This is why Alipay is so actively expanding its financial business that they want to expand their banking business and then be incorporated to obtain bank licences instead of obtaining so-called freedom.
Because they know that this is impossible, and they want to go on steadily in the future.
It can only be incorporated.
So.
Don't look at Ma Yun trying to say what he wants to do with traditional banks.
What I really mean is not that I want to fight against the bank, but that I want to say: my mode is the future, it is efficient, and it can't be eliminated. Come and have a look, big guys, and ask for a bank license.
That's all.
This is Ma Yun's ultimate goal.
Get the same status as other banks.
Command room.
"Tang Yi, now I want the Bank of Myanmar to issue credit cards. What do I need to prepare?" Tang Qing has decided to set foot in the credit card business.
Tang Yi respectfully said: "commander Hui, you don't need additional equipment. You can start issuing credit cards at any time. The personal credit file of the Myanmar special economic zone has been established. The business of credit cards is completed in the currency clearing center. Just issue the relevant contract documents of credit cards."
It's so simple.
Tang Qing liked it, so he nodded and said, "well, let the Bank of Myanmar release the news and start the credit card business at the beginning of next month. It can't be preempted by ICBC and CCB."
Although Lang Tsai did not agree to the two major Chinese banks to carry out credit card business in Myanmar, it was delayed three years later.
But how can the two companies be reconciled.
As far as Tang Qing knows, they are going to propose to allow Huaxia's banks to carry out credit card business in the Myanmar Asian Special Economic Zone in the next loan, and they have a firm attitude. After all, who calls the loan too large, and they are also the banks that the Myanmar Asian special economic zone needs from Huaxia.
So.
This condition zero will certainly be agreed. Lang Tsai is afraid that Myanmar's credit card market will be seized, but the systematic Tang Qing is not afraid, so he is not allowed to let zero refuse.
Once you agree.
Of course, they have to fix the credit card market before they enter the Myanmar special economic zone.
In addition, the commodity circulation in the special economic zone is increasing day by day, the material life is extremely rich, and people also have a demand for advanced consumption. It is not too early or too late to intervene.
。。。。。。
The next day.
Morning.
With regard to Myanmar's huge loan of 160 billion yuan to China, the two sides signed a preliminary agreement amid applause. After verifying the collateral on site, the central banks of the two sides agreed on some details.
The loan will take effect.
All loans will be transferred to the capital account of Myanmar's Huaxia central bank.
Just like the US dollar, all non cash US dollars have never been out of the United States, and non cash euro has never been out of the euro zone. Of course, RMB loans will not leave the country, but the central bank has opened an account for Myanmar.
There is 160 billion RMB in the agreement. This account is different from Myanmar's RMB foreign exchange reserve account. Like this loan, this money is also stored in Huaxia central bank, but all of them are Myanmar's government.
Due to the limited use of the loan, an additional account was added.
It's only ten minutes.
This news spread out and appeared on the platforms of major news websites in China. It not only caused a sensation in China, but also spread abroad for half an hour, and its power did not decrease at all.
RMB loan!
What does that mean?
We should know that the settlement unit of loans recognized by various countries is US dollars, because US dollars can buy almost any commodity, whether it is oil, gold, minerals, agricultural products, etc., which are recognized all over the world.
But what about RMB?
At present, the international status of RMB can be said to be very erratic. Except for a few countries with limited reserves of RMB, most countries do not take RMB seriously or even refuse to accept it.
Because dollars can buy oil.
RMB... Almost nothing can be bought internationally.
The most important thing is that.
Huaxia is now an oil and mineral importing country.
All aspects of resource consumption is huge. You are a buyer with strong demand for resources. How can you become a seller? The short-term market is not good, and the long-term market is not optimistic.
I want oil, I want minerals, I want agricultural products.
You not only have no surplus to sell, but also a large number of importing countries. Because of your large number of imports, sometimes the price will rise, and I will spend more dollars to buy. How can both sides have fun.
Now Huaxia has issued such a large amount of RMB loans to France, which can be said to be a blockbuster, causing a strong repercussion in the world, and it is also the first time for us to face up to the purchasing power of RMB.
The loan from China to Myanmar is 160 billion yuan, which is an important milestone in the internationalization of RMB! 》The first year of RMB internationalization! 》
good news! Hundreds of billions of RMB purchase contract will come to China market, who will share one of the cake? 》
《。。。 》
domestic news is basically a piece of praise.
We are full of excitement and expectation of RMB internationalization.
As for the foreign media, they are not so happy.
RMB loan? What can I buy? 》
alert! The yuan is challenging the dollar. 》
Myanmar is likely to be mired in debt. 》
"RMB's regional influence is increasing, I'm afraid it will join Asian countries to launch regional currency! 》
《。。。 》
in any case, the foreign media are not afraid of big things, nor are they afraid of serious damage. They are afraid that no one will watch them. All kinds of speculation and doubts are rampant. It seems that no one will watch them if they can't afford a name of a hot spot.
It's true.
In western countries, after so many years of media twists and turns, if you don't have a good name, you really don't have the number of hits. In fact, the headline party is forced.
Some doubt that Myanmar can't afford to pay back its money and is afraid of falling into debt.
Some people despise Myanmar and want to learn from China's development path, but they can't learn it. They are not optimistic about it.
Some people say that the expansion of the territory of RMB is challenging the status of the US dollar, but few of them say that, because before there was not enough purchasing power, the internationalization of RMB was doomed to difficulties and obstacles, a thorn, and we were not optimistic about it.
As long as the settlement price of international oil prices, gold and bulk commodities is still in US dollars, it's almost impossible to think about RMB. Besides, you can't supply goods, you also need to import a large number of them.
There are different opinions.
There are mixed feelings.
This issue has become the focus. Although western countries are not optimistic about the internationalization of RMB, many countries have noticed this loan mode.
They are assuming that if they have RMB loans, what kind of impact will they have on the country.
I don't think so.
Everyone's mind became active.
Yes.
RMB can't buy crude oil, gold or grain.
But you can buy Chinese industrial products and services. Just like this time in Myanmar, Myanmar does not need to buy these. Now it only needs to develop the domestic economy and do a good job in infrastructure construction, and it will not touch the traditional territory of US dollars.
If they also receive RMB.
It can't be changed into railways, highways, airports, docks, etc. These things can be provided in US dollars, but the process is very troublesome. Moreover, I can borrow US dollars to buy raw materials and RMB to buy industrial finished products.
It's not a conflict.
And that's the point.
That's what Huaxia wants.
Due to the inherent problems of RMB, it can not touch the traditional field of US dollar, but these leftover materials RMB can always be eaten. If one is not enough, the more the quantity, the better the taste.
I can eat enough.
This is why Huaxia is so active in this loan.
I just want to be an example.
It is also the first step of RMB internationalization.
。。。
Whether the internationalization of RMB will have an impact on the Asian dollar.
Tang Qing is not worried.
These are two different paths.
What RMB internationalization seeks is bread crumbs and influence. It has never thought of replacing the US dollar, and there is no way to replace it, because everyone has tasted the pain of the US dollar and hated it. But is there any way to get rid of it.
It is impossible to take down the US dollar and let RMB, which is also a sovereign credit currency, come up.
It's something the world can't accept.
The experience of the dollar taught the world a lesson.
That is - no sovereign credit currency can become a world currency. We are not interested in helping you with RMB, and RMB can not operate this matter.
What Asian dollar seeks is the status of world currency.
In other words.
The purpose is different.
Ability is different.
The operation method is different.
So Tang Qingge doesn't worry about RMB robbing Yayuan's cake at all.
Because he didn't care about bread crumbs, what he wanted to eat was that piece of bread, and the road must be bloody. However, Tang Qing was very interested in pulling down the dollar, and he was very strong.
There are systems in place.
He can't lose.