Danyu alixiang is quite good. A good car gives her the feeling of driving a propeller plane, but her driving skills are really good. The standard old driver is bumpy and bumpy, but there is no accident - according to her acute son, she can live to 30 without a car accident. This driving skill should be great, but the passenger experience is not ideal, Yoko Takemura got out of the car and retched. He felt like he was pregnant directly by car.
But she was like this. Dan Yu still didn't cherish Xiang and pity Yu. He drove her to contact the factory like a donkey.
Standing at the gate of the factory, xiuci kithara looked around and found that this is a medium-sized factory with a large floor area. After recalling the data, she remembered that this factory seems to be mainly engaged in the production of precision parts of machine tools, such as flanges and flanges - that's the data xiuci kithara read in the elevator. The customer is most far away in northern Europe, Many foreign contracts are suspected of being fabricated.
This was a sudden visit. Yoko Takemura called at the gate of the factory before he was let in. Although the factory was surprised, it gave them a warm reception and sent a chief financial officer to accompany them.
The financial director's name is Mingshi Youxin. He is in his fifties. He is a little bald and ten times more enthusiastic. He not only dare not offend Danyu, but also Yoko Takemura dare not neglect. He even bowed seriously to xiuci Beiyuan and asked for care.
After a while of politeness, Mingshi asked with a smile, "commissioner Danyu, what's the matter with his sudden visit?"
Danyu alixiang looked at him up and down and asked casually, "are you an expatriate employee of Donglian?"
Mingshi Youxin's face stiffened a little, but he immediately recovered his smiling face and nodded again and again: "yes, yes, he was sent here by our store in the middle of last year."
The Bank of Japan can send employees to factories and companies that have borrowed money. A small part of the reason is that they are afraid of the poor management of the enterprises that borrowed money, so they send people to assist in the operation. By the way, they can give priority to seizing assets to pay off debts in case of a sign of bankruptcy, but the main reason is to reduce the burden of the bank itself and kick out the useless employees who have exhausted their potential and energy, In order to avoid not doing much work in the bank, but also getting a high salary, occupying the pit and not shit, which will affect the replenishment of fresh blood.
Enterprises borrow money and don't want to accept these old employees of banks. At the same time, these employees don't eat for nothing. They can help small and medium-sized enterprises straighten out their financial relations. At the same time, they have some contacts to facilitate continued loans in the future. Reluctantly, it is a win-win situation.
The only unhappiness is that the salary and welfare of the bank employees who have been kicked out have been greatly reduced, and some will even be reduced by more than 80%. There is no welfare at all, which is basically equivalent to being a frontier fortress - such people are difficult to return to the bank again. Even if they will not be fired, they will be kicked around among small and medium-sized enterprises in the future until they get the severance payment and go home to provide for the elderly.
As long as he is kicked out, he has basically been proved to be a loser in the workplace. His efforts in the first half of his life have come to naught, which is very tragic.
"It's more convenient to be a member of the east alliance." Danyu alixiang glanced at Mingshi's letter, directly spread a piece of paper on the table, pointed and asked, "I want to know about the loans handled in the last quarter... Do you need me to show my ID?"
"No, no!" Mingshi Youxin is also an old banker. He knows Dan Yu's identity by smelling it. He directly turns on the computer, moves out many account books and vouchers, and starts to explain to Dan Yu in front of the account book.
His explanation is almost perfect. There are all kinds of delivery and payment vouchers. Moreover, he pushed forward the time and said seriously: "our company (he is a dual identity) has been the support object of Donglian for a long time. Before that, we had three loans and all of them have been repaid. It is Donglian's AAA credit customer. This is the qualification certificate. Please..."
Dan Yu glanced at what she had known for a long time. She didn't care. She interrupted Mingshi's letter and asked, "how to explain these contracts? From the situation I investigated, these foreign enterprises can't digest the purchased parts in a short time."
She asked while observing the facial expression of Mingshi Youxin. Mingshi Youxin didn't panic and calmly replied: "We are the manufacturer. As long as the purchaser places an order and pays the advance payment, we will start production. We have no right to ask the purchaser how to digest these parts, but we have also speculated that it should be a second sale or a joint purchase by several factories in the name of one factory. After all, customs declaration is relatively simple."
"Moreover, these are old customers who have cooperated in the past. They have purchased a large number of parts before. The number is the same as this time. The payment is received quickly and the reputation is very good." Mingshi Youxin showed Danyu the documents and vouchers, "this is the previous delivery document and the receipt entry record, this is the tax form and tax refund record, this is..."
Dan Yu didn't interrupt each other rudely on business. She listened and watched patiently. After listening, she felt it was not impossible - her authority was just to supervise the bank, and she didn't have the strength to go abroad to see what the parts were used for... In fact, she didn't care about what she was doing, even making an atomic bomb.
Indeed, as long as it is proved that the payment can be recovered, why should the buyer buy it?
From the book point of view, she can't find anything wrong. After all, she is a high-quality customer who has had historical transactions before. Instead, she asked, "can your production capacity complete the contract? I don't think your production schedule is enough to support the completion of all contracts."
"That's the business of the production department. We can work overtime, temporarily recruit technicians and outsource some." Mingshi Youxin replied impeccably, laughing: "we have enough motivation to make money. After all, now the economy is depressed, we are very happy to do export business."
Danyu liyaxiang nodded slightly in recognition, but continued to ask, "the loan was transferred away at the first time. What did you do?"
"We have purchased raw materials and equipment, and those raw materials are also part of the loan collateral. Donglian has sent someone to see them."
At this moment, Dan Yu's suspicions have disappeared. He directly got up and said, "can you show me the workshop and the storage?"
"Of course, Commissioner Danyu, this way, please."
Mingshi's letter led the three of them to the workshop again, and Danyu liyaxiang didn't go in to disturb the normal production. She just observed carefully at the door for a moment and found that the production was really hot - she came suddenly. She felt that she wouldn't pretend to be so similar in fashion, and there were a lot of doubts.
Mingshi Youxin half bent over and let her look at it carefully. He smiled and said, "in addition to Commissioner Danyu, a commissioner visited last year. We have similar questions with you, but we borrow according to the regulations and repay the principal and interest on schedule. There is no problem at all."
Danyu liyaxiang thought for a moment, turned his head and asked, "I want to have another look at the warehouse."
"This way, please." Mingshi Youxin was fearless. He led the three of them to the warehouse again and said with a smile, "that's all, Commissioner Danyu."
The warehouse was huge and full of things. Danyu alixiang came forward and looked at some metal products like steel ingots. He asked him for the warehousing list, asked the purchase price, and wandered around the warehouse. He roughly calculated the quantity, but after wandering around, it seemed that it was almost the same, and there was little difference. Mingshi Youxin also introduced: "Some of them have been used. There used to be a pile here and here. Now they are finished products. The loan money is also used to buy two precision CNC machine tools and some auxiliary equipment."
Beiyuan xiuci thinks that this factory may have no problem. It belongs to the kind with good business conditions, and the loan is normal - Donglian provides the factory with national low interest support loan, and it is cost-effective to keep lending to expand production.
There is a saying that the more money, the more loans, the bank's money is not in vain.
He felt that this trip was in vain. He stood at the door and watched the neatly arranged metal ingots beat the time.
He likes this neat and geometric scene, but when he looks at it, he shows the name of the item, [ordinary zinc alloy ingot] and [ordinary steel ingot], which immediately makes him lose interest, and he is not interested in looking at the material composition, such as the content of carbon and zinc. He doesn't want to make parts. This detail is none of his business.
He directly turned his head to look at other places. That's bad for the unlucky system. If you look at anything, it will give you a name and list a lot of details. Sometimes it's really annoying.
But it's OK. If it didn't have this function, it would have been turned over by spring herbs and thrown into the back alley. Maybe it had already formed a big enemy with the fuze family. Where would I find two girlfriends.
But after he turned his head, he suddenly felt a little uncomfortable, but he couldn't say why he was uncomfortable. He turned his head back again, stared at a pile of metal ingots, carefully observed them, thought about what was wrong, and quickly responded - the total number was 280 yuan, the number 280 was wrong, and the number made him uncomfortable.
This number is not neat and destroys the geometric beauty!
The metal ingots are not fake, but they are arranged one by one to form a neat large cube. The length, width and height are the same, and the third power of what natural number is 280? No!
He suddenly became interested. Without any trace, he approached to count, and was surprised. The pile of metal ingots to be processed should look 512 from the outside, but the system showed that there were only 280. Where are 232?
This pile of metal ingots looks like goods. Only one layer of metal ingots on the surface is hollow or stuffed with other things? Is it just like this in the factory, or... Or they don't have so many raw materials at all and just put it like this for preventive inspection?
He didn't move his voice and color. He changed a pile and looked carefully. He found that it was still 280 yuan. Then he turned around and found that the faces of several storekeepers in the warehouse were slightly unnatural. He didn't dare to come together from a distance - there's a problem!
He quickly circled around the warehouse, glanced at the warehousing list, and basically determined that the raw materials were nearly 50% less than they looked, just making use of people's psychological inertia to make people think there is enough here.
After a rough inspection, Danyu alixiang was silent for a while. He bowed deeply to Mingshi Youxin and said, "Mingshi sang, I'm very sorry for causing you trouble."
This is what she has to do. The factory suddenly looks suspicious, but after checking on the spot, she has complete materials, complete procedures and clear accounts. She has made a wrong judgment - if there is a problem with the loan, she naturally has nothing to say. Later, she goes to clean up Donglian and asks Donglian to clean up the factory again, but now the loan is OK, and people operate normally Production, then she is a waste of other people's time. Naturally, she should apologize.
When she lowered her head, Mingshi Youxin showed an expression of enjoyment on her face, but she flashed away and immediately bowed back in fear: "commissioner Danyu, please don't do this. You also perform your duties, I fully understand!"
Danyu alixiang straightened up behind him and bowed his head and said, "thank you for your understanding, mingshisang. I'm going to leave. Please come on."
For her, there are some minor defects in the procedures or documents, which doesn't matter. After all, people will make mistakes as long as they do things, and only if they don't do things will they not commit crimes. She can understand, and she just wants to complete her duties, not take the opportunity to rectify people. According to the current situation, the factory seems to be doing well with the low interest loan of the state, so she doesn't want to go deep into it, Ready to go straight away.
A letter from Mingshi hurriedly said, "are you leaving now? Please stay for a light meal at noon!"
"No, we have other places to go." Danyu alixiang waved and motioned for the two attendants to leave together, while Beiyuan xiuci followed behind her, took another look at Mingshi Youxin saying goodbye to Yoko Wucun, and said softly: "commissioner Danyu, the number of raw materials is wrong. It looks like goods, and the center is empty."
Danyu alixiang walked slowly, but didn't stop. He asked softly, "are you sure?"
"If there are all raw materials in the warehouse, it is more than 40% less." kithara xiuci was not nervous, but answered calmly. At most, this kind of behavior is to misappropriate low interest loans. Maybe it is just a violation of the law. Even if it is exposed face to face, the factory will not be crazy enough to treat them - unless they are really crazy, they will have the idea of killing people or illegal detention.
He's not afraid. He can fight out with Dan Yu.
Danyu alixiang frowned and hesitated for a moment before making a decision: "go first and talk back."
Beiyuan xiuci didn't quite understand what she meant, but when it comes to understanding the banking industry, of course, Dan Yu was still deep. He didn't stand out and left with Dan Yu.
When she left, Yoko Takemura drove. She was very happy and drove slowly to the second goal. First, happy Danyu didn't find anything. His bank doesn't have to be slapped in the face; Second, I'm glad I don't have to take a "plane". It's really frightening. My chest has to be strangled by the seat belt.
But the car didn't drive far. Danyu said he was hungry. When he took out the money, he said he wanted to invite everyone to lunch. Yoko Takemura immediately grabbed the treat. However, after Danyu's face sank, he skillfully changed her to buy it. Danyu naturally agreed.
Yoko Takemura parked the car and went to the convenience store happily. Dan Yu took out a pack of cigarettes. He took out one and then reacted. He took out another one and handed it to Xiuji kithara: "do you want to smoke?"
Beiyuan xiuci was speechless, and after Danyu stayed for a while, he hesitated and put the cigarette back. Kithara xiuci opened the window and said with a smile, "I don't mind. Commissioner Danyu can smoke if he wants!"
"Oh, thank you." Dan Yu really wanted to smoke one. He directly lit the fire and took a deep breath. Suddenly, the thin and long Lady's cigarette was half less.
Hideki kithara is speechless looking at the slender ash. Are you in such a hurry to smoke a cigarette?
Dan Yu and his wife turned the smoke into a cigarette butt. Then they puffed smoke and asked Beiyuan xiuci, "don't you wonder why I'm leaving?"
"Curious."
Dan Yu snuffed out the cigarette butt and lit another one. He hesitated and said, "if you're not mistaken, we seem to have a nest case. What a big fish."