Chapter 862

To master gold is to master money vein, which is the key.

Zhang Xiu thought about the gold mine. After a moment, she said, "there should be no mistakes in the mining of gold mine. All the people of the royal guards under your command are closely watched by me. Who dares to take advantage of it? There is no amnesty for killing. "

"Here it is

The more respectful Wang was, the more respectful he was.

Zhang Xiu waved her hand and said, "go and arrange it."

"Here it is

Wang Yue turned and stepped down.

Zhang Xiu sits alone in the room, but she is thinking. With a gold mine in his hands, he has the opportunity to control local prices, but Zhang Xiu is not satisfied with it. He thinks of more.

Before that, Zhang Xiu had been fighting all over the world.

In fact, there are few times to recuperate. Now, in the cold winter, Zhang Xiu's first thought is the bank, which is the best way to raise funds and do things on a large scale with the help of private people's funds.

After Zhang Xiu thought of this, she kept thinking about the details in her heart. Because in order to set up a bank, it is necessary to involve the exchange of cash and pawn bills. If there is not enough good management, it will be in vain.

This is a necessary step.

After Zhang Xiu had an idea in her heart, she immediately arranged for someone to inform Li Yan, Minister of the Ministry of industry, to see her.

Soon, Li Yan entered.

Today, Li Yan has been the Minister of the Ministry of industry. He is very clear about all the affairs of the Ministry of industry. In particular, many fortifications are involved in various places. It seems that Li Yan's work department does not have much power. In fact, it is a very busy department. He is almost too busy. He seldom has time to rest.

Li Yan bowed and said, "Your Highness!"

"Sit down!"

Zhang Xiu waved her hand.

Li Yan said thanks and sat down honestly.

Zhang Xiu did not beat around the Bush and said directly, "how is the Xuan paper technique going today? Is there any other papermaking technology and other materials? "

"Yes!"

Li Yan was clear about papermaking.

He replied: "today's papermaking technology is not limited to rice paper in the past. Other materials such as mulberry bark, wheat straw and Bean Stalk have been used. In today's situation, there are more choices of paper, and the quality of paper is better. "

"Very good!"

After hearing this, Zhang Xiu showed a smile of approval and said, "go down!"

Li Yan was a little confused.

Is that the only thing?

Just for such a thing, if you need to summon him in person, you can get the latest news about Xuan paper by arranging someone to ask.

Li Yan was puzzled, but he didn't ask much. He turned around and left in a hurry. He is a busy man now. Even at the end of the year, even in cold weather, there are many things to be arranged.

Zhang Xiu inquired Li Yan at the moment, and knew that the matter of cash for bills could be solved.

At the beginning, he thought about issuing paper money.

But now the conditions are not ripe.

We need to slow down.

Because it is quite difficult to change all the trading methods at one time, so that everyone will no longer use the five baht money to trade, or even impossible to promote.

Zhang Xiu's plan is to go ahead slowly. First, she will prepare to build a bank to carry out large and small transactions by cashing bills, so that people can deposit and withdraw money. At present, banks are similar to banks.

Wait until the banks in the form of banks are gradually improved, and then proceed to the next step. It's obviously not easy to stutter a fat man. Zhang Xiu has enough patience to push forward.

Zhang Xiu took out the rice paper, dipped her pen in ink, and began to write about the establishment of a bank. From the exchange notes of bank transactions, such as gold and copper, there are gold and copper exchange notes.

In addition to the pledge, there are pawn tickets.

When it comes to the purpose and significance of the existence of the bank, Zhang Xiu also explained all the things clearly.

Rao is so, Zhang Xiu is to delete change several times. After six revisions, he finally formed a plan to set up a bank.

It was dark.

Zhang Xiu stretched a waist, rubbed the sour face, read it carefully again, found that there was no problem, then began to eat. After dinner, Zhang Xiu didn't stay up late, but went to rest early.

The next day, early in the morning.

Zhang Xiu got up early in the morning and finished her morning exercise. After breakfast, she came to her study early and gathered six ministers under her command, as well as civil servants such as Sima Yi and Zhang song.

All the people in the civil service system are here.

Zhang Xiu looked around and immediately took out two manuscripts written last night. He wrote two copies last night, specially for the people under his command to see.

Zhang xiudao: "all take turns to see, after reading, come back to express their opinions."

Jia Xu and Xu Shu were the first to see it.

After watching it, they passed it on to the people below, but the expressions on their faces were full of shock and disbelief. They could not expect that Zhang Xiu would come up with such a way, which was beyond imagination.bank!

There is such an organization!

One by one after watching, are a pair of incredible look.

After a full quarter of an hour, seeing that everyone had finished browsing, Zhang Xiu said, "my idea of setting up a bank has been clearly written in the booklet. Now, you've all looked at it and said what you think? "

Xu Shu said: "Your Highness, is this useful?"

Zhang xiudao: "why is it useless?"

Xu Shu said in a deep voice: "the money of his own family must be the most appropriate to stay at home, which is the most secure. Because most of the people can't put their money in the bank. "

Zhang Xiu said with a smile: "about this, I didn't write it in intentionally. But people who deposit their money in the bank will have a certain interest. For example, after saving 1000 yuan, he assumes that according to the fixed interest rate, he can have 30 yuan interest in one year. Of course, this figure is Wang's assumption. In short, when people save money and enter the bank, it means that money generates money. "

Xu Shu continued: "the problem is that after countless people save money, so much money is put in the bank. We can't count the interest we spend every month. "

After a pause, Xu Shu said: "such a loss is not worth it. This is tantamount to hollowing out our own interests and then handing over our money to the people. No, that's not right! "

Tian Feng said, "Your Highness, I don't think it's right to be humble."

Under Zhang Xiu's command, Tian Feng was in charge of the inspection court, which was also the most important part.

In particular, he is responsible for the administration of local officials. The only drawback is that Tian Feng's Inspectorate is not as fast developed as Wang Yue's royal guards. It has always been a matter of no hurry to select officials and then arrange them to serve in various places.

All officials of the Inspectorate are directly under the management of the Inspectorate and are not under the jurisdiction of local officials. After all, the officials of the Inspectorate are extremely important, so their development is slower.

Rao is so, but the importance of the Inspectorate is becoming more and more important.

Tian Feng continued: "as Xu Shangshu said, it is a good thing to let the people benefit, but in fact, it is not necessary to do so to the people. The most important thing is that after the establishment of the bank, the corresponding staff will be increased, which is tantamount to increasing a lot of expenses. Such a substantial increase in expenditure is obviously inappropriate. Therefore, humble positions are also against. "

"Your Highness, I'm against your humble position!"

Jia Xu has always been mature and prudent, but thinking of Zhang Xiu's black sheep family, he said in a deep voice: "Your Highness is dedicated to serving the people. This is a good thing. However, the world is still uncertain. There are still many places where money is needed. "

"Cao Cao, Yuan Shao, Liu Bei and sun CE dominate each other. We need countless money to defeat them. Your highness, we are not rich yet. "

"Even if there are coal stone, rice paper and other profiteering, in fact, our expenses are not small! Yesterday, Xu Shangshu said that his highness will pay double monthly salaries to all officials and soldiers at the end of the year. This is another expense. "

Jia Xu said: "Your Highness's benevolence is certainly a good thing. It also needs to be thrifty."

He is an inculcating figure, worried that Zhang Xiu's extravagance will destroy the current good situation.