Chapter 705

Merton continued: "when the bank is built, the Mojia village will ask the public losers to design the strongest and safest bank to ensure everything."

"Public loser!"

The people could not help but look at each other. No one thought that the Mohist family had a big brain hole and wanted to let the public loser, the strong enemy of the Mohist family, build a place to store gold and silver for the Mohist village.

"Young master, that's a loser!" Li Yi couldn't help reminding him.

"What about the public losers? Don't they want to do this business?" Merton didn't understand.

Seeing Merton pretending to be confused, Li Yi said in a worried voice: "in case the public loser has an accident when he gets rich..."

Although Li Yi didn't finish, people can naturally understand Li Yi's concerns. There are too many things to get excited about money. The public losers are indeed unique in the secret room of the mechanism, which is recognized all over the world, but money and silk move people's hearts. Besides, the public losers themselves and Mohist are competitors, and no one can guarantee that the public losers will not leave the back door to pit Mohist village.

Merton smiled and explained: "not to mention that the public losers specialize in technology, they have their own uniqueness. You can ensure that the bank designed by the Mojia village can not be cracked by the public losers!"

The crowd was silent., In this respect, Mojia village is indeed inferior to the public loser's craft.

"Moreover, the precise requirement of the bank is that the public losers can't crack it. If even the public losers can't crack it, I'm afraid it's the safest place in the world. Of course, the heart of preventing people is indispensable. The design of the bank still needs to be reviewed and constructed by Mohist village." Merton said his request, and the people nodded slightly. In this way, This is no problem. Although they can't compare with public losers, public losers can't escape their eyes if they dare to do things.

Li Yi was relieved and nodded: "although the public loser is not in harmony with the Mohist school, he also pays attention to his reputation. I don't think he will damage his reputation."

Merton nodded. The reputation and superb skills of the public loser, coupled with the supervision of the Mohist school, can create the safest bank. In his vision, the bank is an extremely important part of the Mohist village, which should not be lost. This is why he is ready to hand over the design of the bank to the public loser.

"The Mojia village plans to build three banks at the same time, one in Chang'an City, one in Luoyang and one in Mojia village. If a Mojia child wants to go to Luoyang, he can use the bills opened by the bank in the Mojia village, then he can go to Luoyang alone with the bills. When he arrives in Luoyang, he can go to the bank in Luoyang to take out money and buy goods. In this way, there will be no need to send many people to escort Money greatly facilitates the transaction process. "Merton briefly explained the role of banks.

Merton adopted the concept of flying money in the middle of the Tang Dynasty. Flying money was popular in the Tang and Song Dynasties, similar to the current remittance money. Although it seems extremely backward to future generations, it has become an avant-garde concept in this era of inconvenient transportation.

"This is extremely convenient!"

One armed Uncle Wang nodded approvingly. He escorted silver back from Luoyang. It was very dangerous all the way. Naturally, he knew the risk of escorting money. If Mojia village opened a bank in three places, it would greatly reduce the number of escorting and reduce the cost and risk, and the children of Mojia reduced the inconvenience of carrying a large amount of money. From this point of view, this bank is indeed very convenient.

Xu Jie said in his heart, "I don't know if the owner can allow other merchants to use the Bank of Mojia village. If so, even if Mojia village charges some fees, these merchants are afraid to be willing. Moreover, Chang'an and Luoyang of Mojia village collect money and remit money at the same time, without consuming principal and escort, they can sit down and collect money."

He used to be a merchant. Naturally, he knows how inconvenient it is for merchants to carry money. If the Bank of Mojia village is open to the outside world, I'm afraid those merchants will come in droves. After all, it's very heavy and inconvenient for merchants to carry silver. I'm afraid they have to worry. If the Bank of Mojia village allows other merchants to use flying money, it will be convenient for merchants, Mojia village can make a lot of profits, which is killing two birds with one stone.

Merton looked at Xu Jie with appreciation and nodded: "now the bank has just been established, which can be used by merchants cooperating with Mojia village. The fee is set at one hundred out of one."

Xu jiedun was a little sorry, but he also knew that Merton was right.

Merton naturally knew Xu Jie's idea. Lang said: "shopkeeper Xu, don't regret. After the bank runs well, the threshold will no longer be set in Mojia village. Over time, the banks in Mojia village have opened all the roads in the Tang Dynasty. There is no need to carry money between the roads. What a grand occasion it will be."

Xu Jie was shocked. If so, it would be the greatest gospel for the merchant.

Merton smiled. In later generations, the most profitable business of banks is lending, and there are few transfer fees. However, Merton found that in this era, the transportation is inconvenient and the information is poor. If people go far, it is very inconvenient and unsafe to carry heavy money. If banks can remit money, on the contrary, the handling fee is probably the biggest profit of banks.

It's worth one hundred, which is very cost-effective compared with the risks and costs brought by carrying money. For Mojia village, the profit is 1%, the turnover period is short, and there are many businesses. The bank is simply reaping huge profits.

Seeing this, Master Li sighed: "since ancient times, banks have made a living by printing money, but they have tried their best to squeeze other people's money, while Mojia village has helped people, made profits and achieved win-win results. In this way, if the world is like Mojia village, I'm afraid the day of great harmony is not far away!"

Although Mojia village earns money from merchants, it also saves more money for merchants. A gentleman loves money and takes it in a right way. This is also the place where he appreciates Mojia Zi most.

When Merton heard the speech, he said, "in that case, why doesn't the master summarize the successful methods of Mohist village and form a Mohist village model to let the world know, isn't it a great good?"

"Mohist village model!" Master Li suddenly heard the speech.

He believes that the world must be very curious about how Mojia village becomes the first village in the world. If he can promote the model of Mojia village, countless villages around the world will follow suit, and countless people will benefit from it.

"You can say anything, even if we discuss the bank today?" asked Mr. Li.

Merton nodded and said, "if you don't reveal the secret skills of the Mohist school, you can't help it! Besides, if the bank is established, today's business is not a secret, but the bank is a new thing, and it's doubtful whether it can succeed. If someone uses this policy to compensate, you can't blame the students."

Master Li immediately smiled bitterly and gave up the idea. Many things are in the hands of others and in the hands of Merton. It is safer for him to spread the successful and reproducible experience of Mojia village honestly.

So far, the round table meeting of the eight years of Zhenguan officially ended.

Merton got up and left in a hurry, because he was going to meet the first person to learn the mode of Mohist village.

Chang'an County Magistrate Su Luosheng.