Chapter 4652

(PS: Here's an explanation: it's always said that there's a little water in the book. It's too detailed. So I gradually reduce some explanations, but when I reduce the explanations, the readers will react and say that there is something wrong. For example, the deposit of 30 trillion yuan written yesterday, how much is GDP that year? As for this figure, I would like to make it clear: how much is the National People's deposit in 2012? Can you guess?

At the end of 2012, the national deposit was 97 trillion yuan, and what was the national GDP in 2012? RMB 51.9 trillion! What is the GDP in 2007? RMB 24.6 trillion! The deposit of 37 trillion is not much. In the first half of 2013, according to the financial statistics, the amount of Chinese people's deposits exceeded 100 trillion yuan for the first time!

China has always been a big deposit country, all the people's wages are working hard to earn money, the money into the bank! Such a state is not necessarily a good thing for the country. Because people do not spend money, then the economy can only stagnate! Only by spending money to promote economic mobility can a country's economy be considered normal! Of course, it also involves social welfare and so on!)

"Now it's time to force Lin Feng to promise that if China United Commercial Bank can't pay the 15% guaranteed income commitment of Fengshen wind investment fund, Lin Feng will pay for it himself!" Mr. a said coldly.

If Lin Feng announces that he is going to pay for it, they will directly smash through the real estate. Don't forget that the policy is in their hands. As long as the local government announces a heavy penalty on these uncompleted buildings, and recognizes the quality of the white paper on China's housing quality, characterizes it as the official quality guidance for housing inspection, uses the Bureau of quality supervision to conduct inspection, carries out heavy penalty, and even completely compulsorily demolishes them, then these buildings are worthless except for the land price.

China's loans are usually one to ten. There are 15 trillion loan contracts, and it's good to have 1.5 trillion in real value. At that time, what Lin Feng can't compensate is not just the so-called 15% interest. Mr. A and others don't pay attention to this interest. It's only a few hundred billion dollars, which is not a big deal for Lin Feng. They are very clear about how much money Lin Feng has made.

Gambling with South Korea and the money from the food crisis are enough to pay the interest. What they really calculate this time is the 15 trillion contract. 15 trillion, finally, to squeeze down and squeeze out bubbles, 1 trillion of them will be good. The remaining 14 trillion yuan was paid by China United Commercial Bank.

But "China United Commercial Bank" is "China United Commercial Bank", and Lin Feng is Lin Feng. Although Lin Feng holds shares, the bankruptcy of China United Commercial Bank does not mean that Lin Feng will go bankrupt. There is a difference between the two. Therefore, they forced Lin Fenglai to promise that if there was a problem with these contracts and the "China United Commercial Bank" could not repay its debts, Lin Fenglai would be responsible for the compensation.

As long as Lin Feng is willing to take charge, local governments will take the lead. First of all, the Ministry of housing and urban rural development (MOHURD), the official department, will include the white paper on China's housing quality as the official guidance for housing appraisal, and issue documents according to this standard, so that local governments across the country can conduct a comprehensive inspection of the buildings under construction or completed but not yet sold. Those that are not up to standard must be rectified. Those that cannot be rectified will be pushed to reconstruction.

Now, this red headed document has arrived at the Ministry of housing and urban rural development. As long as Lin Feng promises that if the 15 trillion loan contract of China United Commercial bank loses money and causes depositors' interests to be damaged, Lin Feng will bear it, then this red headed document will immediately reach the urban construction bureaus of all cities, And local governments will be ordered to strictly implement the standards of the white paper on China's housing quality.

The "white paper on China's housing quality" was launched by Lin Feng, who also called on the national real estate enterprises to implement it. Now the state has listed it as a national standard and strictly implemented it, which is a good thing. At that time, the national real estate enterprises will collapse, unqualified illegal buildings will be forced to demolish, and Lin Feng will be doomed. At that time, they will have to see how Lin Feng is going to fill the funding gap of more than 10 trillion yuan!

15% guaranteed income, which is nothing.

"Mr. Lin, another 10 billion yuan of cash has been taken away today!" The chief executives of the banks are dignified. It's only two days. More and more cash has been taken every day. As a bank, if the depositor wants to withdraw money, you can never disagree with it. Even if it's the big four, I have to agree. At most, it's just a little delayed. Therefore, in the face of withdrawal requests from depositors, China United Commercial Bank can not refuse at all.

But this kind of refusal is the trouble. Now that's the beginning, depositors are constantly withdrawing money. What if all the depositors come to withdraw money? In that case, things would be really troublesome. Now this account has been hedged, with 18 trillion yuan of cash. Now there is only 3 trillion yuan left. The four major banks are preparing to transfer this money to the Treasury of China United Commercial Bank.

But if all the depositors withdraw their money, it's a real problem. They don't have an extra $15 trillion in cash for depositors.

"What do you think you should do now?" Lin Feng saw that many managers seemed to have something to say, but he hesitated and hesitated, so he let them talk. Of course, Lin Feng guessed what they wanted to say.

"Well, Mr. Lin, we have something to say." After hesitating for a while, the CEOs vomited out what they had said for a long time, "what we are worried about now is the repayment ability of our" China United Commercial Bank ". After all, Lianshang Bank of China is Lianshang Bank of China, and Mr. Lin is Mr. Lin. although you are the largest shareholder and the chairman of the board, after all, Lianshang Bank of China only represents Lianshang Bank of China, not you. " At this point, many managers look up at Lin Feng's face.

"Go on!" Lin Feng said. He already knows what these bosses are going to say.

"Mr. Lin, we think so. The people still believe in you. If they don't believe you, I'm afraid the people would have taken cash long ago. And now, more than 10 billion cash outflows, relative to the total amount of 18 trillion, insignificant! It shows that people still believe you. " All the managers sighed.

In terms of reputation, no one can match Lin Feng. In this case, these people still believe in Lin Feng. They really admire him.

So!

"Mr. Lin, now as long as you call up your voice and guarantee for China United Commercial Bank, we believe that the people will be stable and will not withdraw cash. Otherwise, this kind of cash withdrawal will grow from small to large, and eventually can not be cleaned up. In particular, if you don't make a statement all the time, the people will be more and more worried. They will think that you don't make a statement. Obviously, you don't like the final result of this matter. Once the psychological defense line of the people is broken, the avalanche of cash will be formed. By then, we'll be finished! " All the managers said with a heavy face.

This matter, they are helpless. Lin Feng is the key. What the common people see is Lin Feng. How Lin Feng does it, the common people will do it. If Lin Feng keeps silent, the common people will go crazy.

"Do you mean let me come forward and announce that if China United Commercial bank goes bankrupt, all debts will be borne by Lin Feng himself?" Lin Feng asked word by word.

After a moment of silence, many managers nodded slowly. Indeed, at present, this is the only thing that can save the overall situation. In fact, it was also caused by Lin fengnao. After all, Lin Feng wanted the real estate prices to fall, and directly attacked the real estate enterprises, so the 15 trillion loan contracts became dead bad debts. Although the "China United Commercial Bank" came into being because of this, Lin Feng didn't show up. Who did? Is it hard for them to show up?

The key point is that it's useless for them to come forward! Do the common people pay for their appearance? If they could, they would like to learn from Lin Feng and become heroes. With a raise of their arms, the whole country would respond.

That feeling is as cool as it needs to be. But the reality is, who will listen to them! The common people will directly say, what's your name?

Therefore, this matter must be brought forward by Lin Feng.

It's just that they know the difficulty. If Lin Feng is the guarantor of 15 trillion dead bad debts, if something goes wrong, Lin Feng's whole company will collapse. Although they also hold shares, they are only part of the property. Even if they are going bankrupt in the end, they will lose a lot, but they will not cause too much trouble to their lives. At least, the villas they live in now can still live, luxury cars are still driving, but life is not as comfortable as before.

On the contrary, once Lin Feng guarantees the 15 trillion yuan, all of Lin Feng's companies will collapse if they really want to become dead bad debts. After all, it's 15 trillion. It's worth more than 20 trillion US dollars. I'm afraid Lin Feng's total assets are just over 2 trillion US dollars. This compensation is going to be fully compensated.

But now there's no way. The shameless move of the four banks made them have no way back. Of course, they also want to say that they will gamble on their own lives as joint guarantors, but their little money is just a drop in the bucket. It's like a general. So, they didn't say. All this, let Lin Feng think! Although they hope Lin Feng to guarantee, they dare not say more.