182 5.71 Micro-Financing, Buttered Popcorn And Peanut Butter Machine.

"How do you do, Senior and Young Master? Ah... I recognise you, you must be Kuro-san, our one and only Blacksmith in town... Come and take a seat... What can we do for you, Gentlemen, on this fine evening?"

"Ah... Head of Treasurer... How kind of you. We had made a proposal for our Kuro-san here and he told me of his dilemma and situation right now. If it is other matters at heart, we would have brought him to somewhere else and cheer him up."

"However, he had a small financial dilemma and I am sure this would work out both ways. So far is the STM instalment scheme that has been in progress?"

"Ah... It has been very good since you had exercised the 12, 24 and 36 months scheme and we had made better margins and our Treasury seems to be more flourishing."

"That's good to hear that, here is the case that I want to present to you. Since this was an impromptu meeting, I do hope you could look into the matter and discuss and approve on it."

"That's not a problem, anything good for you would also good for me and this Treasury, Young Master! What have you got in store for me?"

"May I borrow your reed pen and a piece of paper? Let me draft the proposal and you may get it approved and it can be made proper afterwards."

The Head Treasurer eyed me with full enthusiasm because whatever proposal I have would benefit him most. Since I was sitting on the leftmost chair and Kuro-san was at the other end, only Hiko-sama saw what I was writing and proposing.

I quickly wrote on the piece of paper titled Micro Financing for Business and below I write Treasury Building, Kitakata Village. Below it, I wrote an amount of 20,000 gold coins. Then I made a calculation based on 24 months which amounts to 833 gold coins 4 silvers per month. I add 20% to it and became a 1,000 gold coins.

Then I divide it into 30 days and it amounts to 33 golds and 4 silvers. I round off the interest and the profit the bank earns and it was 4,000 coins.

15,000 deposit to Fasuto Japan KabushikiGaisha and 5,000 gold coins for us.

After doing so, I passed the drafted proposal for the Head Treasurer and at the same time, I placed our corporate account book on the table.

He looked at it for some time and saw a hefty profit at the end of the paper and he smacked his lips. He was thinking of this young man recommends anyone to take up a micro-financing loan as what he wrote here at the top, every 10 business that takes a loan of 20,000 would earn the Treasury 4,000 and that would total to 40,000 on interests alone! This kid got the brains!

"Kuro-san has agreed for a proposed amount of 36 gold and 4 silvers to be paid to this Treasury. Furthermore, its a profit of at least5 gold coins per day, am I right?"

The Head Treasure flipped out his Docomo mobile phone and keyed in the calculations and a smile slowly crept up his face! A daily interest of 5 gold coins! Even his salary of 1 year won't be able to cover the monthly profit for the Treasury! Damn! He's got a mobile smartphone man!

"Do you agree on the daily repayment of 33 gold and 4 silvers, Kuro-san? If you do, I would take this draft and be undersigned by you and be notarized by me. We could end this business dealing in just a few minutes time."

"Yes, I agree with the proposed and have the financial capacity to settle it daily. Here, let me undersigned this agreement."

Kuro-san took the paper and made sure everything is in order before he wrote his full name, local name and date and undersigned the top portion above his name. He passed the paper back at Head Treasurer and he notarised it by melting the red sticky thingy and stamped it using the Treasury logo.

"How do you want it, Young Master?"

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"5,000 in gold coins for me and the rest goes into the corporate account. Thank you so much for accommodating us, Head Treasurer."

"No problem... No problem... It had always been a pleasure if doing business with you." the Head Treasurer called his assistant to prepare 5,000 gold coins for me while he took the account book and made an entry of 15,000 and he added the interest after that.

He handed the account book to us and Hiko-sama checked the entry and we bowed deeply to the Head Treasurer and all 3 of us left the building. Hiko-sama was given a large wooden chest where it contained 5,000 gold coins in bundles of 20 coins. It was heavy and cumbersome and somehow when he slipped it into the sleeve if the kimono and into a secret compartment, Hiko-sama walked with ease.

We headed back to the house and I asked for the assistance of 4 delivery boys to load up 40 crates of Refined Iron and deliver it to Kuro-san. He was delighted at laying his hands on the 20,000 plates of Refined Iron plates at a discounted price. Even if he sells them at 5 gold coins, he could earn 1 gold and 5 silver per Refined Plate. Hahahahaha...!

Kuro-san bowed and left with a load of crates that our delivery boys had pushed using 4 handcarts.

Another day, another killing. The total float cash that we have is more than 9,000 gold coins and it would last a while since we only pay for food supplies. And it could even salary up to 6 months ahead.

Hiko-sama pointed to his head and gave a thumbs up and handed me the large wooden chest that appeared mysteriously from the sleeve of his kimono. I took it and bring it to the storage room where I counted the bundles of coins and it had amounted to 470 bundles.

I separated 100 bundles each and place them at random inside the pottery pieces. There is more than 2 handful of gold coins and I threw it into the charity box that had not been used for a very long time.

I walked out and went to the 'aunties' and find out what's for supper. I told the 'aunties' to just serve us dinner, while I took a few cobs of raw corn and began to remove the kernels. After I had removed them, I used a large saucepan and a bit of animal fat. I threw in a handful of corn kernels and used another saucepan and covered it as I shook both the saucepans together.

A few short moments later, there was some popping sound emitting from both the saucepans and when it was all quiet I asked for a plate and poured the contents over and walla! We have popcorn!

(actually, popcorn comes from sun-dried kernels and I just bullshit and make it as if popcorn comes from fresh, raw corn)

The 'aunties' saw it and tasted the new snack and they liked it instantly. I requested for their assistance to fill up 3 large bowls and serve it with dinner afterwards and I headed back to the garden.

"What did you do just now? I thought I heard fireworks."

"Ah... That was popcorn... Corn that pops on the pan and pops right into your mouth."

"Wow... Another new product... Are you going to Patent it?"

"Nah... It is just a normal food snack. I'm not going to patent it. But we will patent the Peanut Butter instead and name it Skippy!"

"That name already belongs to some other corporation! Devise another name!"

That voice again that came from offscreen. If he can change the script, why can't we? Naaaahhhh...fat ugly Mr Director. And now he's chewing the popcorn! Damn....!!

"I've decided to call it 'PinattSubata' ... Damn you Mr Director... I want to use a catchy phrase also cannot. So we need 2 phases for this. When we have the new warehouses on the new plot of land, one would be used for glass blowing, while the other would be 6 huge machines to churn this into peanut butter and 2 lines for processing and another line for frying."

"Here, I draw it for you... So that you can see what I had in mind. Just imagine, every household buys 1 every 3 days... We would be supplying thousands of bottles of this."

I drew the layout on how the process would be and placed it aside as dinner was served. It was fried garlic rice, with egg and saba fish and a crispy deep-fried fritter made from chopped vegetables and flour. Nom... Nom... Nom...Nom... Nom!

When the popcorn came, everyone took some and was delighted at how soft and light the snack was. I told them we can have it like this, slight salted or even with honey flavoured.

I saw the 'aunties' preparing some for themselves and find it quite delectable as a snack and decided to present it for the employees tomorrow for afternoon tea. This would be a change of variety for them.

I called one of the delivery boys and asked him to summon the kitchen supplier as we need to discuss with him something. He galloped to the trading district and galloped back with the supplier. As we had finished our dinner, the only thing was the 3 bowls of popcorn.

I showed to Kami the proper way of eating popcorn was throw it in the air and catch it with the mouth. Everyone tried and laughed hysterically when some popcorn entered the nostril, some hit the eye and only Hiko-sama was able to catch it with his mouth on the first try. The owner of the kitchen supplier just looked on at how childish these grown-up men were.

I drew a diagram from a side view and a top view of a large diameter and low surfaced blender or mixer with blunt fins to stir up contents inside such as flour and a spindle at the side when one full turn would make the bladed fins spin at 20 or more RPM. He said he got a smaller version about a third of the capacity and I asked what's the capacity like.

He explained the capacity is about 2 kilograms... And with interchangeable blades. If we need the huge ones, he had to bring it to another Hollywood set where they used a ray gun to make the film, "Honey! I blew up the kids!"

I told him to reserve 9 of those for future projects and asked him to blow it up to 5 times the normal proportion. I would need 4 to 6 of those in the future. He said he would work in it and let me know the prices.

He took and a handful of popcorn bowed and left while he threw one popcorn in the air and try catching it with his mouth! Hahahaha it's really vital and it's catching on pretty quick...!

After finishing our light snacks after dinner I informed the group that Hiko-sama and I would like to take a walk in the trading district for a while.

"We are going to look for a glassblower factory if it exists. If not we have to find a few people to do it. Want to join us?"

The men agreed and we walked towards the trading district to look for glassblowers. We asked for directions and found one that was quite secluded since it was a factory and there is no one that made personal trades there.

I peered in and asked for the owner and he emerged a few moments later.

"What can we do for you, Gentlemen. This is a glassblower factory and we make orders for oil lantern glass, bottle glazes like the Ramune and other stuff for trading. Come in and take a look at our humble shop."

The moment we stepped into their production area, we were hit by a wave of heat that comes from opened door furnaces. There were bare-bodied men and Willaim from BGT would normally get him excited like a cat in heat.

I was thinking of getting our own glassblower but the furnace seemed too hot for comfort and it's a fire hazard. Our warehouse is not made from masonry but rather pinewood for its panelling. Hmm... Bad idea. Bad idea.

Everyone seemed rather uncomfortable in the heated factory while Hiko-sama and I acted as normal because of the daily affairs at our Blacksmith in the Realm of Mind.

"Kind proprietor, do you make glass containers with a glass top that could be airtight? Do you have a sample to show in your showroom?"

"Coke this way, Gentlemen. I can see your colleagues are already sweating buckets!"

The owner brought us to his office where there was an array of glass pieces, that comes in all sort of shapes and sizes and uses. I saw a cylindrical glass with a cute handle and asked if he could make this that could hold 250 millilitres of content with a glass top to make it airtight.

"Yes, it's possible. You wanted the same design as well?"

"Just a slight variation. Could you make this surface flat on this side and the same cylindrical as the rest?"

"That's possible. It's not hard really."

Ah... Die Liao! He had used a magic word that I love. Its called simplicity.

"How about the imprint of a label like Ramune for example. Are you able to do that too?"

"Yes, we can... We will get the Blacksmith to create for us an iron stamp and while the surface has cooled down a bit, we would press in right into this glass to make the imprint. It's easy, even a kid can print it."

"That's great, what's the price like? I mean if there is a glass cover, all we need to make it airtight is to use onion skin paper right?"

"Ah... Yes... It is shaped like a paper doily and just place it here and use the glass cover to cover it. If you are looking at this design, slightly shorter and with a cover, it would cost you only 5 coppers. But if you at 50-100 pieces, I could give you at a price if 4 coppers 5 bronze."

"Since the production is simple how about if I counter this at 2 coppers?"

"Owh... It is a break-even price, I think we would only make a bronze it two pieces if you counter with the price. No, Gentlemen, it won't do."

"I offer you at 2 coppers per glass max at a production of 250,000 pieces. All neatly stacked in 50s per carton. If you earn a bronze each, you would earn 250 gold coins altogether, right?"

"It's 50 per crate and a total of 5000 crates. Write me up a receipt and we can conclude the order. My good man here will pay a partial deposit of 50 gold coins first and the rest when all the 250,000 pieces had been completely delivered."

"Its a deal, Gentlemen. So what are you going to print on it?"

I took his receipt book and drew an oval shape logo. At the top, I wrote Fasuto Japan and the bottom I wrote KabushikiGaisha. In the centre, I wrote "Pinatt Subata".

He took it and asked what is this "Pinatt Subata" and I explained to him that I am not a Japanese and I took it from Google Translate from a direct translation of "Peanut Butter".

"Ahhh... No wonder. I have heard of Fasuto Japan KabushikiGaisha and heard that someone ever stood up against the Mayor and talked him down until he left the premises."

"By the way, it is in the past so right now, let me write you a receipt for the order. When do you need them?"

"You can make as many as you can first and once it is prepared, pack them first in the crates and store them in your warehouse and we will let our boys come and pick it up when our warehouse is ready."

"Very well, Gentlemen... We will get it ready, so I write in a deposit of 100 gold and remaining 4900 gold when it's complete, right?"

Hiko-sama took his free hand and inserted into his sleeve and magically took out 100 gold coins and passed it to the owner. He didn't believe his luck when he received such an order from the well known Fasuto Japan KabushikiGaisha where its members were all low profile personnel.

We thanked him and bowed as we left his showroom, past his open furnaces and out from the factory, ushered by the owner himself. He bowed deeply to us and we bowed back and he was thankful for the business that we had given him.

"Wow... Simply wow. I don't know how to negotiate like you but your mind really works very fast. Faster than the MRT in Tokyo! The way you negotiate really is terrifying. And your mind can calculate what these men are after... And that profit!" Toshi spoke to us when yet again we had stuck a deal at a bargain price.

I looked at Hiko-sama and said, "Easy money... Easy come, easy go." Hiko-sama nodded as he understood that we had gotten a 5,000 float cash and all go to the glass factory.

"The shape of the glass looks weird with a handle," Kami said after a while.

"Do you know why it's shaped like a drinking mug? After the contents are finished, the customer can use it as a drinking mug. And when people drink from that glass, they would remember to buy some more of the Pinatt Subata."

"Just imagine our town of 10,000 residents and 4 residents to a household. We would expect every single household to have this Pinatt Subata and at that figure, we sell about 2,500 bottles at 1 silver every 3 days. Or an equivalent of 250 gold per 3 days or 2500 gold coins per month. That's for 10,000 residents."

"How about 100,000 residents, it would be 2500 per 3 days or 25,000 per month. Or maybe 1,000,000 residents that would reap an income of 250,000 gold coins per month. That's the max for a million residents. A humble silver could rake in so much."

"True... True... True... You're so good at figures and a forecast. With the drinkingglass-shaped container, it serves 2 purposes, one is for storage and another to drink from."

"And it's free advertising every time they raised the glass to drink they will see 'Pinatt Subata' and the company as well... You kid... Are you a Major from Business Administration or Business and Marketing or both?Hahahahaha... "

I smiled as this chapter comes to a close at over 3k words so I would be able to move on and write another chapter and mass release it as 3 chapters per weekday and 5 or more on weekend!