"People all over the world give money to Mohists!"
When the announcement of the bank came out, almost the whole Chang'an city was in an uproar. When everyone thought that mojiazi would be desperate, he could still do so. It was blind to everyone.
When the rich and powerful families heard the news, they couldn't help smiling bitterly and looking helpless. This is the Mo family. When others think it's a dead situation, they can often come back from the dead and fight back.
However, for many banks, it was almost a bolt from the blue. They were stunned and gathered again.
"That's ok?" manager Yao murmured.
The shopkeeper in Qingyi smiled bitterly and said, "we can guarantee that the aristocratic family will not lend money to the Mo family, but we can't guarantee that the people all over the world will not lend money to the Mo family!"
All the banks have the interests of rich families behind them. In addition, they also have an eye on the Mo family. Naturally, they will not harm their own interests, but ordinary people can't limit them.
Those ordinary clay legs have never been in the eyes of the Zi Qian family, but this time they can't help paying attention to them. The spare money in the hands of a people's money is only a thousand dollars, but there are millions of people in Chang'an city. Even if one tenth of the people are willing to lend to the Mo family, it's enough to raise 100000 yuan, Let alone Luoyang City, which is not inferior to Chang'an City, and Mojia village, an emerging land of wealth.
"With an annual interest rate of 3%, such a low interest rate, do you think there will be people willing to lend to mojiazi?" a bank manager dared not buy the channel.
The mojiazi's proposal of an annual interest rate of 6% is already an insulting offer in their view, but they did not expect that mojiazi did better this time. He directly reduced the annual interest rate by half and borrowed from the people all over the world. This is simply a slap in the face operation.
What's more hateful is that this operation of Mohist school is theoretically possible to succeed, which makes all their plans fail.
"Now it's not what we decide. Just wait and see what happens!" shopkeeper Yao pointed out.
The present bank manager nodded with understanding, and then dispersed one after another.
……………………
"I underestimated the Mo family!" in the secret manor outside the city, the second owner of the Zi Qian family couldn't help humming after hearing the news.
It is well known that Mojia Zi is recognized as difficult to deal with. He has made a preemptive strike and adopted a series of routines, but he still failed to grasp Mojia Zi.
"The villain thinks that the Mohist school has made a stupid move. Since ancient times, the money has not been revealed. People often have money and are buried underground. Where are they willing to give all their possessions to others? Besides, the annual interest rate of 3% is too low! It is not enough for the people to take this risk." Cao Guangqi shook his head.
"Money makes people feel weird. Some people want to hide all their money in a safe place only they know, so they can sleep at ease. However, it has always been that copper money will not produce a penny even if it is buried in the ground for a hundred years, and will only become poorer and poorer in the end. Some people want to be rich even if they sell all their family property, but do business You can't even keep the capital in your hand. Of course, you can get rich overnight. Do you think it's better to keep the money in your hand or use it? "The second owner of Ziqian family sighed.
"Of course, my son Qian's family has a good business. Use money to make money and make sure you don't lose." Cao Guangqi said with a smile.
The second owner of Zi Qian's family smiled proudly and said, "yes, it's difficult to make money with strength, but it's easy to make money with money. No matter which generation, mud legs are not getting poorer, and wealth is concentrated in the hands of the rich."
"The host is wise!" echoed Cao Guangqi.
The tone of the second owner of the Zi Qian family suddenly turned cold and said, "however, I'm afraid the world will change now. The Mo family has found a way to make money for these mud legs."
Cao Guangqi frowned and said, "does the second owner think that Mozi's move will succeed?"
The second owner of the Zi Qian family shook his head and said, "there will always be some greedy people greedy for these petty profits."
"How much money can there be? I'm afraid it's not even a fraction of 100000 Guan." Cao Guangqi said contemptuously.
The second owner of the Zi Qian family shook his head and said, "I have to guard against it. Mozi is good at tricks and must be treated with caution."
"If we don't fight against the Mohist family, he will pay three percent interest, and we will pay six percent interest. In this way, we can certainly make the Mohist family empty." Cao Guangqi said in a flash.
"Do you mean that our Ziqian family also wants those mud legs to give us printing money?" the second owner of Ziqian family looks at Cao Guangqi like a fool. Ziqian family takes printing money as their way of making a living and attaches great importance to every penny of money. How can he accept others to give him printing money? It's like cutting meat from them.
Cao Guangqi trembled in his heart and quickly explained: "compared with Indian money, the interest rate of 6% is very low. We still have enough profit, and we don't need to use our principal."
The second owner of Zi Qian's family immediately moved in his heart, but he hesitated and said: "it's not urgent for the time being. First observe the bank and then discuss it. It's not so easy to want those mud legs to dig out the money buried in the soil."
"Yes, the second owner!" Cao Guangqi said respectfully.
People from all walks of life looked at it. But among the common people, Yin Ziqian was shocked by moton's appeal to the people of the world. There was suspicion that the mob had a lot of eyes.
"This is the last road of Mohist school. It's time for Mohist school to fight whether it can create miracles." everyone focused on it one after another.
Among the Mojia village bank, Shen Hongcai was also worried. When he learned about Merton's plan, he couldn't help being shocked by Merton's idea.
It is true that the money in the hands of the people all over the world is indeed an amazing wealth, even more than the wealth of all aristocratic families in the world. However, it may not be easy for the people all over the world to hand over all their wealth to the bank.
However, with the passage of time, the bank draft business is still very busy. However, the specially opened deposit window is very cold, and there are few people at all.
Although everyone knows that Merton is borrowing money from people all over the world, he certainly doesn't think so. What he claims to the outside world is naturally a very familiar money saving business for future generations.
"Right enough!" among the crowd, many of the money families saw that there was no one in the savings window at all.
"Money is everyone's lifeblood. Whoever is willing to hand over his hard-earned money to others for safekeeping, I'm afraid it's not even easy to use the name of mojiazi this time."
"Seeing this time, the invincible gold body of the Mohist school is about to break."
People talked and gloated.
At the moment, suddenly a luxurious carriage came and stopped firmly in front of the bank. A young man jumped down. It was Qin Huaiyu.
"Uncle Qin, move the money box down!" Qin Huaiyu beckoned, and the housekeeper of the Qin family moved a heavy money box from the car.
They walked into the bank in full view of the public.
"Master, students are here to save money." Qin Huaiyu came forward and said respectfully.
Shen Hongcai frowned and said, "if you are here to help Merton, you don't have to. If the money saving business in Mojia village is successful, 100000 is nothing. If it fails, you can't help with this money."
The housekeeper of the Qin family smiled and said: "Mr. Shen misunderstood. The young master asked his wife to help Mo Hou, but his wife said that this little thing is not difficult to pour Mo Hou. Now it seems that it is true. This thousand Guan is the standby money of the Hou family. It is better to put it in the bank. You can make some small money when it expires. There are not many such good things!"
Qin Huaiyu said, "we're here to save money. Can it be that the bank doesn't do my business!"
Shen Hongcai naturally knew that Qin Huaiyu was the first to deposit money and had helped a lot to break the deadlock of the bank. He nodded and said, "no matter who comes to deposit money, I will accept it. In that case, we will act according to the rules. Look at the interest table and decide how long to deposit."
"The kind of deposit and take!" Qin huaiyuli said immediately. He was the first to save money. Naturally, he wanted to help Merton and chose the one with the lowest interest. The housekeeper of the Qin family smiled and didn't mean to dissuade.
Shen Hongcai glared at Qin Huaiyu and said coldly, "then deposit it for one year with an annual interest rate of three percent. If necessary, take the certificate and pick it up at any time. It is also calculated according to an annual interest rate of one percent."
Qin Huaiyu smiled awkwardly and said, "then do as the master said."
"One thousand bonds, one year's deposit period! The principal shall be paid one thousand and thirty bonds when due. If it is not withdrawn at maturity, it will be automatically transferred for one year."
Shen Hongcai is business as usual and solemnly writes down the age limit and the amount due.
"The income of thirty Guan in a year!" the housekeeper of Qin's house couldn't help but brighten his eyes. The income of thirty Guan is not a small amount! It's enough for the Qin family to spend half a month. It's an unexpected joy! I can't help looking forward to the deposit business in Mojia village. Maybe this time, Mojia Zi can create a miracle again.
Shen Hongcai waved his hand, quickly wrote the deposit certificate, set the secret charge, and told Qin Huaiyu, "remember the secret charge, even if someone steals your passbook, he can't take your money."
"Students understand!" Qin Huaiyu said solemnly.
"You can also set up your certificates of deposit, if you lose the bank immediately, you will report the loss and take the registered residence to you." Shen Hongcai quickly handled the deposit slip and put it in the hands of Qin Huaiyu.
"Students leave!" Qin Huaiyu took the deposit certificate and immediately got up and left.
As soon as he walked out of the gate, he saw Chumo and Yuchi Baolin who hurried in. Qin Huaiyu proudly raised the deposit certificate in his hand and left.
"This guy took the lead." Chumo and Chumo sneered, looked at each other, and squeezed into the bank.
"Master, students come to save money." they said in unison.
The housekeeper Cheng and housekeeper Wei Chi, who followed them, couldn't help smiling bitterly and humbly stepped into the bank.
………………
"But it's an utterly inadequate measure to pull a few people in the relationship." many eyes are watching Qin Huaiyu's three people leaving, not cold humming.
The subsequent progress further confirmed these people's speculation. Although there was the temptation of three to five percent interest, the deposit business of Mojia village bank was still tepid. In a few days, the deposit received was not as much as Qin Huaiyu's family?
"Mojiazi's gold body has been broken, and the bank's money saving business is simply whimsical."
"The money is still safe in your own hands. Who will hand over your money to others?"
………………
Many people scoff at the idea of absolute possession of property for a long time, which makes it impossible for them to deposit money in the Mojia village bank, even if someone wants an annual interest rate of 3%.
The Qian family, a group of sons, can't help gloating. They have the meaning of watching the jokes of the Mojia family. If there is no accident, I'm afraid the deposit business of the Mojia village bank will be yellow.
However, things are changeable. No one can imagine that a small accident made the money saving business of Mojia Village fire.
It's night! At dawn, Chang'an city is about to resume a day of noise.
"No, I've been robbed!" a sad voice came from a family in Yongle square, which suddenly broke the tranquility of Chang'an city.
Chang'an city is the imperial capital and the richest place in the world. Naturally, there will be people of three religions and nine schools, among which people from thousands of schools are banned repeatedly.
"The Zhou family was robbed."
"It is said that two hundred liang of snow silver have been lost!"
Soon the news came, and everyone discussed it one after another.
The Zhou family was born as a merchant. They usually keep cash at home for turnover. This time, they were targeted by thieves, which can be said to have suffered heavy losses.
Soon, the owner and Constable came in a hurry. After investigating the scene, Constable Cao shook his head and said, "the other party is an old hand and has no useful clues."
In this era, the case solving technology is extremely backward. For events such as theft, unless caught on the spot, it is almost looking for a needle in a haystack.
"What should I do? If I can't find the thief, I'm afraid he will still be the evil party." the leader of Yongle square said with a sad face. There have been several consecutive thefts in his own jurisdiction, and his face is not good.
Constable Cao shook his head and said, "for today's sake, we can only strengthen patrols, close doors and windows, and put money and valuables in a safe place."
"A safe place." people can't help but look at each other. That's the only way to do it now.
However, to everyone's surprise, even if everyone had been strictly prevented, the theft was still banned repeatedly. Even an unlucky man buried his money in the garden. Just when the thief found the traces of loose soil, he directly put all his possessions into a nest and became a poor man from a superior family overnight.
Gradually, the legend of thieves began to spread in Chang'an city. Chang'an citizens were in danger. Confucianism magazine reported several consecutive issues to remind citizens to protect their money.
"Chang'an thief!"
When Merton saw the report of Confucian journal, he couldn't help but show a mysterious smile and said, "the opportunity for the bank to turn over has come."
The world only sees the bank's low interest rate of 3%, but ignores that in order to build a bank, Mojia village specially invites Gongshu Hong to build a bank that even public losers can't crack.
As for the safest place for money in the world, I'm afraid it must be the Mojia village bank. If people deposit their money in the bank, they don't have to worry about the safety of money and can ensure the safety of money. Isn't it the best of both worlds.