Chapter 268

When song TIANYAO asked Xia Georgi to meet, Xia Georgi just ended his meeting with an account manager of Chase Bank Hong Kong Branch. At this time, he sat in Song TIANYAO's factory office with his brother Xia Harry. He looked down at his suit, watch and ring, and felt that he was closing the gap with song TIANYAO opposite.

The last time song TIANYAO saw him and his brother Xia Harry, the two brothers did not mention gold jewelry and watches. Even their suits were old clothes from the Japanese occupation period, and they barely wore them to support the appearance.

"Boss Xia, I attended a tea party yesterday and talked to other people who are going to do wig business. In the future, you will be responsible for their raw material supply." song TIANYAO smiled at Xia George and Xia Harry across the desk after Fu jianniang sent coffee and left "I left them the phone number and address of your store. I think they will contact you soon."

Xia Harry's expression was a little disapproval. Xia zuozhi's face showed an unexpected expression. Then he spoke to song TIANYAO with some gratitude: "Mr. Song, our hair business can only be done with your care. Now he helps us introduce business. It really... Makes me grateful."

"Everyone makes money by being kind. I take care of you and you take care of me. I asked you to meet today. In fact, I want to ask you two for something." song TIANYAO gently stirred the coffee with a silver spoon and said.

Xia Georgi pushed the frame of the gold wire glasses: "Mr. Song, what can I do for you? Just ask."

"Well, eleven factories will start construction this time, and there may be some possibility of insufficient supply of raw materials at that time, so I want to buy more raw materials from you and hoard them by virtue of our good cooperative relationship." song TIANYAO mixed the coffee well and tasted it. Then he looked at Xia George and said in a flat tone.

Xia Harley, who had never opened his mouth, changed his expression. Ignoring song TIANYAO, he looked at them and touched his brother's leather shoes with his own shoes. Xia zuozhi seemed not to notice. He sat upright and looked at Song TIANYAO calmly. His voice was sonorous and powerful, quite refreshing:

"Mr. Song has taken care of me. To be honest with Mr. Song, we did hear that other factories are going to start construction. We have stockpiled some raw materials. At present, there are 50000 braids in the warehouse in Hong Kong. Mr. Song said, we are willing to supply 20000 braids to your factory first, and the remaining 30000 braids to other factories."

"Brother, we..." Xia Harry spoke eagerly next to him. Xia zoge stopped him. His brother continued. Xia zoge said firmly in front of song TIANYAO: "without Mr. Song, how could we have the opportunity to do this business and make less money, but Mr. Song asked, we must help! Don't talk again!"

"Boss Xia looks like a Chinese. He is very loyal. Well, I won't make it difficult for you to do it. I also know that the raw materials are in demand, and the price will fluctuate. In this way, the 20000 braids used to be 20000 yuan. Now I pay 30000 Hong Kong dollars, and I'll ask a lawyer to come and sign a formal contract. When other factories are dissatisfied with your priority supply to me, you can also take the contract out with him They say that song TIANYAO is paying a high price. You have no reason not to make money. "Song TIANYAO seems to be infected by Xia zuozhi's emotion and says to Xia zuozhi with a slightly excited expression.

Xia zuozhi waved again and again: "Mr. Song, just follow..."

"Brother, Mr. Song will consider for us. He won't care about the ten thousand Hong Kong dollars. We can explain with other factories when there is a contract." Xia Harry heard that Xia zozhi had to refuse again. He didn't let him speak again despite what his brother said.

Song TIANYAO also smiled: "since your brother has said, you don't refuse any more. Let sister Yun arrange to finish the contract and transfer the money to your account. I don't lack the extra 10000 Hong Kong dollars. Compared with boss Xia's nod, this 10000 Hong Kong dollars is not worth a cent."

Xia zuozhi glared at Xia Harry and said to song TIANYAO in embarrassment, "Mr. Song, it's really..."

"Needless to say, when you do business, of course you should also consider yourself." song TIANYAO easily changed the topic to Xia zuozhi: "your brother is also right. He can't give me all the goods. If he doesn't make some money, won't he become a philanthropist? By the way, I heard you just now. How many banks have you been busy seeing recently? Preparing loans to expand business?"

"Taking advantage of the good wig business, Xia Georgi is ready to find some safe industries to do." seeing song TIANYAO's insistence, Xia Georgi no longer refuses and follows song TIANYAO's tone: "But the loan is really... The loan interest of foreign banks is low, but the procedures are very complicated. Especially our brother, there is only one grocery store. Because there is no registered company, the banks don't believe the running water in personal accounts. The money of China bank has high interest and doesn't want to borrow."

Speaking of his recent desire for a loan, George Xia's tone was a little sad. He was an Indian. In the eyes of the British, he was not much different from the Chinese in Hong Kong. Let alone loans. Even now, he has not even opened the accounts of Standard Chartered and HSBC. First, no one introduced him. Second, he helped the Japanese provide food during the Japanese occupation The British don't like him enough.

Song TIANYAO bowed his head and lit a cigarette: "you are willing to supply me. I can ask a friend of HSBC bank to ask you about it. However, how much loan do you intend? You know, HSBC has always been a big bully, and they disdain to do it for too small amounts of money."

Xia zuozhi's business in mind is clothes making. He carefully investigated in Hong Kong. Now, in addition to department stores selling clothes, there are all kinds of tailor shops in Hong Kong. Even suits need to be customized. The high price scares people. A lot of people don't have much money, but those who want to wear Western suits are scared away by the customized price. If you open a garment factory and choose several popular clothes styles, It's definitely cheaper to make clothes by factories and then open stores for sale. Moreover, when he returned to India, he made a special trip from Thailand, Myanmar, Vietnam and other countries. The garment industry in those countries is not developed. If his garment business develops well, he can make clothes from Hong Kong and then sell them.

He has calculated that to set up a factory with a little scale, he needs to buy equipment such as clothes making carts and sewing machines from Britain or the United States, plus factories, water and electricity, labor and even cloth. If he wants to open a clothing store himself and be responsible for sales, he needs to have at least 500000 cash in his hand in the early stage. Now he has made about 100000 from his hair business, Despite the expenses, at present, there are 70000 Hong Kong dollars in the bank. If the demand for raw materials in the wig factory is large and the price rises slightly, 400000 can make money in only one or two years at most. This is also the reason why he has the confidence to go to the bank and want to find a loan.

At this time, song TIANYAO gave him priority to sell a batch of raw materials because of his loyalty. He wanted to ask for help. Xia zuozhi thought about it and said to song TIANYAO, "I want to borrow 500000 Hong Kong dollars."

"It's too little. No wonder you can't borrow money from foreign banks. HSBC is calculated in pounds sterling. It sounds like 500000 Hong Kong dollars, but it's actually less than 6000 pounds. Even ordinary British account managers are not interested in this small loan business." song TIANYAO shook his head and said helplessly: "At least 10000 pounds. The interest rate of 10000 pounds borrowed by HSBC bank is 8%, while the interest rate of 20000 pounds can be reduced to 6%. If you consider borrowing more, I can help. It's too few. The British won't pay attention to you."

"Twenty thousand pounds is nearly two million Hong Kong dollars. The interest rate of six percent is very low, but... The amount is too large." Xia Zuo Zhi was very excited when he heard the interest rate of six percent. You know, most Chinese banks and silver banks in Hong Kong now have interest rates of one eighth, two thirds and one. The lower interest rate also has interest rate of one sixth or six percent, which is very attractive.

"Do you know how much I borrowed from HSBC when I was in the wig business?" song TIANYAO flicked the ash and made a gesture with his fingers: "I borrowed six million."

"HSBC will lend you so much?" Xia Georgia was stunned and blurted out.

Song TIANYAO smiled at Xia zuozhi: "I asked Mr. Chu for a guarantee. No matter how much I can borrow, Mr. Chu needs to repay it for me. With Mr. Chu's business, the bank is eager for me to borrow more. If you consider borrowing from HSBC, I can sign a guarantee for you. It's impossible. One or two million can still be loaned with my current business. Boss Xia, you are willing to give me the handout , I will say this sentence. I need help. It's my duty to call me. "

In the last few words, song TIANYAO said sincerely, sincerely and warmly.

"Well, I'll think about it. There are really few Chinese who are willing to help us Indians in Hong Kong. Mr. Song, I can't repay my kindness today." Xia zuozhi also got up with some excitement and said seriously to song TIANYAO.

After signing a contract worth 30000 Hong Kong dollars in triplicate with Lou Fengyun, the two brothers of the Xia family left song TIANYAO's factory. They didn't say with a smile until they walked out of one or two hundred meters: "brother, look at Song TIANYAO's gratitude to you. It seems that you're right. Give him some sweets and settle him easily? Unexpectedly, he's willing to guarantee for you if you want to borrow money."

"That's the way to do business." Xia George bowed his head and rolled a cigarette. "If you rashly get rid of song TIANYAO, it's unlikely. It's better to give him some benefits."

"But what should song TIANYAO do if he knows that we have actually prepared to supply tens of thousands of braids for other factories?" Xia Harry thought of a question: "most of the guy will be half angry, but there is nothing to do. After all, we have blocked his mouth with 20000 braids. He can't directly accuse us."

"That's a problem. I really want a loan recently. It's better to go back and study it. First, I'll borrow a sum of money through song TIANYAO's hand and sign a bank guarantee with him. If he wants to turn over at that time, it's unlikely. If we don't make money and can't repay the bank loan, his business will be taken away by the bank. So obviously, I'm unhappy. At that time, I can only be forced to tie the loan to us This side. "Xia Georgi held the cigarette in his mouth and said," the Chinese people pay attention to the gratitude of dripping water. When I sold him 20000 braids, he was willing to guarantee a loan for me and made an extra 10000 Hong Kong dollars. This is the way the Chinese people do business. They are more used to emotional things. "

Xia Harry said with a bright smile, "it's still my brother. You know the Chinese people thoroughly. The Chinese people are really easy to cheat. They say some sensational words, talk about loyalty and friendship. The other party wants to treat us as confidants. Don't they know that business is business?"

"If they know, how can we make money?" Xia zuozhi spit out a smoke ring, looked at it deeply and said leisurely in front of him.