For domestic real estate, Yunfei is holding too much anger in his heart. Even if he is not forced to marry for the house at all, he still can't forget that the high house price made him almost desperate for life in that era.

He doesn't want a bitter force to come to his era after being drunk like him. If the bitter force is also mechanical, it will make his egg painful.

"Is this problem so serious?" Old Zhu was shocked to see Yunfei's response to this.

He believes that in all policies, this should be the one that Yunfei will absolutely support.

But where did he know that Yun Fei had been humiliated under his policy?

"Not only is it serious, but if it is not well controlled, it will even bring disaster to the country and the people in the end. Let me give you an analogy. Let's say that in this real estate industry, first of all, developers have to get land from our local government? " Yunfei felt it necessary to let Lao Zhu know the serious consequences of this matter.

Of course, his main purpose is to reduce himself as a competitor.

People engaged in real estate do not have much money in their hands. They take land from the local government through relations, and then use the land as collateral. They start to operate from bank loans. Before the house is repaired, they first receive the money from the people who buy the house, and then the development cost and loan interest cost are all passed on to the people who buy the house.

In other words, as long as you have a relationship and can get the land, you can easily play in this industry.

Yunkai doesn't want to play like this.

In this age, it is more than the financial strength at hand. It is estimated that few people can compare with him. And he has no worse relationship with the local government than anyone. If it's bad, ask the leading Secretary above to call directly, and the problem will be solved.

If you don't let banks lend money or get rid of the collusion between officials and businessmen, you really can't find several competitors.

However, such a scheme has lost too many people's interests. Can it work?

Lao Zhu nodded.

"In order to get land cheaply, these developers will certainly tackle key problems with the government, right? In this way, the formation of collusion between officials and businessmen is the interest chain, which begins to emerge from the source, right? " Yun Fei saw that Lao Zhu's face had changed greatly, ignored it and continued.

Old Zhu with a gloomy face nodded.

Yun Fei said it was true.

"In addition, the capital problem of developers, the early investment in real estate will be very huge. In this world, it is estimated that not many people can get the money to develop many real estate projects? Where did their money come from? " Yun Fei said here and paused.

"Where do you come from?" Lao Zhu frowned. Before proposing the housing reform, he did not consider these problems at all. He just thought that in this way, the urban population can easily have a house without counting on the unit to divide the house.

But now after Yunfei, the boss who has a different position from him and is ready to enter the real estate industry, knows that things are not as optimistic as he and his advisory group think.

"First, bank loans! As long as we have land in our hands, we can use land as collateral, borrow money from banks and pay the money from the government. Now people in China are beginning to have money on hand. They are afraid of being poor. They are not willing to spend, but save their money. What do they want when there is more money in the bank? Lending! Use money to make money! "

Lao Zhu was originally engaged in economics. He knew the banking system very well. There was no need to explain it too much.

"Second, collect the house payment in advance, that is, let the people who buy the house pay and transfer the construction cost and loan interest to consumers! In this way, developers can operate without paying a penny. As long as they have a good relationship with the local government and can get the land, they can make money. "

Yun Fei saw that Lao Zhu's face became more ugly, paused, and then said, "these problems are not too serious. The most serious is that in order to obtain more benefits, developers raise prices while building, and do not agree to raise prices? If you don't agree with the price increase, you'll give it back. China's 1.2 billion people will lack people with money and no house? "

"Some unscrupulous developers, in order to reduce costs and improve profits, use cement with lower grade and steel bars with smaller diameter than the design when building houses, or even do not use steel bars at all in some non critical places..."

These are often reported by various media in later generations.

Moreover, in this era, various industries have unscrupulous businesses, and everything can be fake. It's surprising to use some fake cement and steel bars when repairing the house? Lao Zhu understood this better than anyone else. Otherwise, he would not have made drastic reforms as soon as he came to power.

And one project after another was too busy to take over. As a result, they didn't do well, but ended up in a dark end.

Old Zhu, with an iron face and green veins on his forehead, asked suspiciously, "isn't there a third-party supervisor?"

"Cut, don't talk about the third-party supervisor. Aren't they also for money? If developers give them more money, they have the right to turn a blind eye and not see it. These days, everyone is desperately trying to make money. Although the old man's reform and opening-up policy is good, our material civilization has come up, but the construction of spiritual civilization has not kept up. All kinds of people do everything for money, and countless young women sell their bodies. What's this for? " When it comes to this, the cloud is not a big fire.

Nima, countless singles can't find a wife, but countless young women are serving the whole society, reducing the burden on the country and starting their own businesses

Nowadays, all kinds of junior, female secret and second & milk emerge in endlessly

The whole society began to become immoral for money.

Of course, Yun Fei is the same, but he is blatant! This is also a matter of no way. He is unmarried now. Cohabitation is not against the law. At most, it is just immoral.

Lao Zhu's face is now darker than Bao Gong. Yun Fei stopped the topic and didn't go on.

"Lao Zhu, shall we eat this meal or not? I'm so hungry that my chest sticks to my back. You know, in order to eat your meal, I didn't eat in the morning or at noon, so I kept my stomach. You won't fool me with some cheap dishes in order to save money, just like Huang qiaosong of factory 132? " Although he knew that Lao Zhu came out with public funds, seeing Lao Zhu's face, Yun Fei had to change the topic.

"You boy, will you lack the money for this meal?" Old Zhu was speechless. He had a bad face. When he heard Yunfei's words, he suddenly covered his head with black lines.

He has heard about the 132 factory, but this is not something that the government should manage, and it should be the responsibility of the big leaders.

"Why not? I'm so poor now that I have tens of thousands of mouths waiting to eat. The labor cost has been very high these days. In order to support them, my boss is reluctant to eat meat, so I'm waiting for someone to invite me to a meal and a tooth sacrifice... "Yun Fei said with a crying face.

"Come on, that's just a preliminary plan. Don't cry in front of me. Even if you want to start, you have to start the reform from those state-owned factories... Waiter, serve!" Lao Zhu is really a little speechless.

Yun Fei is a capitalist at all times. Why should they take over the socialist cause at such a time?

"Leader, I'm really poor. I don't have money on hand. No, I didn't give the year-end bonus to the people below. Many people are clamoring for rebellion..."

"Stop bullshit!" Being so noisy by Yun Fei, Lao Zhu felt much more comfortable.

At this moment, he understood why the big leader, the current second leader and the old man both love and hate Yunfei.

This boy can make people die, but the next moment, it will make you forget why you are angry.

"Before the dishes come up, you can analyze other things with me. Besides, since you see so clearly, there must be a solution?"

"What's the matter? There is nothing to analyze. All we have to do now is eat! I'm hungry. I don't even have the strength to speak... "Yun turned his eyes directly.

This old guy really thinks of himself as his free boss?

Do you have such a low price?

No

"It's said that you like braised pork, double cooked pork and Dongpo elbow. I let them make them as you like. How about it? Am I good for you? " As soon as the dishes came up, Lao Zhu said to Yunfei with a smile.

It's not easy for this boy to do something.

"Cut, that's it? Where's the wine? Waiter, why don't you serve the wine? " Yun Fei despises this guy. Obviously, these dishes are cheap. It doesn't cost much to come down to a big table.

This old Zhu is obviously intentional. Why not mention that he now likes eating lobster, abalone and shark fin as fans?

Of course, upstarts like Wang Qingfeng often eat bear paws and pangolins. The grandsons of Wang Qingfeng and song Shihui are now trying to find a chance to eat giant panda meat!

A table of ordinary pork sent itself away.

"Shall we stop drinking?" Lao Zhu doesn't like drinking. He knows that a bottle of wine here is not cheap, and Yun Fei doesn't drink in Maotai for more than 20 years

"Is this your attitude of inviting dinner? There are only four dishes and one soup on this table. Why did you invite me to eat this? I don't want to talk about you. You're so funny. You don't even have a drink... "Yun Fei was speechless.

"Well, waiter, a bottle of Erguotou..."

"Forget it, I won't eat your meal. I'm in a panic. After Yun Fei finished, he was ready to get up and leave.

"You are cruel, waiter, come to Maotai for 20 years!" Lao Zhu said almost gnashing his teeth, this bottle of Maotai is hundreds!

"Aren't you thirty years old? Come on, go. What are you doing? It's the wine you used to entertain the superior leaders. Why are you still waiting? Go! " Yun Fei said to the waiter who was stunned there.

"Come on, I'll pour you some wine so that you don't say I don't know how to treat guests..." when the wine came up, old Zhu took the wine bottle in the waiter's hand and said with a smile to Yun Fei.