Chapter 1402

Wool can only be sold on sheep, but pigs can pay for it. When it comes to interest free shopping, there is actually a problem here. If you are not a cardholder of white bank, you can enjoy an interest free period of only three months.

So the problem is, white bank does this because he is a little brother in the banking industry. The capital adequacy ratio is very high, but the popularity is too low. It takes time to accumulate such things as banks. A simple wave of advertising is of no use.

Then the problem arises. If you do this, the bank will have to pay too much. Even the manufacturer will bear part of it. However, 12 months' interest is absolutely not a small number. You know, the interest rate of credit card is very high, at least 10%.

"Is it expensive? Tom, we plan to sell 100000 units. How much is 10%?

It's only 30 million. Is that a lot? "

Fat cat Tom some want to vomit blood, 30 million not much? This is already a very large number. Well, if the gross profit rate is not high enough, you will lose money and make money!

"Tom, in fact, there is not much. This part of the loan will be guaranteed by legendary world in the end. Later, we will package and list this part of the debt. Legendary world and white bank, to be honest, this bond is easier to sell than Treasury bonds. " Seeing this guy is still unknown, so filson can only come out to popularize science for him.

Let's not say that we will get these funds back at a very low cost. Let's say that the Commission and handling charges are not in vain.

You see, the interest rate of credit card is very high, so the interest rate is high, because the default cost is too high. However, the same is the credit card consumption. After the guarantee of legendary world, the risk seems to disappear.

At least, on the surface.

What is America?

How can the capital market be short of money.

International hot money is not interested in such low yield bonds, but some sovereign funds do not. The first thing they need to ensure is the security of their funds.

What's more, since the credit is so strong, how about you mortgage it to the bank again?

Rest assured, it will definitely give you a very favorable interest rate. I'm not afraid you borrow money, I'm afraid you borrow too little.

"Well, by the way, phelson, since this game is so simple, can others follow suit?"

Tom, a fat cat with a question mark, found that he did not understand, but was more confused. It's all about making use of the existing rules. There's no innovation. But why didn't Mao do that before?

Well, it's not that no one thought of it. In fact, the big heads on Wall Street are thinking about all kinds of financial innovation every day. Think about it. 30% of GDP comes from financial services. If only relying on industry, half of Wall Street can go out of business.

When it comes to William White's new toys, it's not that nobody thought of it, but that few enterprises can achieve the credit rating of legendary world. Enron and WorldCom blow hard, but when the cash flow is not enough, there are banks that will believe your profits.

The legendary world often loses money, especially the domestic part of the United States. If you just read the financial report, this company will definitely be a fairy stock.

But what are the facts?

All the profits of this product are overseas. They are rich enough to invest. Who will believe that they can lose money.

American enterprises, especially multinational enterprises, are just so amazing. Obviously the loss of hematemesis, but like to play swollen face full of fat.

Because, if they tell the shareholders the truth and rest assured, the stock price will collapse immediately.

What about companies that seem to be losing heavily?

Or the real situation is more serious, or the profits are deliberately placed overseas.

That's why investors in the United States are mainly institutional investors.

Without it, ordinary investors can't understand.

"Tom, without that, what's the reaction of the market? Recently, customer service has to work harder,

alas, otherwise, let's dig the corner of apple? "

"Boss, what? You just had a bad fight with the guild. If you raise the salary standard now, those guys in the guild will think you are provoking."

Philson is speechless. Just now, because of the dispute between his salary and the guild, no one wants to lose his job at this time, so they choose to compromise. However, you turn around and go to dig for a high salary. It's a bit of a slap in the face.

Of course, William White is more depressed. For him, the current yard farmer is not irreplaceable. Although ah San's infrastructure is in a mess, their computer industry is developing rapidly.

It's not that they have any production capacity, they can provide a lot of cheap yard farmers. As a capitalist, what kind of good will there be? Since there are cheap choices, of course, we need to abandon those expensive ones.

Unfortunately, as the boss of a company, it is impossible to dismiss employees at will. Don't say your profit is good, even if the business can't go on, it's very difficult to dismiss employees.Nima, how many fewer jobs do you need to negotiate with the guild. I really don't understand. If we all play like this, what other idiots will invest in industry. Is this to invite back a bunch of ancestors.

He has a big family and a big business. It's ok if he doesn't agree to lay off employees. It's ok if he splits up the Department. If he can't do it again, he will be recruited within the enterprise. For a period of time, as long as there are no more jobs, these problems will always be solved.

However, the big boss of an enterprise can't do it as well, but this boss is also boring.

"Tom, in the next period of time, try to reduce the workload here. If you can send it out, it's a trend, and it's impossible to reverse it."

"I see, boss." Despite some reluctance, unfortunately, since the boss said so, if you don't want to be sacrificed, you'd better do it. Expelling ordinary employees or troublesome, expelling a high-level company, this is what many people like to see and hear.

It is impossible to say that there is no doubt. The overall environment is really bad, but in fact, white's enterprises are not bad.

Well, fat cat Tom was shocked. He found a problem. When the boss proposed these measures, phelson chose to default. You know, the white system is not the only one responsible for the so-called streamlining of military and administration. This time, the turmoil has also affected think tanks.

No one likes to lose their rights, and no one likes to have their people cut off. However, phelson obviously agreed with the boss. What's the point?

"Boss, in this way, it is impossible for the market to recover in a short time?"

"I don't know. I can't see any future for the time being. Well, Tom, what do you think I have so much money for?

Prepare for the winter. If you can survive, you will have tomorrow. Next year, the sky may be very beautiful, but most people will fall in the dark before dawn. "

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