Chapter 4647

Now, with its excellent service and 10% guaranteed income, China United Commercial Bank has become the most eye-catching bank in the world. Because no bank, including investment banks, has ever dared to make a 10% income guarantee. In particular, the revenue guarantee for all customers is incredible.

With 10% guaranteed revenue, it has become the front page headlines of the world's major media, newspapers and magazines.

Time magazine commented that 10% is a figure comparable to "Ponzi scheme", but it is guaranteed by the newly established "China United Commercial Bank". Will this venture capital fund similar to "Ponzi scheme" fulfill its promise?

USA Today - amazing return on investment. Lin Feng, in order to make the whole people rich, launched a venture capital fund for all ordinary Chinese people. If he can succeed, he will be the first person in the world to lead a country to become rich. He will be the hero of this country. On the contrary, if he fails, he will become a sinner of this country, because he disappoints all Chinese. We will see if Lin Feng can succeed! However, whether Lin Feng can lead the whole Chinese people to become rich or not, China United Commercial Bank has become the most popular bank in China!

The flattery of the world's major media has also been transferred to China through the Internet, and these remarks have encouraged more people to go to the four major banks to ask for transfer to China United Commercial Bank. Wave after wave of demands, wave after wave of cancellations of fixed deposits and calls for transfer of funds, resounded in the business halls of the four major banks.

Finally, the four banks could not resist the pressure of the people and began to release the flood. All the people's demands are approved. Transfer money. OK, transfer money immediately. However, there is no interest and there is a high inter-bank transfer fee.

The four major banks declare that if you want to transfer immediately, you can charge 0.5% inter-bank transfer fee. Before that, there was a ceiling of 50 yuan. However, the reason given by the four major banks this time is that "China United Commercial Bank" is a newly launched bank, and there are problems in all aspects of the interface, which requires a lot of manpower to access. Therefore, 0.5% service charge is charged, but there is no ceiling.

It was originally 10000 yuan, but it was 50 yuan for transfer. 100000 yuan, or 50 yuan for capping. But now, 100000 yuan has become 500 yuan of transfer fees. If it's one million yuan, it's 5000 yuan.

This is undoubtedly a very high cost. This is also a disguised way to prevent people from transferring money to China United Commercial Bank. This kind of behavior is extremely shameless. But it still can not stop the transfer complex of the people. And the more you stop me, the more I turn.

It's 500 yuan! The minimum income of forest wind protection is 10%, and there will be a minimum income of 1000 ocean in one year! If I take half of it, I'll be a beggar. If I don't come again, can't I—— People all over the country growled and chose to continue transferring money. It's money. I don't care. As long as I can turn around.

Immediately, accounts with less than 100000 yuan transferred all their money to China United Commercial Bank. For those with more than 100000 yuan, they chose to wait and see. After all, the upper limit of Lin Feng's Fengshen Fengtou fund is 100000 yuan. Everyone can only buy 100000 yuan at most. If you want to buy a fund, you can only buy 100000 yuan. All of these large businesses with more than 100000 funds have basically transferred only 100000 to China United Commercial Bank. As for more money, they will put it in the four major banks for the time being to see what happens later.

Let's see who can win this time. Is it the omnipotent Lin Feng or the four big lines that stick to stereotypes. For those who have become rich in China, money is the same everywhere. The key lies in which side is more in their interests. There are four major banks, which will benefit from some loans. And if there is forest wind, can it still get benefits? In particular, the background of central enterprises behind the four major banks must be considered by the rich.

Although at present, the local governments have not issued any policies on the four major banks to require the local rich to deposit their money in the four major banks and not transfer it to China United Commercial Bank, as a rich party, the attitude of the local government must be recognized. Now it has long passed the era of crazy investment promotion by local governments. In those days, when the local government was attracting investment, as long as you had money to come in, it was uncle.

Now the economy has been on the right track for a long time, and due to the over development of the economy, it has become a situation of oversupply. We are doing business now, we are going to grab business. Investment in various places basically focuses on local cheap labor or local preferential policies. In this case, if the local government is busy, it is undoubtedly an extremely unwise choice. Unless your industry has spread all over the country and become a large-scale national enterprise, the local government will be afraid of it. Otherwise, you are the only one to please the local government.

Now, the two sides are fighting. Without any statement from the government for the time being, those rich people can't transfer money just like ordinary people. They worry too much. This is the so-called great difficulty of turning around.

"Mr. Lin, almost all the small depositors in China have transferred their funds, but most of their money is still in the big four? How can we transfer their money? " Many bank managers asked.

They are eager to make the four major industries suffer a big loss this time. Because over the years, they have suffered a lot from the four major industries. But no matter what they suffer, they can only hold back and endure. This time, they don't want to miss the chance.

"Transfer the money from the big ones?" Lin Feng said with a smile, "I'm afraid they won't move for the time being. Now it's good to be able to transfer the money of these ordinary depositors. Moreover, this time, our real test has not come yet

"What test?" Many bank managers don't know, so they ask. They feel that things are going well now. It's a great success. Now the bank has trillions of capital reserves (of course, at present, all of them are book funds. Although the funds of ordinary depositors go to China United Commercial Bank, at least the cash on the book hasn't been transferred). After that, whether they are used for investment or lending, they are very confident.

"Real estate!" Lin Feng said in a low voice, "at present, the national real estate developers have stopped work. They all depend on the four great deeds to survive. If they throw these lists to us, can we afford it? "

Throw it to us? Bank executives frown. This real estate loan contract, why do the four banks throw it to them? Why should they take their bad debts?

"It's very simple. Now we have all the money of ordinary depositors, right?" Lin Feng asked.

Many managers nodded one after another. It's trillions of savings. That's a lot more than before. Moreover, many people are concerned about the interest rate of 0.5% which is not capped, so they decide to wait for a period of time, take it out, and then deposit it in. It is estimated that there will be several trillions of revenue by then. In this case, they have been happy for a long time. Of course, they know that there are so many depositors who trust them because of Lin Feng. Without Lin Feng's popularity, "China United Commercial Bank" would not have so many customers and so many retail investors would rather not pay interest than deposit their money in their banks. Thanks to Lin Feng for all this.

Therefore, although Lin Feng holds only 15% of the shares and does not hold absolute control, they are still willing to push Lin Feng as the chairman of the board of directors, and they are willing to let Lin Feng appoint the president of the bank. All this is because they are optimistic about Lin Feng's ability and future prospects.

"But is the money in our hands?" Asked Lin Feng.

Did you get the money? Every boss blinks. What do you mean by that? It's all transferred. Don't you get it? wait! Lin Feng's meaning should not be to say that the four guilds will default!

"They can't be so shameless!" The bosses exclaimed.

"Shameless? Ha ha... "Lin Feng smiles and shakes his head." they are all alive and dead. What do you think they will care about? Besides, when did they comply? All interests belong to the bank. Such regulations can be formulated. What else can't be done! "

Many bosses are black. If that's the case, it's a problem. All the money went to their bank account. What if all the people come to withdraw money? They have no money for the common people. If so, they will be crazy! That will be forced to death by the common people. But what does this have to do with the bad debts of those real estate developers?

"Ha ha, they will swallow these dead bad debts better than us!" Lin Feng said coldly, "I guess their sudden release of funds is ready for us to swallow the bitter fruit. As long as the real estate can be sold again, the dead bad debts of these real estate developers can still be brought back to life. But I want to suppress house prices, so it is impossible for these real estate developers to sell their houses in this situation! In that case, we will be forced to eat these dead bad debts, and in terms of our current economic situation, we will go bankrupt! " Lin Feng said coldly, "that's what they're fighting for. If we don't agree, they just need to issue a good news. For example, they will launch a 20% savings policy, and then the people will go crazy. And we don't have the money. At that time, we will be forced to accept this unequal treaty. "

"We can also hedge with transfer!" Many bank managers said indignantly.

"Ha ha, as long as they close the port temporarily and say that the transfer is unsuccessful, we will have no choice! Or a 1% service charge, what do you think? " Asked Lin Feng.

(the first one today is a little late. I'm really a little tired. I'm not in shape! Keep trying!)