Shen Dapeng had budgeted that it would cost at least more than 100 million to buy land in Shanghai stock market and build a dream hotel.
The bank only gave a loan of 200 million, which is vicious. Holding these 200 million is only enough to build a Dream Hotel in Shanghai stock market, not counting the large-scale decoration and purchase of related things in the later stage.
Such a little money is really a little too little.
"Dapeng, to tell you the truth, you're right. They and I have worn out our mouths these days, but we have also explored their bottom line. They can give 200 million at most. No matter how much, we can't approve it."
"Based on the scale of our existing companies, we have also made asset evaluation. Coupled with the popularity of our Xiaoyu brand, there is no problem with the evaluation of RMB 1 billion, but the bank considers more."
"After all, we have so many subprime loans, and the bank should also consider their risk coefficient, so..."
Shen Dapeng already knew what Chen Xiaorong explained from Liu Fengxia, so he interrupted Chen Xiaorong.
"I know what you said. In this way, you've tried your best in the bank. Don't worry about it for the time being. I'll deal with the rest. How's the bike?"
"Brother Peng, will you handle it?"
Obviously, Chen Xiaobing was surprised that Shen Dapeng personally intervened in the bank. After all, the bank has its own principles. Shen Dapeng is the same as himself to negotiate with the bank, and the bank will not relax.
"Guangming bank is the leader in the capital and even the north. Its strength is the strongest, and its policy is loose enough, so my aunt and I found them."
"They can give us 200 million. If we find another bank, we may not even have 200 million."
Chen Xiaoxi's words are full of vicious and difficult operability of loans? Not without a helpless tone.
"Brother Chen, that's the same sentence. Don't go to the bank to discuss with them again? No results? I'll do something about it. " Shen Dapeng smiled faintly“ I asked you, "how's the bike?"
"Oh, well, is the current operation OK? Isn't school coming soon? It's estimated that the business will be better. I'm going to promote it in other colleges and universities. "
Shen Dapeng frowned and said directly, "brother Chen? That's not what I'm asking? Have you forgotten what I told you when I returned to the capital? "
Chen Xiaorong obviously didn't react? After a moment of silence, he suddenly realized with a smile: "right? It's about finding managers, right? My aunt and I have been busy with bank loans these days? So I didn't care. "
Chen Xiaoying naturally understood what Shen Dapeng meant? However, my side is really busy with loans, and I don't have time to train managers at all.
Shen Dapeng is on the other side of Shencheng. Many things are done by himself, so sometimes it is inevitable to take care of one thing and lose the other? Urgently need a helper to help yourself share some things? In that case? Can you spare more time for other things? Not in a hurry.
"Hurry up. I'll find a way to deal with bank loans. Once there is a result? I may be busy here. You have to come as soon as possible. "
Shen Dapeng still trusts Chen Xiaorong very much. Although Chen Xiaorong misunderstood Shen Dapeng because of previous events, after the misunderstanding between the two people was removed, Chen Xiaorong only had deep admiration for Shen Dapeng and has been bent on helping Shen Dapeng since then.
Shen Dapeng did not expect that Chen Xiaoying's ability was very strong. If he helped himself, some things would be very smooth.
It's just that Chen Xiaorong is relatively low-key. For Shen Dapeng's reuse of him, Chen Xiaorong was very modest at the beginning and felt that his ability was limited, but he couldn't stand Shen Dapeng's heartfelt invitation, and finally agreed.
"OK, since things at the bank have been put on hold for the time being, I will try my best to find a suitable bicycle manager. At present, there are several people with strong ability at the bottom, but I have to study it again and again before making a decision."
"You can handle it by yourself. As long as you have confidence in the development of the company, have a sense of responsibility and have a good management, although you can boldly raise it, you should exercise it."
For these, Shen Dapeng felt that as long as he grasped several major principles, the rest was not a problem and it was not difficult to operate.
"I see. I'll deal with it as soon as possible." Chen Xiaoyu answered.
"OK, there's nothing else. It's no use staying in the bank. Go back to deal with the bike as soon as possible. I'll wait for the good news of your coming to Shenzhen."
After hanging up with Chen Xiaoying, Shen Dapeng put down the phone and rubbed his forehead.
This phone call gave Shen Dapeng a headache.
However, there seems to be no progress. The relocation of the game company has been agreed with Liu Fengxia. As long as she has a phone call, she can get it done, but the loan has made Shen Dapeng's head big.
The original plan thought that with the asset evaluation of its own companies, it could lend one billion yuan. Who knows that the bank gave so little, which greatly surprised Shen Dapeng.
Although Shen Dapeng promised Liu Fengxia and Chen Xiaoying on the phone to deal with the matter by themselves, only he knew how difficult it was to do it. It was not a word of comfort that could make it happen.
Moreover, I didn't have any contacts here. I didn't have any way to think of a mortgage, but now this way can only lend 200 million.
Reality is in front of him. Shen Dapeng thinks about these two hundred million. In addition to silence, he is still silent.
Sometimes, I just have a lot of ideas, but all this needs money to help realize. Without enough money, some ideas can only be ideas after all.
In the air-conditioning sales area on the first floor, there are still a sea of people, and the voice of people is boiling. The discount lottery activities have constantly caused the climax of the scene, but Shen Dapeng is too lazy to care. Sitting in a relatively quiet office and looking at the commercial and residential buildings standing far out of the window, Shen Dapeng can't help thinking deeply.
When Zheng Peng financial company was founded, he deposited 300 million yuan in the manufacturing bank for the loans of house buyers.
Shen Dapeng suddenly thought of the money. If he took out part of the money and borrowed 200 million yuan from Guangming bank for the start-up funds of each company's branches, it would be a little less, but he could barely start it.
However, this involves another problem. If for some reason, any company has an accident and capital problems, it is likely to break the whole capital chain and affect other companies.