Chapter 381

June 1st.

All afternoon.

There are people waiting in line with their ID cards to apply for bank cards in all parts of the territory. Half of them are voluntary, and the other half are compulsory. The voluntary ones are ordinary people, and the compulsory ones are soldiers, workers, businessmen and civil servants in the territory. Because Tang Qing did not consider opening a bank here before, he did not use the combination of ID card and bank card.

In fact, even if there is, Tang Qing is not ready to use it together. The reason is very simple, just to clarify the process.

For example, if you lose the oneness card, how can you make it up?

What do you use to prove that you are you?

You can't look at your face.

the registered residence management method adopted in the entire territory is almost the same as that in China. It is also a collective household register formed by family formation. Then, at the age of sixteen, it can handle personal identity cards.

If you lose your bank card, you can apply for it with your ID card. If you lose your ID card, you can apply for it with your HUKOU PU.

If it's all in one, there will probably be a lot of tiny moths when it's lost or reissued, unless more advanced and perfect identification methods are used. However, it's too troublesome to get face recognition, DNA and fingerprints on such a small place in the territory, and it's only 2005 now, so you don't need such big things.

Just like in China, the ID card is the ID card, which is to identify the identity. If you lose any other card, you can apply for it with the ID card. It's one. It's no problem technically, but it may cause a lot of trouble to the business.

Unless one day there is any identification device implanted into the human body, it can not be lost. Therefore, Tang Qing finally decided to follow the domestic mature model.

In the evening.

Command room.

This afternoon, Tang Qing took her two cousins to the park for a whole afternoon, which was quite enjoyable. She played all kinds of sports with them. Although Tang Qing's psychological age is almost uncle, it doesn't diminish her playful heart.

As soon as he entered the command room, Tang Qing quickly asked, "Tang Yi, how many bank cards have been issued today?" He didn't pay attention to it all afternoon just to see if he could wait for a surprise.

"Commander Hui, up to now, the total number of bank cards issued by the Bank of Myanmar is 15412. Among them are Tang Yi gave a number that really surprised Tang Qing. More than 15000 cards, half more than his psychological bottom line. Tang Yi also introduced the personnel composition of these bank cards.

The soldiers sent to each village issued nearly 4000 bank cards. It seems that the number is very small. However, considering that in the village, only the head of a family can exchange various currencies and apply for cards, and many people are in a wait-and-see state. Unlike Li Sheng's village, which is basically a descendant of Chinese descent, the whole village's family has dealt with them, so there are 4000 Many are not many, which represents 4000 families.

In addition to the village, there are also workers on the construction site, who have already queued up to complete the processing, which is much higher than the number of cards in the village, reaching more than 6000. The village is the host of a family, and workers must be forced to process as long as they have a job. As a salary payment card, the future salary payment will also be in the form of transfer, and no more cash will be issued.

In addition, the number of bank cards that had been processed by all the more than 3000 soldiers in the morning led to the issuance of more than 15000 bank cards on the first day. It has basically covered most families in the territory.

There is not much room left for growth.

According to Tang Qing's prediction, even in one month, the number of bank cards in the territory will be 20000. There's no way. The population in the territory will be 100000, which can be converted into less than 20000 families.

And the result of the recovery of currency is beyond Tang Qing's expectation.

With the meeting in the morning, although the village heads have a choice, they don't have to force the villagers to exchange Asian dollars, but the businessmen have no choice. Zero has already said that they must accept the purchasing power of Asian dollars unconditionally, and they can't refuse it. The project funds allocated above are also Asian dollars, and so are the taxes. Therefore, all the businessmen are honest in the end I went to get the card.

So.

All day.

The soldiers exchanged more than 3 billion Asian dollars, reaching 3.2 billion Asian dollars, equivalent to 3.2 billion yuan. Although it's only one percent of the 300 billion issue in the mission, it's a good start, not a good one.

These dollars, Japanese yen, etc. were collected by the currency clearing center. They were stored in the asset Statistics area of the currency clearing center. Like a few tons of gold and silver in it, they were used as the guarantee for the issuance of Asian dollar and the future trade settlement. Tang Qing could use these money freely.

This is the advantage of credit money.

If you think about the past, the United States used gold as the guarantee for the issuance of U.S. dollars, you can issue as many U.S. dollars as you have, and anyone with U.S. dollars can go to the bank to exchange the corresponding gold. Therefore, no matter the bank or the country, the bank's gold can't be moved casually, because it has already been owned by those who hold U.S. dollars.

But credit currency is not the same. It is based on the credit of the country as collateral and the assets of the whole country as security. How many assets are there? That's a lot, and it doesn't need to be provided to you. If you take the money to the bank, the state won't tell you what the money was created with. Therefore, in the era of credit currency, the state can print money to spend it by itself, because its assets are huge and its credit is high.In other words, whoever controls the collateral will be able to control the mortgaged assets.

In the territory.

The whole property belongs to Tang Qing, so he can control the currency of these assets at will.

Before a country with a GDP of more than US $5 billion recognizes it as a foreign exchange reserve, the Asian dollar can not be used to buy commodities in shopping malls. This is one of the reasons why Tang Qing wanted to find this tiger skin. As long as Myanmar admits Yayuan's status, he can directly use Yayuan to buy mall goods or exchange for robots.

All the Asian dollars exchanged today are issued under the protection of the total assets of the territory. At the beginning, the estimated total assets of Tang Qing in the territory were 955.6 billion yuan.

What's three percent?

28.668 billion yuan.

In other words, the circulation of assets in the territory alone is as high as nearly 30 billion Asian dollars.

To put it bluntly, Tang Qing can cash nearly 30 billion yuan out of thin air. Isn't it a lot of money? It's a big fork. But the truth is: it's not very useful.

Even if the money is cashed out, what can it be used for? There is really no place to use it. At present, we can only invest in the territory, because other places don't recognize this kind of currency at all.

It's not what you can do if you print it out. So far, the Asian dollar has no international purchasing power at all. Today's foreign currencies with a value of more than 3 billion yuan are the real assets that Tang Qing cashes out today. They can be embezzled and spent.

But Tang Qing doesn't plan to do this. NIMA, these are all "foreign exchange reserves". If all the money is spent, what will happen to the foreign trade settlement in the territory in the future? Are you all staring?

It's not about calves.

In the future, even if the territory needs to vigorously develop its economy and export high-tech products, what about raw materials? The territory does not have the ability to supply all the industrial raw materials. For example, rare earth and other precious metals are not produced in the territory at all. You have to buy them from outside. When the Asian dollar is not really accepted by all the countries or commercial organizations that supply raw materials, other currencies must be reserved.

You can't play alone.

Tang Qing estimated that all the "foreign exchange" worth more than 3 billion yuan would be spent in less than a month, mainly for the purchase of mall equipment, the trade settlement with Wangsa, and even for the purchase of industrial raw materials in the future. He may have to pay for it again, and it's still early for the harvest season.

Now more than 3 billion Asian dollars have been issued. In the next month, with wages and various construction appropriations, the actual total amount of currency issued can exceed 10 billion Asian dollars. Tang Qing should have snickered.

If Tang Qing wants to issue more Asian dollars, it is not impossible to directly double the wages of the workers, but the direct result may be that the prices in the territory have doubled. Not only did the people who exchanged Asian dollars lose money to grandma's family, but the expected exchange rate of Asian dollars in the currency clearing center is likely to be reduced to half of RMB, which is like doing useless work, so he will lose money We need to issue 600 billion Asian dollars to complete the task.

This is brain damage.

Therefore, Tang Qing thinks that only by deepening in two directions can we realize the method of expanding the circulation of Asian currency.

The first direction: at present, Tang Qing has too much circulation, more than 30 billion yuan, and the territory can't digest so many Asian dollars. Therefore, if you want to avoid inflation, you can only increase the supply of goods, increase employment opportunities, confiscate foreign currency and restrict circulation, expand the territory's economic scale, tap domestic demand and create demand Wait for internal skill.

The second direction is to support the major enterprises in the territory, mainly the high-tech industry of the Bank of Myanmar group, expand foreign trade, import and export, and even make the Asian dollar a regional settlement currency. This is an external skill.

Two directions go hand in hand.

Otherwise, the actual circulation of Asian dollar will not be able to make a breakthrough.

Tang Qing is also speechless about this, and suddenly has doubts about his behavior. What's so special is that he's opening a bank. He's just like building a small country. He has to consider everything, and he has to worry about this and that.

but make complaints about it, and he doesn't have much Tucao.

It's very simple to buy a bank step by step, as the previous system said, and then slowly play deposit, loan, collection and so on. It can also be said that it's a banker, but its development potential is limited, and it's too single. There's really no technical content in lending and collection.

Unlike now, it is simply in the whole industry layout, which is a huge improvement in people's training and vision. If we succeed in the future, we will gain more influence.

Let's not say anything else. For example, in the future, when Yayuan gets the qualification of "foreign exchange reserve", the assets in the whole territory will be more and more valuable. It is not impossible to carry out large-scale bank mergers and acquisitions at that time.

At that time, how much money can he cash out at any time?

100 billion?

We can't even make it.PS: Chapter one, it's a bit difficult to write. Don't be surprised if there are mistakes.