Yang Xiaobao's solution is to bluff a shot, take out his mobile phone, take a look, stand up and politely say: "sorry, President Wu, there's something urgent for my friend to look for me, I have to go there quickly. I'll deposit that check in my account first. Let's have another time tomorrow and the day after tomorrow to talk about the loan
He still has some things to do. It's not too late to talk to President Wu when he's ready.
"Easy to say, easy to say. Please help yourself, Mr. Yang. Here is my business card. I'll contact you when it's convenient for you. "
President Wu handed a business card with a dry smile and personally sent Yang Xiaobao out of the door.
Looking at Yang Xiaobao on a semi old van parked at the bank gate, President Wu sighed with disappointment.
Although the current information is still very limited, President Wu has judged in his mind that most of this person is not qualified enough to make loans, and most of this loan business can not be done.
As the president of Dongguan branch of Haizhou commercial bank, he also hopes that the loan "deposit before loan" to Yang Xiaobao can be released successfully. This is a win-win situation for both banks and customers. Banks have completed the deposit and loan business indicators, and customers have more available funds.
However, the qualification of loan applicants should first reach the lending threshold. If the threshold is not up to the standard, it means that the risk of not getting the money back is too great. Naturally, nothing is needed.
……
That night, Yang Xiaobao didn't go back to Wuxian village, so he stayed in a hotel in the city for a night. There were still many things to do in the city. Anyway, the Xu family building has been demolished, and Xu Jing is also staying in aunt Xi's house, so she doesn't have to worry about anything.
The next morning, Yang Xiaobao called Xu Jing and said, "come to the city immediately. I'll wait for you at Youyi Road Industrial and commercial bureau."
Xu Jing was puzzled and said, "brother Yang, what are you doing in the industrial and commercial bureau? By the way, do you want to get the compensation for demolition? "
"Good work, of course." Yang Xiaobao, with a smile, thought about it for a moment, and added: "by the way, call up Er hei and let him come too."
An hour later, Yang Xiaobao waited for Xu Jing and ER Hei in the registration hall of the industrial and commercial bureau.
"Brother Yang, what do you want me to do here?" Erhei has never been to such a government office before. When he saw that the registration hall of the industrial and commercial bureau was full of people, and the registration guidelines displayed on the electronic LCD screen in the window were completely incomprehensible, he was a little worried.
"Do good, I want to open a company to do business and ask you to join a stock." With a smile, Yang Xiaobao patted erhei on the shoulder and said to Xu Jing, "you can join the stock market, too."
Xu Jing was caught unprepared by him. She said "ah" in surprise. Her lips moved, but she didn't say anything. She acquiesced.
Yang Xiaobao and I had been together so long because of the great difference between the two characters, Xu Jing had not been arguing with Yang Xiaobao for all kinds of size and matters. But no matter whether he won or not, he always has the final say in Yang Xiaobao, and he can prove that he is right in every way.
So far, Xu Jing has completely given up her resistance. As long as Yang Xiaobao doesn't do things too disorderly, just listen to him.
Er Hei, who was also invited by Yang Xiaobao to become a shareholder, was even more caught off guard. He hesitated, scratched his head and said with embarrassment: "brother Yang, of course you are a capable person. You are fair and can ask for the house for sister Jing. Of course, I can trust you. It's not bad to do business with you. However, my wife is going to have a second child, and I haven't got the demolition money yet. So, cough... "
Yang Xiaobao had thought about it for a long time. He said with a smile, "share is a share. You don't need to pay for it. I'll pay for it for you. Just put down a name and put it on the record. It's nothing to do with you if you lose. If you make a profit, you will be given a pro rata share. "
This is just a good thing falling from the sky. Erhei is surprised and embarrassed. He knows Yang Xiaobao's temperament and doesn't like the politeness of others pushing him around. After thinking about it, he says, "it's a great thing for you to make me rich. But I really can't afford free money. How about this? You've been driving my broken van these two days, and you really lack a car. I'll give you this car. How about taking it as my share capital? "
"OK, that's it." Yang Xiaobao laughs. These two black people are real people.
Next, in the registration hall, Yang Xiaobao talked about an intermediary agent to handle the company registration, and asked him to help him to complete all the information forms and relevant procedures. When he needed to fill in the company's registered name, Yang Xiaobao turned his head with a pen and asked Xu Jing, "what's the name of your lost twin sister?"
Xu Jing was stunned for a moment. She didn't understand why Yang Xiaobao suddenly asked this question at this moment and replied, "it's Xu Lin
Yang Xiaobao shook his head and asked, "where's the nickname?"
Xu Jing gave him a strange look: "the nickname is Huahua. Why do you ask this?"
"While making money, I help you find your sister." With a smile, Yang Xiaobao filled in the word "Huahua" in the column of "company name" on the registration application form.
That afternoon, the registration agent helped to complete all the company registration procedures. As a result, "Huahua Real Estate Co., Ltd." was born.
The registered capital of the company is 50 million yuan, which is, of course, a false report. The three initiating shareholders of the company are true. Yang Xiaobao accounts for 60% of the shares, Xu Jing accounts for 30% of the shares, and ER Hei, whose name is Xu Da, accounts for 10% of the shares.
Yang Xiaobao thinks so about the shareholding ratio. Although the 13 million yuan that I started with was bought by myself, it was demolished by Xu Jing's house. It's not too much to say that half of the money belongs to her. I should start my business with this money and give her 30000 shares.
As for the 10% given to ER Hei, Yang Xiaobao is not just a whim, nor is it just to repay aunt Xi's family's warm support for herself and Xu Jing. Because the "company law" stipulates that the number of initiating shareholders of a "limited liability company" must be more than three and less than 50, and the company will not be registered if it fails to meet the requirements. Therefore, in addition to himself and Xu Jing, another person must be brought in.
At first, Yang Xiaobao thought that Yan Zi would be allowed to enter the stock market. She Yan District head's ambition is in the official career, I'm afraid not interested in making money. Besides, she is also a national cadre after all. If she really wants to be a nominal shareholder in the company, it is obviously in violation of the law that public servants are not allowed to engage in business, and it is no good for her political opponents to seize her. Not only to help her, but to harm her.
Considering these factors, of course, Erhai is the most suitable one to raise the number of shareholders. What's more, he is also a native of Wuxian village. He is familiar with the local situation and can certainly help when he takes land to build a house. Although Xu Jing is also a native of this village, she is a female after all. Many things that need to be done locally are still suitable for Erhai.
In fact, the shareholding ratio only affects the profit sharing, which is not important for Yang Xiaobao. What he cares about is not how much money he makes, but how much money he can control - if he can control enough money, he can do big enough things, which is the real power of money.
In the afternoon of that day, Yang Xiaobao got his business license, organization code certificate and tax registration certificate. With this, his "Huahua Real Estate Co., Ltd." even if the official landing.
Erhei didn't see these things. He curiously asked Yang Xiaobao to have a look at his business license. He was so surprised that his eyes fell to the ground and his legs became soft. He touched his chest and said, "my darling, the registered capital is 50 million!"
He originally thought that Yang Xiaobao's idea of "buying shares in business" was to open a small supermarket, a small restaurant or something. Only then did he dare to say that he bought his van at a price. How could he have thought that it was so big that he was almost scared to pee. But then again, Yang Xiaobao gave himself 10% of the shares, which is not equivalent to selling his broken van for 5 million?
Thinking of this, erhei was so happy that he couldn't close his mouth. First of all, he didn't know if he could really make money. Just his five million dollar old van was enough for him to spend many years in the village.
"Brother Yang, come with me." Xu Jing took Yang Xiaobao by the hand and dragged him to the washbasin in the bathroom next to the registration hall of the industry and Commerce Bureau. It was very quiet.
Yang Xiaobao was a little puzzled: "what are you doing? What do you have to say here? "
Xu Jing did not answer. She put her hands around Yang Xiaobao's neck and, with shyness, offered a warm and sweet kiss.
She has always been shy, in the daytime in public to take the initiative to kiss, that is never the case. Yang Xiaobao realized that he didn't have to go here to say something, but he had to go here to do something. He asked with a smile, "do you think you're going to become a rich woman, accounting for 30% of the shares
Xu Jing shook her head and said seriously, "no, brother Yang. It's not about shares and money. It's about you taking my sister's nickname as the name of your new company. My sister was lost when she was four or five years old. A child of that age can't remember her scientific name. She must remember her nickname.
You're expecting my sister to see the name of the company one day, right? You're very kind. I... I appreciate it. With you, I'm sure I can find her in the future. I'm afraid of her... She has... "
Xu Jing's voice choked and her eyes were red when she thought about her sister's whereabouts and whether she was still alive.
Yang Xiaobao didn't want to make Xu Jing sad and cry, so he said with a smile: "well, don't think about it. Your sister must be OK. Let's not say that. Your "thanks" are not enough. Let's just "thank you" a little more. "
As he spoke, Yang Xiaobao pushed Xu Jing into the women's bathroom.
"Don't, brother Yang, wait for us... Let's go back and do it again, OK? Brother erhei is still waiting outside. How sorry to let him know? "
"No, I can't wait. Who told you to make me angry? You're responsible! This is the women's room, and you can't get in the second black room. "
After a while, Yang Xiaobao and Xu Jing came out of the bathroom one after another. A man's body and mind are comfortable and his pace is calm. The girl's hair was scattered and her face was flushed.
……
The next morning, Yang Xiaobao called Wu Xingchang to invite him to the "good time" restaurant for dinner. This restaurant is next to the district government. It was also here that Yang Xiaobao and Yan Zi met for dinner last time.
President Wu doesn't hold much hope for this loan business, but he still comes. Even if he can't release the loan, it's worthwhile to bring in that large amount of deposit.
Yang Xiaobao took out from his briefcase the business license, organization code certificate and tax registration certificate that he had just completed yesterday, and which still exuded the smell of fresh plastic and ink, and put them in front of president Wu. This is the basic necessary material for applying for a bank loan. We must give him the purpose.
President Wu picked it up and looked through it. When he saw the company registration date on the business license, he immediately felt that the whole person was not good. Suddenly, he had a million grass mud horses running in his heart: the company you just applied for registration yesterday, the ink on the registration license was not dry, there was no bullshit business, the project under construction was zero, the profit was zero, and the fixed assets were zero, I didn't rent an office. I didn't even rent a purse company. How dare I ask for a loan of 50 million?