Chapter 795

"Is it possible for international consortia to enter China's real estate industry on a large scale?" Hearing Yunfei's words, Jiang Jianxing jumped up in surprise.

Although the government has issued policies, the detailed rules of some local governments have not been published. The real estate market is not very clear at all, and the international consortia began to enter China before the construction of September 1. This is simply a fantasy.

Moreover, for so many years of China's reform and opening up, no large international consortia have entered the Chinese market, which has a lot to do with their lack of confidence in the Chinese government's reform and opening up. Not to mention international consortia, many private bosses in China have been worried about this problem.

I'm afraid that the government's policies will change. At that time, their assets will be nationalized and they can't cry.

No matter how powerful an individual is, there is no way to confront a country.

Moreover, this country still ranks among the top countries in the world in terms of comprehensive strength. Even some of the most powerful American consortia dare not invest in China on a large scale. They basically build some manufacturing industrial factories in China

Even China's two stock markets are basically not entered by foreign financial giants, which are not allowed.

China's market is the most dynamic and largest market in the world. However, in the financial field where international consortia are the most active, China's openness is very small. Moreover, the market of this country has a very large policy nature. Once the policy changes, investors will suffer huge losses.

Now the local tyrants in the Middle East are actually ready to enter the Chinese market.

It's a little unbelievable anyway.

"It's only possible, but I think their biggest possibility is that they are still in the financial field. It's likely that they will set up an international commercial bank in our country to serve the real estate industry. The biggest possibility is to pull the Xiangjiang government to make a joint venture... "Yun Fei's guess is very likely.

Although these things did not happen in his world, what happened in that world can only be used as a reference, not a standard. Otherwise, you will definitely die haggard.

The fierce competition of international consortia in the world market is unimaginable to ordinary people.

China's market is basically still blank. Private or foreign commercial banks are limited to a great extent because of some policy problems. Development has been very slow.

"It doesn't seem to have much to do with us, does it? Maybe it's more beneficial... "Jiang Jianxing really can't think about what this matter has to do with them.

Commercial banks with more international consortia have greater benefits for their financing.

"Once real estate financing becomes easy, house prices will soon be copied, and land will become more expensive!" Yun Fei said gnashing his teeth.

In the next few years, the whole of China will basically rely on the real estate industry to support the whole economic system. Even though the international financial crisis, the country still maintains double-digit economic growth, which is completely inseparable from the rapid development and morbid development of the industry.

Local governments rely on this industry to support the growth of GDP. These are visible achievements! Moreover, it is really because of the madness of this industry, the local government deficit is trillions!

"In this way, our land cost is likely to rise several times in a short time?" Jiang Jianxing asked with a frown.

If it is only commercial housing, the problem is not big. No matter how high the cost is, it can be quickly transferred to buyers, but commercial buildings can't. And Yunkai is unwilling to sell these properties.

Relying on rental, it is difficult to recover these costs in a short time.

"Yes, they wanted to cooperate, but I refused. In the later stage, they can't afford this cost. If our Jiuyi building continues to expand, it is likely that our whole industry will not be able to support... "Yun Fei said with a bitter smile.

"What do you mean?" Jiang Jianxing simply asked Yun Fei what he thought.

Yun Fei's idea is hard to guess.

"Take the land, take the land on a larger scale! In this way, we can eliminate our costs. Otherwise, when the land rises and becomes crazy, we can't bear the cost... "Yun Fei said crazily.

The Jiuyi building has been preparing from the beginning. In the first tier cities in the north, Shanghai, Guangzhou and Shenzhen, more than 5000 mu of land has been hoarded. These land prices have now exceeded 600 million.

Huadu has more land in their hands.

Most of these lands were acquired through Hin Kaixing.

The development right is in the hands of the cloud, not one person.

"Larger scale? In this way, let alone our insufficient funds, the development progress will become more slow, and local governments will not agree with us. Moreover, if we do this, it is likely to make the whole company a thorn in the country... "Jiang Jianxing shook his head directly.

Doing so will definitely stimulate the land price of domestic first tier cities in a short time.

At that time, not only will Yunfei be invited to tea by those big men, but he and sun Chengjiang, the general manager of Jiuyi construction, will be involved. The crime of driving up prices is not affordable to ordinary people.

"No, it's not dangerous. We can take land secretly, and local governments now welcome such things. This can effectively stimulate GDP and employment. Now the economic index is the only standard for assessing local officials. Moreover, the land in our hands can be used as collateral to borrow money from the bank, and the money is mainly used for real estate development... "

For the development of these lands, the original strategy must be adjusted.

After meeting Walid, Yunfei was thinking about it. When Jiang Jianxing got off work, he called him out and said it.

Originally, he was not prepared to borrow money from the bank.

As long as they don't borrow from banks, they won't have too much interest relationship with local governments. This is the cleanest political achievement, and local governments are willing to do so. After all, although money belongs to the state, banks have nothing to do with the local government in a sense.

But this is in China!

"Loan development? Are you not crazy? How large a loan does this require? It's not easy to get a loan from any bank? " Jiang Jianxing was frightened by Yun Fei and was about to have a heart attack.

Yun Fei really dares to think.

At the beginning, they said they wanted to borrow money for development, but Yunfei firmly disagreed. Now it's just a message. When people have such an intention, he becomes so crazy.

How can Jiang Jianxing not be angry?

"Pass on the cost. Now we not only develop commercial buildings, but also residential buildings. These houses can be sold in advance... "Yun Fei said helplessly.

If possible, he would never want to sell those houses now.

In less than two years, the value of these houses will double several times.

In particular, the land in their hands is the area he took by relying on his original cognition, which will definitely become high-end real estate and a sub center of urban commerce in the future. Before the development, these lands are cabbage prices. Once boiled for a few years, developing real estate in these areas, whether commercial buildings or residential buildings, is definitely a place where you can make a lot of money.

"What? Brother, don't you have a fever? Four billion, or more! " For Yunfei's loan request, Bao Qi was stunned by him.

The boy has a growing appetite for loans.

Last year, the loan was more than one billion yuan, and the money was quickly repaid. If he mortgages other industries in his hands, let alone 4 billion, 10 billion, he has been promoted to the head office of the capital, and he has approved the loan.

However, Yunfei is not willing to use his assets to mortgage loans, but to use the land in his hand to loan.

Those lands can't be loaned so much anyway, can they?

"I said to President Bao, the bigger your official is, the less daring you become? Isn't that four billion? For some local government project loans, you have a batch of tens of billions, but I only have a loan of four billion. It's necessary to make such a fuss? " The cloud is not speechless.

This guy Baoqi definitely pretended to show himself.

"Brother, you'd better let me go. This is a private loan! And the lender is not yourself... "Bao Qi rolled his eyes and said.

Yun Fei is obviously more treacherous than before.

He made his own loan, but let 91 construction bear the responsibility

Moreover, the term of his loan request is more than five years!

If he loses money and is unwilling to pay it back, even if he auctions the 91 building, these loans may not be able to recover.

If Yunfei lends this money himself, it will not be a big problem. At that time, he will lose money or the enterprise will go bankrupt. Anyway, he has other huge industries. Even if the loan is given to him, the asset liability ratio of Yunfei industry will not exceed 40%, and there is no problem at all.

"Besides, don't you have a lot of working capital in your hands? If you save a little, it won't take long to save the money, will it? " Bao Qi sighed.

Four billion, which is really not much for cloud Africa with more than one billion working capital every month.

"I have other uses for the money. This four billion loan is only the first phase, and it is likely to be more in the future. It is mainly used for the development of real estate... "Yun Fei said his purpose.

After knowing Bao Qi for so many years, even if Bao Qi won't agree to help in the end, he won't disclose the plan.

"Boy, is that crazy? If you do it like this, you basically don't have to pay any cost yourself! " Baoqi is stupid.

The boy's ability to take advantage of policy loopholes is almost unspeakable.

As soon as the housing reform policy came out, he was able to have a response policy.

The state requires that we must put an end to the phenomenon that house prices have become too crazy from the root. Only this boy can directly use his own money to get the land, and then take his own land with the development right, get the bank mortgage loan to obtain the early development funds, and then sell the house that has just begun to be built, and transfer the cost and loan cost to the buyer.

Although the operation method is similar to that of later generations, it can limit many companies or individuals with insufficient strength to enter the industry to raise house prices for interests.

Without huge financial strength, it is simply impossible to support taking land from local governments.

After getting the land, you can not use the property right of the land to bank mortgage loans, but you must wait until the project starts construction to a certain extent.

These are the countermeasures developed by Lao Zhu's think tank based on some disadvantages put forward by Yun Fei.

Housing real name system, the first set has tax preference and loan interest preference, the second set and the third set start to raise taxes step by step. As the government's office network becomes more and more powerful, the national network can register these personal asset information in time, which can completely avoid the disadvantages that the cloud is not the original world country that wants to limit house prices and purchase, which are made a dead letter by the local government by various means.

Moreover, the national networked real name housing system plays a very important role in anti-corruption.

These plans are supported by the entire high-level.

The government has proposed to speed up the process of government office networking and strive to realize national networking within two years.

To this end, we are ready to allocate tens of billions of funds to promote network construction. At present, Xingmeng group and Lenovo are staring at this project! Everyone wants to swallow all this project at once.

"Who says I can't afford it? Isn't this the cost? Bank loan interest is not cost? Moreover, I have to bear the risk... "Yun Fei said with his eyes turned.

"Come on, I don't know you yet? How dare you say that the bank loan will not be apportioned to those buyers at the beginning? After they deliver the house purchase money to you in advance, you must recover the cost of your land in advance? " Bao Qi admires Yunfei, a guy who doesn't understand the economy at all. He actually plays these one by one.

Many things were hard for him to think of for a moment.

"No, Lao Bao, I really need your help. Anyway, the country's money is also put there, which is of no use. Lending to a high-quality customer like me can also earn a lot of interest... "Yun Kai said with an unkind smile on his face.

In recent years, because of infrastructure construction and too much repeated investment, the country has serious inflation. It has always adopted monetary tightening policy and paid very strict attention to the approval of loans.

Real estate is also a key industry. Many developers rely on bank loans to maintain their operation.

"I really can't answer you now. I'll apply to my superior after I go back. Anyway, you're not in a hurry for money now. If it's a small amount, I think even if you are willing to borrow money, you won't come to me in person... "Bao Qi said with a bitter smile.

Yunfei is always reluctant to borrow money from the bank.