Chapter 832

In the bank hall of Mojia village, master Shen handed over three checkbooks to Qin Huaiyu and solemnly ordered: "the handwritten amount of the check can be paid. Although it is convenient, you can't see the cash, which is easy to get lost. You three should use them carefully, and this check can only be cashed in Chang'an city. You should remember."

"Master, don't worry. We must keep it in mind." Qin Huaiyu said respectfully as if they were in the Imperial College.

When he was teaching in the Imperial College, Mr. Shen was very strict. In addition, the Tianzhu digital incident doubled the prestige of Mr. Shen's students, not to mention that arithmetic was the best subject studied by Qin Huaiyu. Naturally, he was respectful to Mr. Shen.

Seeing that the three were so obedient, master Shen couldn't help feeling that the three most naughty students in the Imperial College had become the pillars of the country.

However, without waiting for Mr. Shen to be happy for too long, Qin Huaiyu and his wife had just walked out of the bank hall. They suddenly showed their original appearance, cheered and jumped up, waved checkbooks in their hands and left happily.

"The child..." master Shen shook his head and said with a laugh.

"Master, don't worry. Although they like to play, they are very measured in front of major right and wrong." Merton came over from one side and said with a smile. He knew Qin Huaiyu well and knew their temperament very well. I'm afraid they were just trying to show off.

"And with the publicity of the three people, I'm afraid the check business of Mojia village bank will be carried out very smoothly." Merton smiled. Qin Huaiyu is a living advertising car. With them, in less than three days, the upper class nobles of Chang'an city will know the check business of Mojia village.

"Are you going to promote the check business?" said master Shen in surprise. He always thought that the check business was prepared for mojiazi alone, and Qin Huaiyu was just an exception.

"That's nature! It's never the idea of Mohism to enjoy one person alone, and the check business will naturally serve the public." Merton nodded.

"If others sign, they can get money from the bank, but there are many risks!" said master Shen. Qin Huaiyu naturally trusts them. In addition, there is a foundation for dividends in the Food City, so there is no need to worry about default.

However, if some swindlers open cheques and maliciously cheat money, the price will naturally be high.

Merton nodded: "it's natural to be on guard. All people who do cheques are customers of the bank. They must have a certain deposit in the bank as a deposit, and go through qualification review. Not everyone can start cheques casually."

Mr. Shen nodded. In this era, credit is highly valued by the world. There are many examples of promise, and dignified people will not default. In addition, each checking account has a limit, and they can stop loss in time in case of fraud.

"But how can we make a profit if we take such a big risk?" Mr. Shen frowned. Banks are the most unprofitable business when dealing with money.

"Annual fee!" Merton said solemnly.

"All checking accounts should charge an annual fee, and send bills to checking customers every month. If they exceed the limit, they should urge customers to repay in time, so as to stop losses in time."

"What if someone overdraw a check and maliciously didn't pay it back?" master Shen frowned.

Merton said with a smile, "then you have to cooperate with Han Fuzi. There is a check in black and white. Only the law of the Tang Dynasty can punish him!"

"Brother Han!" master Shen suddenly realized that he was more transparent about the operation of the bank.

Although Dr. Shen has just started his job as the bank's top manager, he is extremely satisfied. This is not because Merton gives him rich remuneration, but also psychological satisfaction. In any era, the most satisfying one is power and the other is money, and the money handled by Mojia village bank every day is a huge number, The sense of achievement is much stronger than a doctor of mathematics.

And when he came into contact with the bank, he found that this is the holy land of mathematics. All the operations of the bank are under the control of numbers, extremely precise.

"This is the future of mathematics!" master Shen was so excited that he immediately returned to the bank with confidence and continued to work.

"If we get together today, we won't get drunk!" Qin Huaiyu blushed excitedly in a restaurant and shouted to all the dandies.

"Brother Qin is so happy today. Is he rich?" Li Zhenju, the eldest son of Li Ji, the British Duke, said with a smile.

"Make a fortune?" Qin Huaiyu said with a contemptuous smile. "How can Qin see those copper smelling things? From now on, Qin will not bring another penny when he goes out."

"Brother Qin is really noble. I admire him." a kind of dandy coaxed one after another.

"But since brother Qin is penniless, can't we have a overlord meal this time?" Liu Renshi, the eldest son of Liu Hongji, Duke of Kui, was surprised.

Other people immediately looked at each other. They didn't know what medicine Qin Huaiyu sold in his gourd. Qin Huaiyu treated but was penniless. Naturally, no one dared to stop them if they wanted to eat a overlord meal in their identity, but if it was passed to their father, I'm afraid the price would be extremely painful.

"Overlord's meal!" Qin Huaiyu raised her eyebrows, looked around and said proudly, "is my younger brother the kind of person who eats overlord's meal?

"Yes!"

The dandies looked at each other and nodded one after another. However, they knew that Qin Huaiyu was very strict in family education and was very short of money. In order to make money, he could even set up a gambling game in the Imperial College. Only in the past two years, with the Mexican family and dividends, could they be rich. How could the dandies forget the previous black history.

Suddenly, the waiter almost didn't cry. If these dandies had a bully meal this time, I'm afraid he would be the most unlucky.

Qin Huaiyu was immediately annoyed by the bad friends and said with a smile: "you're just ignorant. Who says you can't pay without money? I'll show you today."

A lot of dandies have cast their eyes that they don't despise. It's the first time they've seen what they say about eating overlord's meal.

Qin Huaiyu waved his hand, took out the checkbook from his arms, picked up the pen, Shua Shua, wrote the amount on the check, and solemnly signed his name.

With a stab, Qin Huaiyu tore off the check, threw it smartly to the waiter and said, "take it, and take it as your tip."

"A piece of paper?" the waiter almost couldn't help crying. He didn't expect Qin Huaiyu to stop eating overlord's meal and use a piece of paper to pay the bill.

"Is this... Check?"

Just because the waiter doesn't know the goods doesn't mean that all the dandies don't know the goods. Suddenly, everyone gathered around and grabbed a check from the second-hand shop and looked at it strangely.

"Yes, this is the check, the check of Mojia village bank. As long as you take the check to Mojia village bank, the amount of this check will be changed into real gold and silver." Qin Huaiyu said proudly.

"Didn't it say that the check was specially designed for mojiazi in Mojia village?" Li Zhen said in surprise.

"That's natural, but I have a life-long friendship with brother mo. I've been through the window and carried a gun. My little brother wants a check, and brother Mo naturally agrees." Qin Huaiyu boasted.

They didn't doubt Qin Huaiyu's words. After all, he and Mozi were classmates and had a very strong relationship. They had already known it.

The people looked at the check in turn, and then they sent the check to the waiter.

"Can I really withdraw money?" the waiter said dubiously. Naturally, he had heard of the check, but he was also the first time to encounter such a thing. How can he not doubt it.

"Don't worry, go and come back quickly. I'll wait for you to come back?" Qin Huaiyu waved his big hand.

"I can trust Mr. Qin's reputation. You go to the Mojia village bank and I'll arrange the dishes!" the shopkeeper came up after hearing the news. Then he would signal the waiter to get the money.

Soon, delicacies came up one by one, but all the dandies were absent-minded. The delicious dishes in the past could not arouse their appetite, and everyone couldn't help paying attention downstairs.

"Shopkeeper, I'm back." the waiter who went to cash the check panted back.

"What's the matter, what does the Mojia village bank say?" the shopkeeper said anxiously. He seemed to believe Qin Huaiyu, but he didn't want to offend these dandies. If the check couldn't be cashed, it would be embarrassing to ask Qin Huaiyu for money.

"The Bank of Mojia village cashed it, and it was all fine grain silver." the waiter took out a few tin silver from his arms and put it in front of the shopkeeper.

"It's true?" the shopkeeper checked the silver one by one. All of them were true. He was surprised. I don't know whether he said silver or check.

"Ladies and gentlemen, the check has been cashed. Here is your silver!" the shopkeeper deducted the meal fee and sent the rest of the silver to Qin Huaiyu's box on a tray.

"Wow!"

Suddenly, all the dandies were in an uproar. The check simply opened their eyes. No one thought that simply signing their names could be used as silver.

"Here you are, young master, how can you let these copper stinks stain your hands." Qin Huaiyu was so proud that he played with the checkbook in his hand.

"Thank you, master Qin!" the shopkeeper immediately opened with a smile.

A group of dandies envied this scene. In terms of reward, they sometimes made more generous moves than Qin Huaiyu, but they couldn't compare with Qin Huaiyu's scenery in any case.

"Brother Qin, brother Qin!" suddenly Li Zhen flattered Qin Huaiyu.

"What do you want?" Qin Huaiyu got goose bumps all over and hurriedly moved back.

"Brother Qin, you have such a good relationship with brother mo. why don't you talk to brother Mo and get a check for your little brother?" Li Zhen begged.

"Yes, I'm going to do a check too." a group of dandies coaxed one after another.

Not only do they have no money, but this method of paying by check is really cool. It's just too appetizing to a kind of dandy.

Qin Huaiyu raised his glass and drank it at a draught. He was proud of the people: "friendship is friendship. Even my brothers have to settle accounts clearly. My younger brother only exchanged the dividends of the food city for a thousand checks. You also want checks. I'm afraid you have to show your sincerity!"

"Isn't it money? I'll put the money in the Mojia village bank tomorrow."

"Yes, the most important thing for my brothers is money!"

……………………

A group of dandies shouted that they did not lack money. What they lacked was these ostentatious ways, and checks were to meet their needs.

Soon, as the cheques of a group of dandies were processed, the payment method of cheques soon became popular among the upper aristocrats in Chang'an City and soon became a symbol of identity.

The credit era of Datang is coming thousands of years ahead of schedule.