Chapter 1046

"This is impossible?" Wu yuanshuang said angrily.

The housekeeper of Wu mansion said gravely, "childe, this matter has been spread in the government and the public. It's true. The post station bank has begun to operate and receive the merchant's bills."

"How can Chang'an city be built in one day? Post stations are indeed all over the world. However, it is a dream to build a post bank overnight." Wu yuanshuang was unconvinced.

It's not easy to set up a bank. Mojia Zi spent a lot of money for several years. Now there are only ten Mojia village banks. Ziqian didn't build a bank, but used to cooperate with the banks of Ziqian in other places. Rao is still so. It took three years to build and popularize the flying money system of the whole Tang Dynasty, The prince's highness can build a post station bank all over the Tang Dynasty overnight, which is simply a fantasy.

"This matter has spread all over Chang'an city. Is it that the prince has been prepared?" Wu Cheng doubted.

"No, the prince and the MOH family have only recently become enemies, and such a big thing will certainly spread the wind in advance, but I haven't got the slightest news. Is it that the prince's highness also uses the public loser's large safe!" Wu yuanshuang shook his head.

The housekeeper of Wu mansion shook his head and said, "no! It's just to use the safe. I'm afraid it can be arranged in more than one month. According to gossip, this time the crown prince is cooperating with the entrance hall of Shidao and directly borrows the fan treasury of Shidao in the Tang Dynasty as the silver treasury of the post station bank!"

"How could it be?"

Wu yuanshuang immediately stayed there and his mind shook.

The Bank of Mojia village is built with the strongest anti-theft skills of public losers and the strongest materials of Mojia village. It can be said that it is extremely safe. People are willing to trust the Bank of Mojia village and deposit their money in it. Even though everyone knows that there are countless money in the bank, they know that they can only gossip.

The Ziqian family believes that money is the safest to hide, and the money of the bank is hidden. The bank is just an empty shell.

In addition, there is another place in the world that is known as the safest place to store money, that is, the fan treasury of each road and government. There are countless money and strict guards in it. No one thought that the prince's highness directly used the fan treasury of each road and built a post bank overnight without effort.

"Brilliant!" Wu yuanshuang said sincerely. Of course, he didn't directly shout Li Chengqian's words, but sincerely admired Li Chengqian's brilliant move. Even if his positions were opposite, he had to admire it.

However, he did not know that Li Chengqian's move was equally difficult and received a lot of resistance.

Two hours ago, east palace.

"I'm waiting to see your highness!"

The officials who entered the performance hall one after another bowed their hands. They were officials sent from all over the country to hand over to the imperial court. Their grades were not high. They were suddenly summoned by the crown prince and couldn't help being flattered.

"Please get up. Today, I summoned you in the palace to ask for something." Li Chengqian said politely.

The officials who entered the concert hall quickly said in fear, "no! No!"

Feng Zhidai, the head of the concert hall on Lingnan Road, got up and said bluntly, "Your Highness, if you have anything to do, please tell me. We will try our best to do it."

"In that case, the palace will not beat around the bush. You know that the palace has recently been ordered by your majesty to set up a post station bank!" said Li Chengqian Lang.

"That's natural. The post station is carried forward by his Highness the prince. What he does is beneficial to the world. Once the post station bank is completed, not only the people all over the world will benefit, but also those who are far away from all roads, such as us." Feng Zhi nodded.

Other officials nodded one after another. Feng Zhidai was right. Originally, the post station communication could only communicate with official documents. They were far away in the capital, and their families were in various roads. It was extremely difficult to communicate. Now even the letters from Lingnan road can go back and forth in half a month, which is extremely convenient.

Now they have added parcel post and post bank. In the future, maybe they don't have to go back to each road to get their salaries. They can get them directly through the post bank.

"The palace wants to borrow the vassal treasury of each road!" Li Chengqian opened the door to the mountain road.

"Ah! Fan Ku!" the officials who entered the concert hall were stunned, ignored one eye and kept silent.

"Why not?" Li Chengqian frowned.

Hearing what Li Chengqian said, Feng Zhidai said with a bitter smile: "it's not that we don't want to, but that the fan Treasury is an important place for all channels to store money. If your highness is short of money, it's easy to say that the villain will try his best to collect it, but I'm afraid no one can explain if he wants to take all the money from the fan Treasury!"

Li Chengqian smiled angrily and said, "what do you want your bank? What the palace wants is to borrow the vassal Bank of each government as the Bank of the post station."

"Ah!" the officials frowned. It turned out that the Prince wanted to buy a Pearl!

"Don't blame your highness, Prince. It's not that we don't want to, but if your highness expropriates the fan Treasury, where will all the money and Fu be placed?" Feng Zhidai shook his head.

"Naturally, it's deposited in the post bank. In the future, all kinds of money can be deposited in the post bank. You can take it with you, and you can get current interest. You don't worry about guarding. Why not do it with one stroke?" Li Chengqian said confidently. In his opinion, once the post bank saves money instead of the fan Treasury, the fan Treasury's money will not be less, Moreover, it also saves a lot of trouble for each road. Naturally, each road will not refuse, and there is another advantage, that is, the post station bank has obtained rich capital at once, which can be described as killing several birds with one stone.

However, unexpectedly, each way into the concert hall dodged one by one, and no one answered.

Seeing this, Li Chengqian continued to increase his chips and said, "I heard that all the roads in the Tang Dynasty are competing to build brick roads, but they are unable to do so due to lack of funds. You can help the post station bank today. When all the roads are short of funds in the future, you can apply for a loan from the post station bank, build the roads first, and then use the annual wealth to repay slowly. Of course, the interest of this loan is very low."

Many officials who enter the concert hall have a bright eye. Building brick roads is the top priority of each road. If there are post stations and banks to help, they will get twice the result with half the effort. This is a great achievement for each road.

However, to Li Chengqian's disappointment, even if the officials were excited, no one said anything. Even Feng Zhidai, who had been flattering just now, dodged his eyes.

Li Chengqian snorted coldly: "in fact, there is another advantage of the palace. Every autumn, each road sends a lot of people to pay taxes for the imperial court. In particular, the distant roads escort money thousands of miles away. It takes a lot of manpower and material resources. Along the way, it takes a lot of expenses and the fire consumption of smelting silver!"

(although fire consumption is a term only used in the Ming Dynasty, I'm afraid every dynasty has this behavior.)

"Fire consumption!" the Taoist officials were shocked when they heard the speech. They couldn't help looking at each other, and then lowered their heads with a guilty heart.

"As for the local fire consumption and expenses, we don't need to list them one by one in the palace!" Li Chengqian sneered.

Feng Zhidai's face changed. Lingnan road is far from Chang'an city. The more money needed for escorting taxes every year, coupled with fire consumption, it's much more fishy.

"However, with the post bank, all roads will no longer have to travel to Chang'an city to escort taxes in the future. Just deposit your money in the post bank, and you can pay taxes for all roads in Chang'an city. What do you think of this benefit?" Li Chengqian looked at the officials entering the concert hall with a smile.

"This is good governance!" Feng Zhidai felt a cold sweat and quickly echoed.

"That's natural. Your highness is always thinking of each way, and each way will naturally live up to your Highness's kindness." a group of officials entering the concert hall echoed one after another.

Li Chengqian smiled and said, "in that case, you all write down the situation and use the seal with the palace. The post soldiers who are eight hundred miles away are already waiting."

Feng Zhidai glanced at a group of officials who entered the concert hall and raised their pen tacitly. Since the crown prince has been so fully prepared, they believe that the managers of all roads will not refuse the crown prince.

When the people used their seals, a post servant came in, packed the letter and left quickly. Immediately, the news that the post bank was about to open spread all over Chang'an city.

………………………………

"Once the post station bank is opened, but those officials no longer have those obscure income, how can they agree?" the housekeeper of the Wu mansion didn't understand.

"That's the prince. Those aristocratic families are trying to please the prince, and the resistance can certainly be reduced to the lowest." Wu yuanshuang looked at it most thoroughly, and his heart couldn't help but feel powerless.

He originally thought that even if the prince opened the post bank, it would take several years, but he didn't expect that the prince could mobilize too much energy, so he took a shortcut. The establishment of the post station bank was completed directly on the basis of the post station and each vassal bank.

"The fire at the gate will affect the fish in the pond!" Wu yuanshuang said sadly.

It is well known that the expansion of Mojia village bank and post bank is the result of the competition between Mojia Zi and the crown prince. However, Mojia village bank is steady and makes every effort to operate the Longhai line. The post bank has ten roads in the Tang Dynasty and has the credibility of the imperial court. The two can be described as win-win. In this competition, the only injury is the flying money business of Ziqian family.

The feiqian business was established by Wu yuanshuang in conjunction with the local Ziqian family. It is not as good as the Mojia village bank in terms of foundation and the post bank in terms of credibility. However, it happened that it offended a lot of merchants because of charging high profits. Now it can be said that it has suffered its own consequences.

"Childe, what should we do?" the housekeeper of Wu mansion said in fear.

Wu yuanshuang repressed his voice and shouted, "what else can we do? Cut interest rates. Tell those merchants that Ziqian's flying money business is also worth one hundred."

"Ah! It's worth a hundred. How can other Ziqian families explain?" the housekeeper of the Wu family hesitated. The reason why those Ziqian families are willing to listen to Wu yuanshuang is that Wu yuanshuang can bring them high reports. Once they don't have income, those greedy guys may not be so obedient.

Wu yuanshuang snorted coldly, "if the market is like this, what if they are dissatisfied? Can they still find trouble with the prince?"

"Yes, young master!" the housekeeper nodded.

After the advertisement that the business of flying money is worth one hundred is pasted on the gate of the bank, the merchants in Chang'an city are not excited. Instead, they scoff at it and nobody cares.

Wu yuanshuang waited at the bank gate for a long time, but found that the whole bank was still empty and couldn't help being silly.

It is reasonable to say that the bank's flying money business also has advantages over the Mojia village bank and the post station bank. The flying money business has more outlets than the Mojia village bank and is more densely distributed than the post station bank. Although Li Chengqian has great advantages, he can only hastily lay out ten channels in the world. It is reasonable to say that when the two are drawn into the same situation, there will naturally be merchants who can't take into account the two to choose to use flying money.

"Go and find out what's going on?" Wu yuanshuang instructed Wu Cheng, a banker waiting on the side.

Wu Cheng took the order to go out. Half an hour later, he hurriedly reported: "young master Hui, about 20% of the merchants are in the Mojia village bank and about 80% are gathered in the post station."

"Eighty percent of them are in the post station!" the housekeeper of Wu mansion exclaimed. They always attached importance to the post station, but they didn't expect that the post station should be so strong.

"Twenty percent? It seems that Mojia Zi has also suffered a lot." Wu yuanshuang snorted coldly. According to his estimation, Mojia village bank has at least another thirty percent of merchants, but now it has decreased by about ten percent.

"Indeed, the post stations are all over the world, and the post station bank is also arranged on the Longhai line. Many customers of the original Mojia village bank have been robbed by the post station." Wu Cheng nodded.

Hearing that the Bank of Mojia village was also impacted, the three people felt a little better, but suddenly the meaning was wrong. Even if the Bank of Mojia village was impacted, 20% of its customers were not hurt, but all the customers of the bank were robbed by the post station.

"No, what's the matter? Why doesn't anyone use flying money? Merchants in each city don't need to fly money, and those far away from the city don't need to fly money?" Wu yuanshuang didn't understand.

Wu Cheng said with a wry smile, "those merchants would rather remit their money to each city first, and then take the money home."

Wu yuanshuang was stunned and said with a bitter smile, "they don't believe in Ziqian family!"

Since ancient times, all schools have regarded their own reputation and reputation as more important than life. The only son, Qian family, is only interested in profit. They don't pay attention to these at all. Printing money forces the people's families to break down and die. Relying on banks all over the world, they have drawn a high amount of money, which has long made Zi Qian family notorious.

"The flying money is over!" the housekeeper of the Wu family said in despair. This year is the darkest year for the Ziqian family. The printing money is banned, and the aristocratic family is unwilling to cut interest rates. The flying money that the Ziqian family has high hopes has also fallen under the joint strangulation of the Mojia village bank and the post station bank.

no It should fall on its own reputation and reputation.

"No, we have another move!" Wu yuanshuang said stubbornly

"Young master, what do you mean? Do you want to reduce the bonus?" the housekeeper of the Wu mansion didn't understand.

Wu yuanshuang gritted his teeth and made a difficult decision: "this time, the flying money is free!"

"Ah!"

In an instant, Wu family housekeeper and Wu Cheng were stunned. They looked at Wu yuanshuang in horror. What is the Ziqian family? They are mercenary and selfish. However, one day, the Ziqian family suddenly had free interest one day. This is the first time that the Ziqian family has made a breakthrough in the world.

To put it bluntly, this is a thing that goes against the idea of Ziqian family. The housekeeper of Wufu and Wucheng are shocked.

Wu yuanshuang said emphatically, "when the Mojia village bank just opened, it gave the bill business free for a whole month, which set up the reputation of the Mojia village bank. Now it's time for the bank to regain its reputation."

When Ziqian's money order business was free, the whole Chang'an city was a sensation. No one thought that the competition for money had reached such a white hot stage.

However, the final outcome surprised everyone. Even the free exchange of flying money is still rarely paid attention to. Firstly, the reputation of Ziqian family has long been unpopular. Secondly, Wu yuanshuang said one thing well. Compared with the bonus of flying money, business travelers pay more attention to their own money, which is the most important. In the past, people had no choice, The bank can only be exploited by the bank. Now the Mojia village bank and post station bank with security guarantee have naturally abandoned the notorious bank.

After all, one is a world-famous Mohist school, and each place has the safest bank. The other is a post bank backed by the imperial court. Its reputation and reputation are very fair, while the empty shell banks seem to have little competitiveness.

In addition, flying money is changed three times a day, from ten to five, and then to one. Finally, although it is exchanged for free, the only bit of credibility of flying money has been exhausted.