Chapter 4635

On the same day, the four big banks announced that the high risk of the "wind god investment fund" might cause high risk. So after the suspension of cooperation with Fengshen Investment Co., the next four seconds, the bank card of the big banks could not be traded through Alipay.

Of course, if you say deal, that's OK. However, it has to go through the bank window interface rather than Alipay. This immediately brought great inconvenience to many consumers. They were used to Alipay transactions, and after mobile phone downloaded Alipay software, transactions were very simple, fast and convenient. But now, it's a big problem. But fortunately, it can be traded, just a little bit more trouble. What they worry about is that if they can't even trade in the future, it will be troublesome.

"Boss, do you think they will be shameless to interrupt the transaction with" Dingdang net "and all the e-commerce trading platforms of our company?" Melissa had a worried look on her face.

Lin Feng is also gloomy. Although Lin Feng had expected that they would be so shameless, he didn't expect that they would be so shameless. Actually directly to their "Alipay" started. This is one of my weaknesses.

"If not, help the two gentlemen!" Asked Melissa.

Lin Feng waved his hand. As soon as the other side made a move, they were forced to ask for help from the two gentlemen. What about in the future? Two gentlemen are their last cards. If they have used them so early, what should they do if they want to play again? Therefore, we must not go to the two gentlemen for help.

When Lin Feng thinks about this, Liu YingYing and Ma Yun come together. Obviously, the two of them must come to the question of prohibit Alipay.

"Lin Feng, I have been informed that in the next step, the four major banks may ban the cooperation with" Dingdang "completely, and the bank cards of all users will not be used for shopping on" Dingdang. " Liu Yingying said with a dignified face, "I think the other party is forcing you to compromise this time. So, what do you think? "

This time, Alipay was prohibit. Liu Yingying didn't have to ask. He knew that the cause of the incident must be Lin Feng. So, she took Ma Yun to find Lin Feng directly. It depends on Lin Feng's attitude.

"What's your attitude?" Asked Lin Feng.

Liu Yingying shrugs.

"From the perspective of the company, I hope you can reconcile with Lin Feng and not affect the operation of the company. Alipay has a great future, and its future value is immeasurable. Now it's falling out with four big businesses, especially for housing prices and four big businesses. It's not a good ending. Liu Yingying said, "but from a personal point of view, I support you to fight with the four major banks to the end. They are too high and overbearing. I support you to kill them

Lin Fengwen said, ha ha a smile.

"What's Mr. Ma's attitude?" Lin Feng looks at Ma Yun.

"Well, I think it's a disaster and an opportunity." Ma Yun seems to be shining in his little eyes. "Boss, I think Alipay used to rely on four big lines of support. Of course, this is mainly because domestic customers' bank cards are basically four lines. In particular, many people's salary cards belong to the four major industries. Well, I think this time, maybe we can get rid of the control of the big four completely. In the future, our users will no longer use the bank cards of the four major banks for transactions, but use the bank cards of other banks instead. For example, "the second bank" or other private banks! "

Lin Feng's interest was greatly increased.

"Mr. Ma, go on!" Lin Feng expected to ask.

"I think so, boss. Since the big four are going to clamp us down, we might as well kick them out completely. At present, the best bank in China, except for the four major banks, is your boss's "second bank". However, the "second bank" is a foreign-funded bank (registered in Hong Kong), so it is restricted by many policies. Bank outlets can only be established in a few cities, such as Shanghai and Beijing, This common people's deposit is through the cooperation with other banks (mainly the four major banks), let them operate on their teller machine to withdraw money, free of handling charges. " Ma Yun took a deep breath. "Since the boss and bank collapsed, it has already begun to inconvenience. Now, these four lines have blocked Alipay directly, or even prohibit" tinkling net ". I think that we can simply leave the four major lines and let the electricity supplier and the four lines go away. They need to take advantage of their monopolistic position to clamp down. We can't cut corners so that they can't make a profit from e-commerce in the future! "

Lin Feng nodded.

"Go on!" Lin Feng thinks Ma Yun's words are very exciting.

"I think so, boss. We will set up a joint venture bank in China with the "second bank" as the leader to attract those private banks. Then we will set up a joint venture bank that can fully confront the four major banks. Then, we will let the people transfer all the money from the bank card to these banks. Including those companies, let them card, directly in this new joint venture bank to open an account, pay wages. I believe that with the popularity and status of the boss, many companies and ordinary people will be attracted. In this way, the four major banks will never try to clamp us down again. In the future, Alipay will no longer need to see anyone's face. It will usher in a chance to take off. Of course, the most important thing is that we can really change China's financial order! " Ma Yun clenched his fist and said, "without the control of the four major banks, China's financial order will be more active, especially the e-commerce, which can not only be used to buy or sell goods, but also be used to carry out various transactions, especially financial transactions. We can make people enjoy more convenience and quickness brought by e-commerce! "

Lin Feng thought for a moment.

"Indeed, this may be an opportunity to overthrow the four mountains of the four great banks. But in that case, I'm afraid we'll be at war. " Lin Feng sighed with emotion that he was able to have today at the beginning, but also had the help of the four major banks. After all, on several occasions, the four major banks have provided themselves with a lot of cash support, so that they can make a big show in the international financial market. This is also due to their support behind them. Now it seems that we are going to tear our faces away from them.

However, Lin Feng didn't feel regret, and he didn't feel any conscience uneasiness. Because, this is the battle of business. Everyone is their own man.

"Mr. Ma, what should we do?" Lin Feng asked.

"Boss, first of all, we have to set up joint venture banks, unite all the private banks and non-state-owned banks in China. We will send a letter to invite them to come, but it will be up to you, the boss, to promote the negotiation. Then, it is to send documents with representatives of major companies across the country, asking them to pay wages in the new bank. Well, I think it's just you. I'm afraid Mr. Liu and I are both humble people. Those people will not give us face. " Ma Yun said, "so, this time, boss, you can't do anything. Then, we declared war on the four major banks! If they want to clamp us down, we will completely shake them off and stand on our own. They not only stand on their own, but also step on them directly! "

"Well, that's it!" Lin Feng nodded.

Immediately, Liu Yingying and Ma Yun invited the chief executive of the major national funded banks to the capital city to convene a meeting to deal with the limited application of Alipay. Genuine and sincere invitation is invited by Liu Yingying and Ma Yun in this invitation letter. I hope all bank executives can come to discuss the situation of Alipay limited.

Naturally, this invitation is known by the four major banks. In this regard, the four major banks sneer. Indeed, there are many banks in China today. In addition to the four largest banks, the rest are injected into Shanghai Pudong Development Bank, Ping An Bank, commercial bank and so on. Most of these banks are joint-stock banks, which are different from their identities. Lin Feng called these bank managers to discuss this time, I'm afraid that he also wanted to let consumers use their bank cards more. But it's not the big four. These banks always want to seek development and surpass the big four. But can they surpass them?

impossible! No matter what they do, they are all under the four lines. Because the four big banks have a lot of money, hold a huge amount of funds, and are central enterprises, which is incomparable to these later opened banks. Therefore, every year, these small banks have to find four big banks to break down capital for turnover. Therefore, the policies of the four major banks, to a certain extent, are the policies of their small banks. For example, the last time Lin Feng launched "yu'ebao", the four major banks first launched the quota policy, and then other small banks followed suit. Can they not follow up? Obviously not. They have to follow up, because if they don't follow up, they will never be able to borrow money from the big four banks. You know, every year there is a period of financial difficulties for banks. At this time, the bank's money is almost empty, either invested or lent. Once there is a large amount of cash withdrawal, the bank will fall into the embarrassing situation of no money for depositors.

Once this situation happens, it will be a heavy blow to the bank, and it will bring the bank into disrepute. Once there is a run, it will be difficult for you to regain your popularity and let the people believe in you. Almost, it's irreversible. Therefore, these small banks usually have to look at the faces of the four major banks.

So, Lin Feng thought that by calling these small banks together, he could fight them? That's delusion! I'm afraid Lin Feng will be very disappointed this time.

However, since Lin Feng wants to fight against them, let's give Lin Feng a little more warning and pressure. Then, the four major banks announced a decree again, that is, the amount of e-commerce purchased by bank cards every month will be reduced to 50000 yuan!

Before this decree, it was almost unlimited. The only limit is the amount you trade each time. These can be solved by purchasing U shield. But this time, it was unified. The total limit was 50000 yuan.

50000 yuan a month has no effect on most of the working class. After all, they can't buy so much money in a month. But for some hand choppers, how can 50000 yuan be enough! In particular, as e-commerce becomes more and more popular and everything above can be sold, this is not enough.

"Boss, they're doing it again!" Melissa snorted.

"It's OK. They are responding to my call for this forum. But they will be surprised. " Lin Feng is a smile, they must be very happy now, four big lines of those guys, at the moment must think that they have no way. But later, it'll surprise them.

Soon, almost all the CEOs of private banks in China arrived. After they were invited, they came in as soon as possible. Naturally, the reason for this is the wind coming from the forest. Otherwise, at such a sensitive moment, the bank managers are naturally afraid to avoid it. How can they rush here immediately. If it's just Liu YingYing and Ma Yun's invitation, they will never come.

They came here just to know Lin Feng's attitude. Although this time, Lin Feng and the four major banks are fighting fiercely, the root cause is not the conflict between the two sides, but the real estate. And this matter is related to the above. It is very likely that it will directly affect the whole process of China. So they want to come and see Lin Feng's attitude. It's also about the attitude. It will be a good time to stand in line.

The grass on the wall is detestable. But it's better to be a wallflower than in the wrong line. It's the end of it if you're in the wrong line. As for the grass on the wall, it's not a meritorious service, but it's not a fault.

Now, on the other side.

"Xiao Lin is in trouble this time. Shall we do it?"

"No. Since they're looking for us, obviously he has his way. Let's have a look. This time, they used some unconventional means. But I don't think Kobayashi will be helpless! We'll see! " Mr. Xi is looking forward to that.

And the other side of the red house.

"Well, I'd like to see how Lin Feng can reverse the situation. With the support of these banks, the four major banks are still the mainstream of the nation. These banks can't help Lin Feng! " Mr. A is cold. This time, he will clean up Lin Feng. Let it never make trouble again.

Now, all the bank managers are here. We all gather at the headquarters of dingdang.com. However, everyone did not whisper, nor did they discuss the current situation. Because the situation is meaningless. Before Lin Feng's official response, there is no significance. Everything depends on how Lin Feng responds.

Liu YingYing and Ma Yun are here. However, the chief executives of major banks only took a look at them and then ignored them. They are not the protagonists this time. At least for now, they don't have the strength to influence the current situation. Of course, Lin Feng is the only one in China who dares to intervene in this situation.

At this time, Lin Feng appeared. All the bank managers immediately looked at the past.