Chapter 1203

Yan Wenjie's mind went blank for a moment, and a chill rushed from his back to his heart. Before the establishment of the CBRC, the central bank had the authority to supervise the domestic banking industry. Geng Shanxue, Huang Kebin, Huang Qiyun and Ma Shan were all directors and shareholders of ICT bank. What else could they represent when they suddenly chose to go to Beijing and the central bank at such an opportunity?

As the only two national non-public commercial banks in China, the original intention of the establishment of ICT bank is that the domestic banking system needs a breakthrough experimental field, and in order to support the domestic non-public economy, it also considers mainly absorbing domestic private capital during the establishment period. At that time, the private economy in eastern Zhejiang was active, and Yan kuanhe had influence on the contacts and influence of the central financial system. When establishing the ICT bank, Hongxin construction and seven other private enterprises in eastern Zhejiang assumed the bulk of the capital contribution, and it will be finally determined that the bank's headquarters will be located in Wenzhou. Since the early 1990s, some domestic insightful private entrepreneurs have gradually realized the financing and industrial integration role that financial institutions can play in the development of large group industries. Geng Shanxue, Huang Kebin, Huang Qiyun and Ma Shan were all famous domestic private entrepreneurs at that time. They also actively participated in the preparation of ICT bank and finally contributed to become the shareholders of ICT bank.

For the shareholders of these ICT banks, in addition to the rapid development of ICT banks, which added value to their initial investment, they also hope that ICT banks can attract a large amount of public funds to solve the capital hunger for the development of their own industrial groups.

Resources are always limited. When Yan family uses its largest shareholder and other shareholders in Wenzhou area of eastern Zhejiang to control the capital resources of ICT bank to favor Hongxin department and Wenzhou private enterprises close to Hongxin department, it naturally causes dissatisfaction and hostility from other shareholders. However, the Yan Family and Hongxin department have been in a strong position for many years and have cooperated with other shareholders in Wenzhou area. Other shareholders are also afraid to be angry. In addition, in recent years, the development of ICT bank has been relatively rapid, and the contradiction has not been sharpened.

As well-known private entrepreneurs in China, Geng Xueshan, Huang Qiyun, Ma Shan and Huang Kebin also dominate their industries. They are by no means without contacts in central ministries and commissions. They also have a good understanding of the background of Jinhu, Jiang Minzhi's desire to kill Haisu technology and Liwei, and Dong Jiannian's desire to use Haisu technology to remove obstacles, In addition, the greed of the Yan Family and Hongxin Department has also offended a considerable number of people over the years. When the news that Haisu technology was officially filed for investigation by the Donghai provincial government reached their ears earlier, they realized that the opportunity to bring down the Yan Family at one stroke came, and immediately made a decision to go to Beijing to sue for control of the ICT bank.

Yes, they just want to compete for control of ICT bank!

Yan Wenjie's back was covered with cold sweat. He didn't know whether there was a huge network waiting for the Yan family to jump in. He knew that once the Yan family lost control of the ICT bank, the accumulated loans of nearly 20 billion yuan provided by the ICT bank to Hongxin's affiliated enterprises would be a fatal rope around Hongxin's neck. Just pull it gently, Hongxin's assets are likely to fall apart.

They are too cruel. Although there has been no positive conflict in recent years, Yan Wenjie believes that their accumulated resentment against Yan Family and Hongxin will not be small. Once the control of ICT bank falls into their hands, Yan Wenjie can think of what the fate of waiting for Yan Family and Hongxin is with his toes.

Looking at his father's wrinkled face, Yan Wenjie said, "Dad, I want you to accompany me to Beijing this time. We'll go right away. There's no plane at the airport. Let them fly a special plane, and president Dong will go with us..." Yan kuanhe and Dong Weiwen both knew the seriousness of the situation and waited for Yan Wenjie in the president's office.

The phone on his desk suddenly rang. Dong Weiwen grabbed the microphone. A moment later, his grim face seemed to add a layer of Frost: "when did it start and why did you report it now?" he put down the phone and said to Yan kuanhe and Yan Wenjie: "There are rumors that ICT bank is extremely unfavorable outside. After three o'clock, the number of withdrawals by ICT bank in Wenzhou outlets increased sharply. At first, it did not attract attention. Now it seems that there is a possibility of a run!"

One bad news after another, Yan Wenjie's hair exploded when he first heard that there was a possibility of a run on bank outlets. He knew that the enemies in the open and dark should use all kinds of means to make the Yan family too busy to guard against.

Once there is a run on the bank, and the amount of capital of ICT bank is not enough to deal with it, ICT bank may not be able to support it completely. What's the use of firmly controlling ICT bank at that time? He didn't expect his opponents to be so cruel and didn't intend to give them a chance at all.

Even if the tide of crowding and competition is handled, the central bank will not sit idly by for such a serious situation. At that time, there is no need for Huang Qiwen and others to go to Beijing to sue. The central bank will also strictly review the ICT bank.

Is it him? Yan Wenjie thought of that seemingly harmless young face. Although he regarded Jinhu as a powerful enemy in his life, he didn't even understand how Jinhu rose in the past few years. Of course, Yan Wenjie wouldn't admit this. At this time, he felt a deeper sense of frustration than before and a sense of powerlessness to completely knock it down.

Dong Weiwen looked at the round clock hanging on the wall. It was less than half an hour before today's closure. There should be no problem for all outlets to survive today, but the spread of rumors is extremely terrible. Maybe tomorrow, it will not only be Wenzhou's outlets that have problems. Compared with going to Beijing to deal with Huang Qiyun and others, it is more important to refute rumors and stabilize the situation. We need to borrow enough from the same industry Not only can Dong Weiwen not leave, but Yan kuanhe and Yan Wenjie should also stay together to jointly solve the most urgent problems at hand.

"Wenzhou Branch is likely to be the hardest hit area tomorrow. I'm calling major banks to ask for support. Isn't it easier for Mr. Yan to contact the province and the city to help coordinate?" Dong Weiwen said.

The phone on the desk rang again, and bad news came one after another. Dong Weiwen was a little afraid of the phone. At this time, he only had to grasp the microphone. Yan kuanhe and Yan Wenjie looked at Dong Weiwen nervously. After a moment, Dong Weiwen put down the microphone and said powerlessly to Yan's father and son: "the telephone call from the provincial people's bank asked about the bank run at the outlet..."

Before the establishment of the CBRC and the provincial banking regulatory departments, the provincial people's Bank of China has the authority to supervise the banking industry in various provinces and cities, and can even take over the operation of commercial banks according to emergencies. The news reached the provincial people's bank so quickly, and the provincial people's bank couldn't wait to call. It's probably eager for them to hand over the control of ICT bank now. In addition, Huang Qiyun and Huang Kebin are already in Beijing. Is the conspiracy behind this not clear enough?

Yan Wenjie sat down on the sofa powerlessly. Is the situation not clear enough? Not only the problems of Haisu technology, but also the problems of ICT bank. Maybe some problems are not big problems at all, but at this time, when the wall falls and people push, any problems will become big problems

The government of eastern Zhejiang Province coordinated the banks to borrow nearly 10 billion yuan from ICT bank, and actively used the media to refute rumors. The provincial people's Bank of China came forward to act as credit for ICT bank, which enabled ICT bank to survive the week-long run in mid November.

Not to mention that in just one week, Xintong bank lost more than 26 billion deposits, accounting for 18% of the deposit balance of Xintong bank. Just as the second run on a large commercial bank in China since the founding of the people's Republic of China, its nature is far more serious than the three limit of Haisu technology, and the blow to Yan family is also more fatal than Haisu technology.

On the third day after the run, the people's Bank of Zhejiang Province officially dispatched a supervision team to ICT bank to supervise the daily operation of ICT bank. Dong Weiwen resigned as the president of ICT bank, and Yan Wenjie was forced to resign as a director of the board of directors of ICT bank, marking the complete loss of Hongxin's control over ICT bank. At the same time, the central bank officially established a higher-level investigation team to enter Wenzhou to investigate various problems existing in the operation of ICT bank over the years

On December 1, the Deputy Secretary of the eastern Zhejiang provincial Party committee and the provincial Yangtze River Jinyuan sent an order to the Central Committee to serve as the deputy director of the central and Western Policy Committee of the State Council, and Zhao Yang, deputy secretary of the eastern Zhejiang provincial Party committee and acting governor; As the most important official umbrella of the Yan Family in eastern Zhejiang, Jin Liping, Secretary of the Wenzhou municipal Party committee, was once Yan kuanhe's secretary. On December 12, Jin Liping, Secretary of the Wenzhou municipal Party committee, was also removed from the post of secretary of the municipal Party committee and temporarily transferred to the Deputy ministerial inspector of the Ministry of construction; Yan Lihua, Yan Yi and other Yan family members in the local party and government system have been transferred from their leadership positions one after another, which means that the investigation on the problems behind the scenes of ICT bank will be thoroughly deepened.

No one, especially those who have stood up to crack down on the Yan Family and Hongxin department, is willing to give the Yan family a chance to breathe.

As early as December 6, the procuratorates of Donghai province and eastern Zhejiang Province officially made a decision to monitor Yan Wenjie, Lin Xue and others

With the in-depth investigation of the problem, the problems exposed by ICT bank and Hongxin department have become more and more serious. It is preliminarily estimated that Yan Jia used his control over ICT bank, and its affiliated enterprises obtained a loan balance of up to 24 billion yuan from ICT bank, of which more than 60% of the illegal loans, while the total loans of ICT bank in the same period were even less than 100 billion yuan.

Yan Wenjie and Lin Xue used Hongxin investment and Jingdian real estate to illegally borrow $4 billion from the ICT bank, and the criminal evidence of illegally manipulating the stock price of Haisu technology from the primary and secondary markets for a number of behind the scenes transactions has also been preliminarily confirmed. In fact, this criminal evidence is the best confirmed, and the key lies in whether the relevant departments want to check it or not.

Urging Hongxin to repay its loans is the main task of ICT bank. Although the total assets of Hongxin's enterprises are as high as 60 billion, it will undoubtedly be a long life to take out 24 billion in cash at once. In order to avoid the great impact of Hongxin's bankruptcy on local economy, employment and social stability, the provincial government chaired by Zhao Yang, after coordination with the investigation team of the provincial people's Bank of China and the central bank, decided that Wenzhou iron and steel, which is relatively controlled by Hongxin investment, should be taken over and restructured by the provincial iron and Steel Group, and Hongxin construction should be taken over and restructured by the provincial urban construction group, The nearly 18 billion loans of Xintong bank lost by these two enterprises are guaranteed by the provincial iron and Steel Group and the provincial urban construction bank respectively.

As for other loans owed by Hongxin investment and affiliated enterprises totalling $6 billion, ICT bank will fully take over the assets of Hongxin investment and affiliated enterprises as a creditor until the loans owed are fully clarified.

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