Although the real estate developers have been punished for defamation and their reputation has been discredited, there has been no change in the whole real estate pattern. Although the house price has fallen into a dead end, there has been no change. House prices are still so high, so unattainable. Lin Feng promised three years, but can three years change?
This is what many media have been saying. They think that three years later, if the real estate business is still strong, then house prices will not collapse. Especially this time, the real estate developers lost so many adults. From top to bottom, these small and medium-sized real estate developers lost a lot of shame. Many of these CEOs are prominent figures in other fields. As a result, this time, they are just as shameful. Will they not resent? Don't you think about revenge?
Obviously, this is the most unpredictable.
As long as these real estate developers hold on to the ground, then three years later, Lin Feng will be finished. At present, many media with background have found the latest news, that is, banks all over the country have provided these real estate developers with loan interest reduction policies, and delayed their repayment futures, and the time is exactly three years. If this is true, these real estate developers will be fine in the past three years, and they will all live well. In three years, if Lin Feng can't solve the problem, it will be a big shame. And it's not just a matter of shame. Lin Feng will face the doubts of the people all over the country. For Lin Feng, it will be an unprecedented crisis.
What will happen in three years?
"Three years?" Lin Feng sneered, "from the beginning, I didn't expect to solve this problem in three years. I don't have that much time for this kind of problem. "
"Boss, what are you going to do? Now they have the support of the bank, and they have plenty of money. " Asked Melissa.
Lin Feng smiles.
"It's very simple. Their bottom card now is the bank. They have the bank to support them, lend to them, and reduce the relevant loan interest, so that they can be confident. This is the plot conceived by the one above. Just keep the banks lending, and in three years, I'll be in big trouble. But I won't give them three years! " Lin Feng leisurely said, "three years, they think I don't know the pattern after three years. When I say this for three years, I'm just paralyzing them. At present, everything is going on according to my expectation! "
"Boss, what are you going to do?" Melissa's eyes sparkled. Although Lin Feng has an impulse to do things, he always comes up with a whole set of methods. And there are many amazing ways.
This time, how will Lin Feng deal with the joint efforts of real estate developers and banks? It's very much to look forward to.
"It's very simple. The root of their confidence comes from money, and for me, just let them have no money. " Lin Feng shrugged, a relaxed face, "let them have no money, you can completely defeat them."
"No money? Why is there no money? " Melissa is different. This makes the bank have no money. Is that possible! If the bank has no money, the country will be in trouble. My boss, should not want to rob the bank vault! But even so, you can't take away so much money. That's a lot of billions.
"Ha ha, what do you think! How can I rob the bank vault. There are at least several trillion yuan in the Treasury of the National Bank of China. It takes a lot of wagons to tow it with train skins. How can I carry it away? " Lin Feng shook his head with a smile.
"What about that?" Melissa didn't understand.
"It's very simple. Just ask people to withdraw the money they have in the bank." The cold light flashed in Lin Feng's eyes. "Since I launched yu'ebao, these banks have been fighting against me. This time, it's even more so. So, I will give them a good look this time! Don't those gentlemen control all this behind their backs? I'd like to see how they can deal with it if people all over the country withdraw money from banks! "
People all over the country will withdraw money! Melissa took a deep breath. This is a bank run. In Europe and the United States, if all depositors withdraw money at the same time, there will be a run, leaving banks in a mess. China is a big depositor country. The favorite way for the people of this country is to put money into the bank. Basically, all the income of the people is stored in the bank.
If this is true, the whole Chinese people will withdraw money from the bank, think about that scene, Melissa will be a little drunk. It's going to be brutal. Of course, if it was normal, it would not have happened. Without the bank's major financial problems, depositors would not withdraw money at the same time, forming a run. Especially for China, these banks are all state-owned banks. Unless the state goes bankrupt, no matter what happens, the banks will not go bankrupt. At the end of the day, after all, the National Central Bank will do it. If the central bank has no money, it's easy to print more money.
Therefore, it is more difficult for the Bank of China to form a run. It's almost impossible. However, as long as there is Lin Feng, everything can become possible. Because Lin Feng is the man of miracles.
Immediately, Lin Feng sent a message on his microblog.
"There are not many three years in life, especially for young people, three years is too long. Maybe we can make things easier. For example, if the people all over the country withdraw money from the bank, then the real estate enterprises can no longer borrow money, and then they can no longer stick to it. In that way, in three years, they may be able to buy real estate at a reasonable price now! " Lin Fengfa said on Weibo.
This article was published on Weibo, which immediately triggered a huge controversy. If everyone goes to withdraw money, there will be a run on the bank. This will seriously affect the normal social financial order and cause social unrest. This is an extremely unreasonable proposal.
However, some people think that this proposal is extremely reasonable, because once all citizens really take all the money out of the bank, the bank will have no money, and the bank will have no money to lend to the enterprise. And the bank has no money to the real estate enterprises, these real estate enterprises will be bankrupt. Once they go bankrupt, these properties will be auctioned. At that time, house prices will inevitably fall to a reasonable range.
Therefore, Lin Feng's move is indeed very suitable. It can solve the problem of house price in the shortest time.
Just, will the common people run?
"Damn it, he's going to do it!" Mr. A has an angry face. He did not expect that Lin Feng would use such a drastic move to form a bank run to destroy his plan. And once there is a run, the social order will be in chaos. In this way, when the blame comes down, they will also bear the responsibility. Because they caused it. If so, it will make him unable to inherit Dabao.
"His move is really vicious, but can he really make so many people listen to his orders? Is it possible to withdraw the money? " The other gentlemen didn't believe it.
The reason is very simple. When people withdraw their money, where can they deposit it? For the common people, they also care about the bank interest. If it is taken out, it represents the loss of interest. Are they willing? What's more, the price reduction is meaningless to the ordinary people who don't buy houses. They don't buy a house no matter how much it goes up. In this case, why do they withdraw the money.
Also, those who have already bought a house may be the most eager to see the house price rise. If the house price falls, they will lose money! What's more, those who buy houses with loans will lose even more. Therefore, Lin Feng wants to call on the people of the whole country to withdraw money and press the banks to give up rescuing the real estate enterprises through a run, which they think is impossible.
Lin Feng certainly has an incredible appeal, but it is impossible for people all over the country to run on banks!
However, to my surprise, not long after Lin Feng posted his microblog, many people from all over the country went to the bank to withdraw money, and almost all of them withdrew money from their passbook accounts, leaving nothing. Then they deposited the money in the second bank.
All of a sudden, the bank's business volume will soar. It's just that compared with the run frenzy expected by the banking sector, it just keeps them busy and does not make the banks collapse. What banks fear is that people from all over the country will come to withdraw money and form a run. After all, banks can't have that much cash. If all of them come to cash out, it's really troublesome!
In particular, Lin Feng hasn't called on so many people to withdraw money. What should Lin Feng do? That person will come more. Isn't it predicted that Lin Feng's appeal will be very limited? Won't so many people come to withdraw money? As a result, so many people came to withdraw money on that day! If it goes on like this, that's not a thing!
In that way, it will really make a big deal.
Immediately, the four presidents gathered together to study how to do this matter! After all, Lin Feng's appeal is here. If the whole country really responds to Lin Feng's call and comes to withdraw money, the bank has to run. What's more, the bank doesn't have so much money!
"I'm not afraid. What I'm taking now is current. It's a lot of money, but not too much. Now the question is, what if we take it out regularly? "
"Regular! This should not be possible. There is not much interest on the current account. You can still get it. There is a lot of interest on the current account. Since the common people choose the fixed deposit, they will certainly care about the interest of the fixed deposit. How can they take away the regular money without interest? "
"Well, that's true. But what if Lin Feng offered subsidies? What about this one? "
"This..."
The four presidents are struggling. If they are, they will be in trouble!