Chapter 1574

I thought that Penghu industry and pengying holdings would jointly establish a company, and the equity of the two companies could be divided into primary and secondary according to the capital budget. I didn't expect Zheng Haixia to participate, so the financial company could not be the parent company, but a new independent body.

"Our company's main business is consumer loans for house purchase, and other funds are used for curve investment, that is to say, more than half of our business is done to facilitate the development of Wanhai Plaza. Will you feel tied up when you finance?" Shen Dapeng sighed and asked Zheng Haixia's opinion.

The two men washed in the room and didn't mean to leave on the sofa. It's big and big. Shen Dapeng doesn't have to be so troublesome. However, Zheng Haixia has been given a chance. Naturally, they can't go back.

Zheng Haixia smiled. The development of Beijing is much more mature than that of Shenzhen. The commercial real estate model of Wanhai Plaza has gradually become popular and engaged in financial companies. As long as the Wanhai Plaza does not fall down, there is no need to worry about business expansion around the business development of Wanhai Plaza.

"If I need more capital to invest in other fields, I will find ways to finance the company. I can't do finance in one direction. I know this industry better than you." Zheng Haixia said that she had a general plan.

Although most financial companies are established to cater for the emergence of real estate projects, in terms of the development conditions of Shenzhen City, being a financial company may expand it.

When it comes to more capital issues and even listing the company, it is impossible for the financial company to expand with the main real estate industry. Zheng Haixia has more ideas. Whether doing credit or insurance, the company must have broader development prospects.

This is different from Shen Dapeng's original intention. He knows the financial field, but he can't be proficient. "Do you mean to build a bank?"

Shen Dapeng took a deep breath and looked at Zheng Haixia strangely.

Zheng Haixia wants to expand the financial scale and link with the bank to open a bank. Shen Dapeng didn't think about it. However, the procedure is too complex and there is no professional operation, so she can't basically complete it.

Besides, the registered bank has various processes, and it can not be done in a long period of time. Especially, it is still a small company that is acquired today, and it is not qualified for the transfer to a bank.

Zheng Haixia understands the industry rules better than Shen Dapeng, and even she has plans. "The company is now put into business operation. As for the bank, it will take a long time to deal with it, but I am confident to be a bank of my own in Shencheng. You can rest assured."

The difficulty of starting a bank is closely linked to the 100 million reserve fund in the early stage. If it is not necessary and required by the operation of the enterprise, a full 100 million yuan will not be transferred to be a bank.

Finance is a troublesome industry that can not tolerate any mistakes. Zheng Haixia is confident that she can do it well. This is one aspect that Shen Dapeng is optimistic about her.

After all, Zheng Haixia dares to think big, and she is not afraid of failure.

"If you say so, I have to think about it." Shen Dapeng thought for a while and said.

Outside the scope of his plan, he suddenly mentioned that whether Zheng Haixia is competent is a problem. If there are some problems in the financial field, it means losing money or even bankruptcy.

However, the business development proposed by Zheng Haixia is more comprehensive. The company does not have hundreds of people to work, so it is difficult to maintain various operations. The key is whether it is necessary to layout in a distance.

"What I put forward is only the general direction. The ten thousand high-rise buildings rise from the ground. What I have to do now is to pave the way for opening a bank in the future. I can't directly involve a bank. This idea is immature." Zheng Haixia's silence is related to the operation of the company, and there is no room for carelessness.

If Zheng Haixia is competent to be a financial company, she has no bottom in her mind to be a bank. It takes a long time to develop, have sufficient preparation and have indispensable conditions, so as to complete the enterprise's achievements.

This is a long and complex development plan. Zheng Haixia is proficient in the process, but Shen Dapeng sitting next to her is not very professional, so she falls into meditation.

"I have a better way. You don't need to raise funds or involve the company's shares in the first step. After the establishment of the company, according to various business development, if necessary, discuss the change of equity distribution. What do you think?" Shen Dapeng pondered and gave Zheng Haixia's relevant reply.

Zheng Haixia wants to show her strength. If she wants to do so, it's OK, but it's important. We can't allow the difference. Once the financial company doesn't do well, it will involve the development of various industries, and the disadvantages are obvious.

Therefore, it is most appropriate for Zheng Haixia to develop slowly and steadily.

If the company initially enters the financial field, it will start to make various investments, which will do more harm than good to the company as a whole, so Shen Dapeng can only give his intention.

The key process depends on Zheng Haixia's own grasp. The final step depends on the development of the company, the smooth operation of the project and the overall profit trend.

Zheng Haixia said that she was not happy. Shen Dapeng proposed a conservative method, which she disdained to do. Moreover, this golden lady has her own understanding of the financial industry.

"Are you worried that I can't do it well?" Zheng Haixia laughed coldly and looked at Shen Dapeng and became a little despised.

Personal ability is questioned. It's good that Zheng Haixia didn't turn over directly with Shen Dapeng at present, but now they haven't cooperated, so they can hold their temper.

"It's not this problem, but what you said. It directly involves cutting-edge industries in the financial field, and even connects with major financial giants to completely enter the financial market. It's easy to say that the company can get $18 billion, but now it's impossible for the company to put together a large amount of funds. The bigger the situation, the easier it is to collapse." Shen Dapeng smiled and didn't mind Zheng Haixia's attitude.

After this year, various problems will burst out in the financial market, which will lead to the collapse of the financial market in the next two or three years.

The excessively expansionary monetary policy is open, the financial supervision is weak, and the international exchange rate constitution is also one of the important influencing factors. Therefore, in the next two years, the real estate price is frustrated, people's purchasing power becomes smaller, the graph falls, and the bank can't borrow money.

In just three years, from 2006 to 2008, the financial crisis will sweep the world.

At this juncture, it is indeed unwise to invest a lot in the financial field.

Shen Dapeng knows the historical progress, and even the scene that the financial crisis will sweep the world in the next time period can be seen. Therefore, he will lay out in the financial field and help the operation of real estate and other projects.