Before talking about Pengcheng taxi company and Pengcheng auto repair shop, Shen Dapeng already mentioned the expansion and development of Yuanmeng hotel.
Without sufficient funds, if Yuanmeng hotel wants to open another branch, it is absolutely difficult.
Now when it comes to the expansion of the two companies, it's not on paper. What is it?
Therefore, although Liu Fengxia also hopes to see the prospect of rapid development of various companies, combined with reality, what she said at present can not be realized at all.
"Wanhai square is built in Shencheng, and Penglong logistics builds a branch there. In addition, we have spent a lot of money on the apartment building and commercial building projects we developed before. Now, the continuous action of building a food factory branch in Shencheng is to let the hotel, taxi company and auto repair company go out of Qingshu county and go to the whole country. Does it all need money?"
"However, at present, the company's funds are very tight. We just want to do a big job, but we don't have enough spare power."
Liu Fengxia analyzed the current situation of the company and looked worried.
Moreover, in Liu Fengxia's view, at least some funds should be reserved as a buffer. Companies now seem to be developing well, but business competition is everywhere, and there are many factors that change rapidly.
In case of any unexpected factors that lead to problems in a company and involve capital operation, it can also make up for some at the first time, so as not to break the capital chain.
If, as Shen Dapeng said, the remaining funds are used up anyway, in case of any problems, there will be no chance to buffer, and even lead the whole body, affecting the normal operation of other companies.
At that time, let alone expansion, even other companies that had developed well before were affected, the capital chain was completely broken and fell into a bottleneck, and there may be losses or even more serious situations.
Liu Fengxia had a sense of crisis when she thought of these situations.
I would rather be conservative and move forward step by step, rather than try my best to expand at the risk of the collapse of the hard-working company.
"We can find a way to solve the problem of funds!"
The meaning of Liu Fengxia's words was obvious. She didn't want Shen Dapeng to take the risk, but Shen Dapeng's faint words shocked her.
"Find a way to solve it?" Liu Fengxia looked at Shen Dapeng suspiciously, "this money is not a small amount for several companies to expand. Without more than a billion or more, we can't get it at all. We just can't find a way to get so much money, can't we?"
Shen Dapeng thought for a moment, then showed a relaxed look, gently waved his hand and interrupted Liu Fengxia's doubts.
"Aunt, I've considered what you said. Of course, we can't borrow any money from the private side. We don't know a big boss with special money. The only way is to borrow money from the bank!"
"Loan from bank?" Liu Fengxia frowned, but she never thought about it.
In recent years, companies have made considerable profits step by step. The funds required for the establishment of more companies are all used for profits. There is no situation that the company is exhausted. Of course, we will not think of what to do when there is no money.
Now Shen Dapeng suddenly mentioned such a method, which really surprised Liu Fengxia, but after the accident, she still felt that it didn't work.
"I've heard of some enterprises lending money from banks, but we don't have anyone in the bank. Can others lend money to us?"
In Liu Fengxia's impression, there is no certain relationship. It is more difficult to get a loan from the bank than to go to heaven.
"Besides, even if people lend to us, can they lend more than one billion at a time? Why should people believe you? "
Banks have always lived on interest. Of course, they are willing to give loans to some individuals and enterprises, but there is also a premise that these individuals and enterprises have a certain repayment ability.
Without the ability to repay, if the money goes out of the bank, it will become dead and bad debts, or it will come back.
Banks are not stupid. They will never do such a thing.
Listening to Liu Fengxia's worried tone, Shen Dapeng seemed very calm and even smiled.
"Aunt, I know your worry, but we can try. How can we know if we don't try?"
"Try a loan?" Liu Fengxia was a little uncertain. "I don't think the bank will lend us so much money."
Shen Dapeng waved his hand again, breathed out and said, "aunt, sometimes we have to be a little confident!"
Liu Fengxia was even more confused and stared at Shen Dapeng.
What's all this and what? What does credit have to do with confidence? With confidence, you can lend money?
"You calculate carefully. In recent years, our companies have developed to a certain scale?" Shen Dapeng smiled and looked at Liu Fengxia.
Liu Fengxia nodded, "yes, and since we implemented the South relocation strategy, food factories and logistics have developed rapidly, and even Chengyu real estate has had a certain impact on Shencheng."
"That's right. These products of the food factory alone are well-known. Yingying's series of drinks and self cooking hot pot have long occupied the forefront of similar products in the market, and the sales are very hot."
"These are our confidence and confidence!"
Shen Dapeng said here, his face showed a trace of pride, and his chest couldn't help but stand up. "Therefore, although we don't have any network resources, what we have now is definitely a lot of wealth!"
"Dapeng, what do you mean?"
Liu Fengxia still doesn't understand. Even though the company has already gained a certain popularity after several years of development, in a sense, it has accumulated some intangible wealth.
But what about these invisible wealth? What's the use if you can't change money?
"Mortgage!"
Four words came out of Shen Dapeng's mouth without hesitation, and Shen Dapeng's face was still confident and calm.
"Mortgage?"
Liu Fengxia didn't understand for a moment. She recited these four words again. A flash of light suddenly flashed in her mind, and her eyes couldn't help staring.
"Dapeng, do you mean to mortgage our company to the bank?"
Shen Dapeng nodded, "yes, that's the way!"
Before talking about the expansion of each company with Liu Fengxia, Shen Dapeng has actually figured out the current situation of the company. In his opinion, each company must expand and develop as soon as possible.
In this way, he has the ability to defeat Feihuang group in one fell swoop. Otherwise, if he drags on like this, Cao Mengyuan will make up more reasons to shirk it. I'm afraid he can't pass the Huang family.