Chapter 20

next month.

The store will start to press wages.

The main thing is to avoid people getting paid and not coming the next day. This kind of system, if viewed from the perspective of employees, is detestable, but as a boss, we have to guard against it.

He has heard many examples in his previous life.

The staff took the money and the next day they couldn't find it.

Even steal the company's things directly run a lot of wonderful stories, angry that the boss teeth itch, especially in advance to say no, had to attack suddenly, unprepared.

Of course.

Except for the boss who makes dirty money without conscience and refuses to pay his debts.

This kind of boss should clean up hard.

There are also collective strikes forcing wage increases. Those people don't think about it. It's not easy for you. Can't you just pick up the boss's money? There are always a lot of people who think they don't have it. The boss should give them more.

Especially the former foreign trade companies.

Tang Qing felt the most.

Those relatives always think it's easy for the boss to make money.

Try every means to take advantage of the company. Anyway, I think the boss has money, so I should give myself more money. I often ask the boss to borrow money, but these relatives never want to return it and take it for granted.

They don't know.

How does my boss pretend to be a grandson outside.

I beg my grandfather to sue my grandmother, laugh with me and try my best to please others.

Dignity.

Sometimes.

It's really a luxury.

Tang Qing went to social parties several times. Zhen zhen'er saw how difficult it was for the owners of these small and medium-sized enterprises, how insecure they were, how they had no social status, and how they were misunderstood by the society.

In particular, he later engaged in small loans.

More of them.

As a bystander, Tang Qing sometimes feels a pang in her heart. In order to order, survive, and pay employees in full, what she has to pay is far beyond other people's imagination.

Yes.

Many of those bosses are treacherous.

However, most of them are honest, plain and diligent businessmen. The owners of small, medium and micro enterprises can hardly get loans from banks. Banks only like to lend to large state-owned enterprises.

Even if the other party is losing money in successive years, it has to borrow it.

As a result, those who need money can't borrow it, those who don't need it can't squeeze it, and finally they get it. No matter whether they need it or not, they should dig the bowl first. Of course, many of them are political tasks, which Tang Qing can understand.

Small, medium and micro enterprises.

It's like a stepmother.

Banks don't pay attention at all.

Basically, more than 90% of the enterprises are not given loans by the banks at all. I don't know how many potential enterprises have been strangled in the cradle and died of capital exhaustion.

It leads to bad money expelling good money.

There is a saying in later generations that if there were no private lending, more than half of the small and medium-sized enterprises would die. This is not exaggeration. At the same time, it also reflects the prevalence of private lending in China.

In coastal areas.

Basically, more than 90% of enterprises have used private lending. If not for the mutual borrowing and support of various enterprises and individuals, a large number of enterprises in coastal areas would die.

Actually.

Tang Qing can also understand the bank's practice.

After all, the process of lending 100 million yuan is the same as lending 1 million yuan.

We can get 100 million loans from one big customer and 100 small customers. We can figure out how to choose this multiple-choice question. The bank won't do it.

You can do it.

The scale of bank loan examiners has been increased by dozens of times.

That's the demand.

In today's era of streamlining organization and personnel, how can it be passed.

Tang Qing has no way to deal with this situation. After all, the big guys have so many experts to help them come up with ideas, and they have not found a way to fundamentally solve this problem.

It's the only way the big guys do it.

That is to open up private finance.

Various loan companies.

Even major Internet companies are participating in the race.

The big guys' strategy is simple.

That is, the major banks still basically maintain their position and continue to serve the country's important economic entities, while the small, medium and micro enterprises are handed over to private finance, local banks and credit cooperatives.

Otherwise.

Think about dozens of requests.

Everyone has a headache.

As for the way to improve the efficiency of loans, the major banks should simplify the process.

It's good to say.

But to tell the truth, Tang Qing is not optimistic about anything, especially about money. Once it is liberalized, it is not the ordinary people who enjoy the benefits first, but the privileged class.

At home.

Once this kind of opening is opened, flies, mosquitoes, tigers and elephants will come in together, go to the same main gate as you, jump in line or replace to seize your place. Within the scope of the rules, you can't kick him out.The state has spent so many years to deepen and emphasize some aspects of the process, in order to reduce the influence of rights in it, or increase the cost, and try to avoid the abuse of rights.

All of a sudden, I want to chop down all the hard-working processes.

That's a lot of fun.

In the end, the person who gets the cake is not the one who shouts the most. Maybe in the end, he will be very happy and sad, watching others take a lot of money from the bank and make wedding clothes for others.

It's no wonder.

Forget it.

I don't want to.

It's no use thinking about it.

Anyway, the state will find a way to solve it.

With the rise of various financial platforms, the use of social funds has become more and more convenient and flexible, and is developing in a better and better direction.

It is estimated that the country has such a plan now.

As for now.

It's nothing to do with yourself.

Even if the banking system will send itself a bank in the future, it will definitely participate in the loan of small, medium and micro enterprises. Now, it's still too early, which will only add to the trouble.

。。。。。。

October 31.

It's Sunday.

Today.

It's the day to check the achievements of the hotel in the past half a month - bonus. Tang Qing is so excited that every day she is looking forward to coming soon, the first bonus of her first business.

I can't help feeling a little excited.

Tang Qing didn't go to the restaurant early that day. Instead, she went after dinner at home. After all, if she went, she had to help or watch. No matter what, it was very boring.

Morning.

He went to Lin Jiaxue's home early and did his homework for a day before he came back. There was nothing happened to kiss her. He also knew that Lin Jiaxue was thin skinned and couldn't stand teasing.

When you get angry, you have to coax yourself.

How to say.

When you really have a person in your heart.

It's hard to be profane.

Tang Qing doesn't know what other people think, but he does think so. He uses his hands and feet to make an affair to deepen the relationship, but this is obviously not applicable to Tang Qing.

The relationship between the two people has always been like this, with a little respect for each other. Tang Qing also likes to get along like this. Beside Lin Jiaxue, who is as gentle as water, Tang Qing is very peaceful and full.

Evil thoughts sometimes appear.

But not to do it.

In the eyes of outsiders, they may be "disabled". Ha ha, maybe, there are hundreds of people, just like Baiwei restaurant. There are always people who are different from others. Why should we follow the trend in our love.

。。。

The plaster has been removed.

It also means saying goodbye to the privilege of not doing homework.

The teacher assigned much more homework this week. Tang Qing, who didn't copy homework, could only do it by himself. Through this period of study, Tang Qing's previous life at this time has basically picked up 7788.

No need to speak English.

Next time, I'm going to blind them.

And biology, which is the simplest, is all rote learning. Previous life biology is very good. Basically, it is close to the full mark every time. After rebirth, with good memory, it is extremely simple to learn.

So is chemistry.

It's all rote learning.

The more difficult ones are Chinese, mathematics and physics.

Chinese memorizes the most.

The amount of appreciation of various ancient poems and texts is not small. Up to now, I haven't finished reciting them. It's a good thing to say that the two generations have written a lot of copywriting plans, and I can't write an argumentative essay. I might as well kill myself.

In order not to do this abominable homework next term.

Next month he will study hard.

Prepare for the monthly exam in December.

His goal is to be the first in the school, so that he can be upright and not do his homework. It's a waste of time for me to repeat what I know.

As for confidence.

Of course, the system is about to upgrade.

With the source gas value of the reward after the system upgrade, the development degree of your brain, the soaring memory and understanding ability, you will be the first in the grade... In fact, it is also difficult.

Just try your best.

After dinner.

Tang Qing rushed to the hotel.

Because it's the weekend.

Of course, the business is very good. There are no empty seats. The waiters are busy one by one. Seeing Tang Qing, they all respectfully say hello. Tang Qing can't put on airs, so they all encourage him.

Go straight to the cashier.

Looking at Zhang Jing busy.

Tang Qing didn't disturb her either.

I went straight to the freezer and took a bottle of mineral water to hydrolyze and quench my thirst.

Maybe it's the sound of the freezer closing that makes Zhang Jing hear it and turn her head immediately. But think about it, it's a hotel asset, which can't be taken by anyone, and she doesn't say hello."Here you are, boss. Your hands are finally ready." Zhang Jing looked up at Tang Qing and said in surprise.

"You're busy. Decorate me with melon seeds." Tang Qing said with a smile.

"All right."

Melon seeds are delivered before serving in the upstairs box.

There is no hall at the bottom. As a representative of the boss, he will naturally enjoy some privileges. There are some snacks such as melon seeds and peanuts in the cash register, and drinks for two people are also free.

Just not too much.

A day according to the total price of not more than 20, a month accumulated not more than 600 yuan is OK.

From time to time, when Li Jianguo buys vegetables, he also wholesales some fruits. Zhang Jing feels that the treatment here is a mess, which is attributed to the little boss in front of her.

Therefore, looking at Tang Qing's eyes is particularly soft.