Chapter 829

"Bank!"

The news of the opening of Mojia village bank was a great sensation in Chang'an city. Not only was the whole scene very grand, but also a full page was printed on the Mexican journal to introduce the banking business of Mojia village.

"Bank, isn't it a bank? I didn't expect that the MOH family was still involved in the money business!" a Confucian student looked at the MOH magazine in the street and couldn't help humming coldly.

The reputation of the bank in Datang is not so good. Most banks have only one business, that is, Ziqian business. The huge profits of Ziqian are naturally accompanied by dirty, dark and bloody. Once they fall into usury, there is only one end. Their families are broken and their wives and children are separated. Therefore, the bank is also notorious in Datang, which is the reason why Merton abandoned the bank and directly named it a bank.

"Yes, many people have lost their money in the bank. How can the Mexican family put money in print?

Many people immediately talked about it. Mohism has always had a good reputation, and Mohism is the pride of Chang'an city. They never thought that Mohism could collude with Ziqian family.

A merchant in black hummed coldly, "the Mohist school runs a bank, not a bank. It only accepts silver, not printing money."

"Silver and copper money are not the same. They are all money. The Mohist would resist printing money." the Confucian student snorted coldly.

"That's different!" the merchant in black proudly pointed to Mo magazine, "the banks in Mojia village don't make money by printing money, but by flying money!"

"What is flying money?" they were puzzled.

Seeing the eyes of the people, the merchant in black explained proudly: "Flying money is just our private name. It is called a bill of exchange in the bank. If I want to do a big business in Luoyang City, I need 500 yuan of principal. I'm afraid I can't pull down a carriage in exchange for copper money. Even if it's changed into silver, I have to have 500 Liang. If I carry it on my back, it's not an easy thing, and I have to bear the risk of loss."

People could not help nodding. This era is cash trading, and copper and silver are extremely heavy. Bulk trading does have this risk and is extremely inconvenient.

The merchant in black showed off: "if I deposit these five hundred yuan into the Bank of Mojia village in Chang'an City and ask Mojia village to draw a bill, I can take a thin piece of paper and carry it close to me. I can easily reach Luoyang alone, which is extremely convenient without worrying about loss and theft. If money flies from Chang'an to Luoyang, it becomes flying money."

"Flying money! It's also appropriate!" the people smacked their tongue one after another. Flying money can be said to be too convenient, which is the consistent style of the Mo family.

The Confucian scholar did not believe: "the Mohist school did not get up early without profit. How could he be so kind?"

The merchant in black shook his head and said, "of course not. The charge for flying money is 1%. If you want to remit 100 money, you have to pay a penny to the bank."

"If you remit five hundred Guan, you have to pay five Guan to the bank! Mozi is really smart. He even thought of such a way to collect money. If it's one thousand Guan, ten thousand Guan..." Everyone exclaimed. They immediately understood that mojiazi's banking business was a capital less business. They could charge 1% of the fee by turning their left hand over their right hand. If a small amount makes a lot, it would not be a small amount.

"What's this money? If you hire an escort agency to escort the money, I'm afraid you will pay more money. Of course, Mojia Zi is not a greedy son Qian. The minimum standard charge for flying money is one Wen, and the maximum charge is one thousand Wen. That is to say, you will charge you one thousand Wen even if you remit one hundred Guan, and only one thousand Wen if you remit ten thousand Guan, which is consistent money." The merchant in black explained.

The flying money business, which was popular in the Tang Dynasty in later generations, was precisely because the cost was too high. At the highest time, it was charged 100 yuan per 1000 yuan. In the end, it was not used at all. Finally, it was reduced to one Wen per 100 yuan, which made people unable to stop the collapse. Merton naturally would not make such a mistake and set the price at a price acceptable to all parties from the beginning.

"That's acceptable!" many people thought in a flash. You know, when the Mojia village was in crisis years ago, in order to bring back the money from Luoyang, it can be said that Mojia Zi flew nine cattle and two tigers to Chang'an city. If there were a bank at that time, let alone consistent money, even 100 yuan, Mojia village would agree without hesitation.

"It's not a small amount of money every time!" the Confucian couldn't help being jealous. The purchasing power of money in Datang can be quite a lot. Mohists can collect money by sitting on the ground, which makes many people jealous.

The merchant in black proudly said, "there has always been a lot of money, but compared with the risk to be borne, it is worth thousands of dollars."

Many people nodded and shook their heads, and speculated about the prospect of the bill. At this time, the bill business of Mojia village bank in Luoyang welcomed its first guest.

Li Yun of Xiangfu's vein.

"This is the bank run by Mojia village!" Li Yun looked at the most prosperous area of Luoyang. The Mojia village bank, which covers a very wide area, is all of reinforced concrete structure and covered with exquisite ceramic tiles. He couldn't help but take a breath of cool. The appearance of the Bank alone gives people a feeling of wealth and wealth.

The Mojia village bank in Luoyang is opened next to the princess peony garden. The aftermath of Mojia Zi's Luoyang Peony Fair has not subsided. As soon as they heard that the Mojia village bank was opened, they came to see the excitement.

Moreover, the commercial atmosphere in Luoyang city is already strong. I heard that the bill business in Mojia village is of great interest. Many large merchants came to investigate. After all, carrying money is indeed a very troublesome thing in this era. It would be too convenient to use the bill to solve it.

However, after all, the bill is a new thing, and everyone hesitates. No one dares to be a test object.

However, at this time, Li Yun came out with more people and walked directly into the hall of the bank with a bill. Seeing this, a group of merchants ignored it, got up and followed Li Yun into the magnificent hall of the bank.

When Li Yun entered the hall, a bank teller in ink came forward.

"What do you call this gentleman, remit money or withdraw money!" the bank manager asked enthusiastically.

"I'm Li Yun. I'm here to withdraw money." Li Yun said.

Li Yun!

There was a commotion among the merchants. Li Yun, who was a member of the Xiangfu family, competed in public in Chang'an City and Mojia village. Although he lost two and drew one, there have been few people who can fight with Mojia Zi in recent years. Naturally, they have heard of it.

The shopkeeper was stunned and said, "it's said that the same disciple of Xiangfu's family, please come here!"

The shopkeeper led Li Yun to a window in the hall. The window was separated by thick glass. People inside and outside could see each other clearly, but they could not touch each other. Only a small hole was left for the delivery of bills.

Li Yun reached out and knocked on the thick glass. There was a dull sound. He suddenly understood that this was the extremely hard glass produced by Mojia village.

"Sir, please show me your money order and ID card!" in the glass, a Mohist child smiled disapprovingly.

Li Yun remembered his business and smiled awkwardly. Then he handed the money order and guide from the mouth of the cave to the children of the Mohists.

After the Mohist son checked it, he recorded the amount of the bill in detail, put plates of silver on the counter, and then handed Li Yun a receipt, saying, "please confirm and sign for it. Later, please check the silver carefully. Once you leave the counter, the Mohist family will not be responsible."

Li Yun carefully checked the receipt. After confirming that it was correct, he carefully signed his name. Soon, plates of white silver piled up in front of Li Yun.

"One thousand Liang!" after careful investigation, Li Yun found that not only the quality of silver was excellent, but also the quantity was a lot.

"The Mojia village really paid the full amount of silver!" the merchant who took the opportunity to come in exclaimed when he saw this scene. The scene in front of them was so shocking.

"Doesn't it mean that the bill will charge one percent?" a merchant didn't understand.

The shopkeeper on one side explained: "the guest doesn't know. There is a discount during the opening of Mojia village bank. Remittance is free within one month."

"Free!"

Suddenly, many people were excited. The reputation of Mojia village had just been confirmed. Indeed, they would pay the same amount of silver. Coupled with free, many people were eager to try.

At the moment, Li Yun just got up after counting the silver. A merchant couldn't wait and said, "I'm going to Mojia village to buy goods. I believe Mojia Zi won't deceive me. I'm going back to Mojia village for 50 years!"

Other merchants also moved one after another, but they were still worried.

The bank manager on one side added another fire: "you don't have to worry. Each bill has a unique code. Others simply counterfeit it. Even if it's lost, you can take out the money with your valid identity."

"OK, I'm going to remit to 500 Guan in Chang'an city!" then a merchant said.

Five hundred Guan is nothing to Mojia village, and there are so many witnesses. He believes that Mojia village will not cheat.

One has two, two has three, and soon many people have begun to queue up for remittance.

At this time, Li Yun checked the silver and was about to leave. One thousand liang of silver was enough for hundreds of kilograms. The Bank of Mojia village kindly packed it in two hand-held boxes. Li Yun carried one by hand, even if he was young and strong, he couldn't help panting.

"Sir, the Mohist bank happens to have a free escort service. As long as it is in Luoyang, you can escort home. I wonder if you need it." the shopkeeper waved his hand, and the two Mohist children dressed as guards came forward immediately.

Li Yun couldn't help sighing that Mojia village could develop and grow. Indeed, it was not a false reputation. He thought of such a considerate and meticulous work.

"No, I have someone to pick me up!" Li Yun shook his head and refused.

Then he vigorously lifted the two cash boxes and put them in his hands. Suddenly, there was a tiger under his feet and walked out of the bank hall with his head held high. Outside the bank, the old servant beside Li Yun had already been driving and waiting.

Li Yun boarded the carriage and began to turn east and West in Luoyang. He soon disappeared without a trace.

Half a month later, in a secret place in Qidi, Li Yun dismounted and saw the seclusion of Xiangfu's pulse. He was suddenly separated from the world.

"The young master is back!"

With a child's surprise, the whole seclusion became a sensation.

Li yun'ang first walked into the seclusion place, thousands of money, folding ruler, cloth tape, steel ruler and two bridge design drawings. Soon, this seclusion place, which has been calm for thousands of years, fell into an uproar, like a boulder falling into a backwater.