fei, the boss of the 91 group. How can this not make Xie Heping depressed?

A big stall in Chengdu is waiting for him to deal with!

He wanted to let Yunfei interview several reporters and solve his problems, but he was ruthlessly rejected by Yunfei.

Now, before the computer project in front has been clarified, it has been reported that the boss of Jiuyi group has borrowed RMB 1 billion from China Construction Bank Bashu branch with the mortgage of Jiuyi heavy industry in Chengdu. There is no clear information on what project to use.

Is this boy crazy now?

One big project after another?

Just like Bao Qi, neither Xie Heping nor Zhang Hu, the new secretary of Chengdu, is worried that Yunfei will not be able to repay the loan.

Therefore, when receiving this news, the mayor of riririwanji personally came to Yunfei to understand the specific situation and wanted to continue to leave the billion yuan of Yunfei loan in Chengdu!

"Thank you, you are really well informed. I talked to Bao Qi about it yesterday afternoon. You came to me early this morning! You are so well informed... "I thought Xie Heping would come to the door, but I didn't expect it to be so fast.

Xie Heping smiled: "these days, how can you mix up if you don't have good news? Do you think our investment environment in Chengdu is too good and we are ready to continue to add investment projects to Chengdu? "

"Lao Xie, this billion, you'll die. At most, tens of millions will use Chengdu..." Yun feibai glanced at Xie Heping.

To expand investment in Chengdu, most of Chengdu Economic Development Zone has to be its own!

"How is that possible?" Xie Heping was surprised.

Isn't this loan for the construction of the headquarters building?

"Really. Lao Xie, we are not outsiders. I will tell you that this loan is to expand the production scale of the whole Jiuyi group. The main investment direction is to acquire some bankrupt state-owned machinery plants and electronic plants in Northeast, North and central China. You said, "it's impossible for me to move all the factories to Chengdu without using the ready-made plant equipment after the acquisition?" To let Xie Heping eliminate his obsession, he can only explain it clearly.

"Is it really not a loan for the construction of the headquarters building of your group company?" Xie Heping still asked.

The rumor is terrible. It's all that bastard's wild speculation?

"Lao Xie, who told you that my loan is for the construction of the headquarters building? We don't have such a plan yet! Besides, if it is really a loan to invest in Chengdu, do you think I will not require you to obtain a low interest loan with financial guarantee from the Chengdu municipal government? For this billion, I have mortgaged all my 91 heavy industry! These loans, just interest, have to be hundreds of millions! The interest on the loan you guarantee can be reduced by half! "

Yunfei wants interest free loans, which is impossible in this era of fiscal austerity.

If such a large loan amount can be approved, it will burn high incense, and the interest rate of others is also reduced by half. If you still want to make an inch, it is not a wise move.

These years, even the three generations of Ye Fei, who are so red, rely on their deep background at home and trust relationships everywhere. If they want to borrow hundreds of millions, they can't get approval!

..............................

"What loan project allows you to return to the head office in person?" Wang Zhishan, President of China Construction Bank, was surprised to see that he was the most valued. Bao qihongchen, transferred from ICBC, rushed into his office.

Baoqi's business capacity is among the best in the four major industries in the whole country. Otherwise, he would not become the president of the provincial branch just after his age.

"President Wang, I have a large loan project here, which has been authorized by the headquarters..." Bao Qi directly handed the information in the file bag in his hand to Wang Zhishan.

It is reasonable that these materials should be submitted to the loan department of the head office and follow the process. It will take at least several months. Such a large loan limit and approval time may even exceed one year!

Bao Qi doesn't know why Yunfei is so eager, but he knows Yunfei's character. Years ago, Yunfei said, he must have accurate information before years ago. Otherwise, he will find another way immediately.

"Oh? In a hurry? " Wang Zhishan frowned.

In the past two years, in order to control the overheated economy, the state has been implementing more and more severe fiscal tightening policies.

Bao Qi didn't submit the information to the loan department for the loan project in his hand. However, he came to him and reviewed it retrogradely from top to bottom

"Yes, the other party of this billion loan project needs us to give a clear answer before the end of this year." Bao Qi solemnly told Wang Zhishan's request that it would be August soon. There was only five months in total. In terms of time, it was still very sufficient.

"Who speaks so loudly? Come and beg us and set a deadline for us? " Wang Zhishan's face immediately became gloomy.

On the land of Bashu, it seems that no state-owned enterprise needs such a large loan? Or is it a loan from the Chengdu city government? Is it Zhang Hu or Xie Heping? Such a big tone!

"He's not asking us. Even if we don't lend him a loan, he can collect the fund. It just takes a little longer! As long as he releases the news, our four major banks, any bank, will come to him and ask for a loan. Throughout China, he is the most ideal lender and never has to worry about his inability to repay the loan. Moreover, he can only borrow our billions of funds for five years. If his investment scale is smaller, he may be able to pay off the billions of loans in two or three years! "

"You mean Yun Fei? Invisible richest man in Southwest China? " Hearing Bao Qi's words, Wang Zhishan said in surprise.

Yun Fei has heard about this boy many times.

This boy is a wonderful flower.

In addition to the tens of millions of loans at the beginning of the establishment of 91 heavy industry, he was almost cheated and spent several shares. After that, he didn't want bank loans anymore.

Many people are discussing that if the boy borrows from the bank, maybe he can make billions of profits a year! To become the richest man in China is steady!

China's richest man in his twenties is amazing when you think about it. And others still rely on their own skills, not on their parents!

Bao Qi nodded and did not speak, but calmly waited for Wang Zhishan's reply.

"If it is him, he is indeed qualified to tell us that the annual cash flow of his industry is billions, which is a huge performance for any bank! If the money is used for lending, the interest alone will exceed one billion! Does he make this a condition? " Wang Zhishan hopes that Yunfei will use this as a condition.

If so, even if he doesn't have collateral, he will persuade those officials who can intervene and the leaders above to agree that they grant such a huge amount of loans to Yunfei.

"He mortgaged it with 91 heavy industry!" Bao Qi looked at Wang Zhishan in surprise. Don't Yun Fei know such a thing?

But Yun Fei did not propose to take this as a condition, he will certainly have his purpose.

Although Yun Fei is young, nothing will be aimless.

"Why don't you transfer this project to the International Finance Corporation?" Since CCB can't get huge benefits, it's better to transfer it to China International Finance Co., Ltd., a bank specializing in investment.

China International Finance Co., Ltd., jointly invested by CCB, Morgan Stanley, China Economic and Technological Investment Guarantee Corporation, Singapore Government Investment Corporation and Xiangjiang Mingli group holding company, was the first international investment bank in the mainland led by Wang Zhishan in 1995.

With the implementation of CIS strategy by the four national banks and the promotion of the commercialization of the four major banks, other commercial banks in China follow suit, so that Chinese banks can quickly enter the era of commercialization.

Fierce competition also began between banks.

China International Finance Co., Ltd., established under the leadership of Wang Zhishan, is the first investment bank with foreign equity participation in China, which can also be regarded as a signal of the opening of China's financial industry. Since then, many foreign banks began to enter China.

This is also why big customers like Yunfei do not need to ask banks for loans, but many banks need to come to Yunfei!

"Impossible!" Bao Qi shook his head.

At that time, he also asked Yunfei about this matter. If he borrowed from IFC, the approval procedures would not only be simple, but also much faster.

But the cloud refused directly.

He told Bao Qi that even if his company made loans, it would only make loans in the four major banks in China. As for the reason, he didn't tell Bao Qi.

"It's difficult..." Wang Zhishan wants Yunfei to transfer all the transit funds from ICBC to CCB, and even the wages are paid by CCB, which is the most ideal.

Since these benefits are not available and the other party is unwilling to transfer the project to international finance, he really feels a little troublesome.

There is no reason to persuade those who oppose the approval of the loan.

"Some time ago, Yunfei signed a loan contract of RMB 500 million with ICBC Bashu branch, which is also a five-year term with interest of 73 / 5!" Bao Qi knew what Wang Zhishan was thinking and said that Yunfei signed a 500 million low interest loan contract with ICBC under the financial guarantee of Chengdu municipal government.

"ICBC is crazy?" Wang Zhishan hasn't even heard of it.

Now the lowest interest rate of commercial loans is more than 10%. How dare ICBC have such great courage?

"They're not crazy! On the surface, they earned more than 200 million less interest, but in five years, it was less than 50 million a year! If ICBC does not lend, the cash flow and capital turnover of all industries under Yunfei may be transferred to other banks. Yun Fei is a young man. Many times, everything is done by his own temperament! This time, he asked us for a loan instead of continuing to choose ICBC. Mr. Wang, don't you think it's very interesting? " Bao Qi didn't know that Yunfei didn't consider this at all.

The reason why Yunfei chose CCB is that he is very familiar with Baoqi. The second reason is that he only borrowed 500 million in ICBC. If he borrowed another billion, people might not lend him at all!

"Do you mean that we not only have to approve, but also learn from ICBC with low interest rates?" Wang Zhishan's face changed and asked Bao Qi in a deep voice.

"Even if it is not fully approved, some of it must be approved..." Bao Qi nodded.

The richest man in Southwest China started from industry and has been engaged in industry. It should not be difficult to obtain bank approval for lending in order to expand the scale of industry.

Although CCB is not the main bank for the main capital flow of industries under cloud and non cloud, a large number of capital flows are through various branches of CCB every year.

In the reform of CCB in previous years, in order to pursue performance unilaterally, CCB opened many business outlets, and almost every county has its branches.

The most attractive thing for CCB is the many poverty alleviation investment projects of Angel Fund in Southwest China. Once it starts to make a profit, those project funds can bring considerable benefits to CCB!