July 4.

Villa.

Tang Qing and Lin Jiaxue's "nominal roommates" gather.

Yesterday.

At the end of the last exam in his junior year, Tang Qing didn't rush back to Qingyan City, so they came to play for a day. From tomorrow on, they had to go to their own summer internship units.

This is a small matter.

They didn't find Tang Qing to help.

Anyway, the school has no restrictions on entering relevant professional units. As long as you don't go to university for four years, you can't even do an internship in an enterprise. If you want to be lazy, don't use too many methods.

However.

Few people are so careful.

Look at Tang Qing.

It's scary to have money, but it's still busy.

In the yard.

With the warm wind blowing on his face, Tang Qing was lying on his back in the shade of a tree.

I'm listening to music.

"Why, do you still have a small loan company?" Zhong Liang on the chair next to him turns his head in surprise. As soon as he brushes the news, he suddenly sees that he has done a lot in Sichuan Province.

Tang Qing nodded.

"Yes, it's small."

Small loan companies.

It was founded in 2006. At the end of 2005, Huaxia allowed small loan companies to register. It began to pilot small loan companies in five provinces, with a total of eight of the first batch obtaining licenses.

He's one of them.

Because it is a pilot project.

Immature policy and immature market.

The scale is not large.

Compared with his other companies, they are pitifully small and have not been taken seriously by the media. In May this year, the central bank and the CBRC jointly issued a document, which formally established the status of small loan companies.

“。。。”

Zhong Liang is speechless.

Small scale?

Please.

The scale of more than one billion RMB is called small? Now it's not long since the start of the small loan company model. People have tens of millions of registered capital, and you have hundreds of millions. You're number one on the news.

Whether it is the registered capital or the scale of lending.

They are all the first in the industry.

However.

This big news for others can be put on Tang Qing's head. It seems that it is not as attractive as other people's "chopsticks fell off today". Compared with other companies, this scale is simply "humble".

However.

This is "crude.".

But countless people can't catch up.

"How did you think of doing this?" Zhong Liang is curious.

"Make money."

Tang Qing said with a smile.

“!!!”

Making money?

What kind of money can you make? It's said in the news that your overdue funds are all over 100 million.

"I'm kidding."

"No

"But it says you've lost." Zhong Liang shook his cell phone.

"For the media, half a letter is good. My company is the top in the industry in risk control. Relying on the small enterprise credit rating, there is almost no big bad debt."

"As long as the other side doesn't run directly, I won't lose." Tang Qing solemnly instilled in Zhong Liang the wrong idea that people's loans are for profit, but he is not.

Take your time.

"So."

Zhong Liang nodded thoughtfully.

I think so.

It's just the difference between paying back sooner or later. It's not like the real bad debt. It's really bad there. Thinking of the business of small loan companies and their higher interest rates than banks, Zhong Liang has a vague feeling.

This is the company.

The future will never be simple.

"This company, how big are you going to be?" Asked Zhong Liang.

Wen Yan.

Tang Qing looks at the sky and opens his mouth.

"As big as you can be, as big as you can be." It's not his identity to make a fuss.

Small loans.

The supplement of banking industry.

Although the reputation of this industry has become worse and worse in the past, there is no way. In order to attract attention, the media has always made selective reports and deliberately created public opinion, which is even worse.

Bad people do bad things.

Good people do good things.

Obviously.

The former is more eye-catching.

This is the reality.

So.

Tang Qing didn't want to correct his name. He could have a clear conscience. Online lending will certainly rise, but it will not be as chaotic as previous lives. As a pilot enterprise, there is a channel for suggestions.

In the short term.

Small loan companies will only develop in China.

Stand firm.

Next year, he will rely on this company to launch online lending and other services. As for why he doesn't do it this year, it's mainly a matter of policy. Next year, there should be some changes.

Step by step.

It's a long-term business, not afraid of being preempted.And these seven words.

Let Zhong Liang tremble, how big, how big, this represents Tang Qing is very optimistic about this industry. If risk control is good, it's a good business, better than deposit bank.

"I always feel like you're going to do something again."

"Where is it?"

"Absolutely."

"Maybe."

“。。。”

This is the default. Zhong Liang didn't ask any more questions and continued to watch his mobile phone. However, this time, he didn't watch the news. Instead, he issued the guidance in May. By the way, let's have a look at the history of this industry.

He wants to know.

How does Tang Qing go next. It is a pity that the limitations of history are difficult for those who are in it to escape. For those who have passed, there may be only a few roads in front of them.

However.

For the game.

It's more than a dozen, dozens, and the road is still foggy.

。。。

In the evening.

Study.

"Mr. Tang, we are almost ready." Ma Yun's face is a little excited. After more than half a month's hard work and working overtime, she finally improved Ali's code scanning payment system.

Actually.

It's just processing. These are all ready-made technologies. Just combine them. Also thanks to Tang Qing has already solved the problem of code scanning equipment, so that their work reduced a large part.

No problem.

Payment security is no problem.

Scan code equipment is OK, naturally it's OK. It's ready for the market. These days, the whole project team is in a state of excitement. They are about to change people's payment methods.

Give it a sweep.

Fast payment.

You just need to bring a mobile phone to go out.

Think about it.

Tang Qing nodded and said:

"that's good. In that case, on July 6, that is, the morning after tomorrow, wechat scan code payment went online. Is Ali OK?" It took so long to wait for Ali.

Wechat has been ready for a long time.

The rest.

It's pushing.

It's not difficult for businesses to use QR code, but it takes people to promote related equipment. Restaurants, supermarkets, shopping malls... If you want to combine with the existing scanning equipment, you have to do too much work.

It's not as simple as a function.

"Can the number of devices keep up?" In such a hurry, Ma Yun is a little worried.

"Of course." Tang Qing said with a smile.

It was developed last year.

I've been hoarding.

Let's talk about nationwide promotion.

It's definitely far from perfect, but it doesn't need to be done at the beginning. According to the plan, it will be spread out in the first and second tier cities first to occupy the market, and other places will promote QR code first.

It's a wall sweeper.

There's no cost.

The biggest cost is the supporting equipment. If you go to promote it, you can't give people a normal price. You can't make any money. On the contrary, you have to subsidize it. Fortunately, the cost is not high and the two families share it.

"The propaganda

"Webcast tomorrow."