When it comes to loans, the banks have really complained about China Research Institute in the past two years. First of all, China Research Institute does not make loans because it makes too much money. Last time, they made a lot of money from loans. Now, the loans they owe are not real loans at all. There is nothing good for banks to earn
But now Huayan is a giant, and it's hard for banks to say anything. As the president of a large domestic bank, Mr. Wen looked at Huayan's motionless deposit with disgust. Is this holding new interest? But the problem is that no one loans, how can he give interest?
In his bank, Huayan is the largest user. It's a good thing to deposit a lot of money. After all, Huayan attracts money. But in terms of investment, Huayan has no demand. They did not dare to invest in other factories. The real estate industry was obviously hit by the last havoc. Now it has not slowed down!
"President Wen! President! Here comes Liu Ruoxin! "
"Liu Ruoxin? Again? You said I'm not here! If you want to deposit, please call someone to receive you... Good guy, I've saved so much money, but now I don't have enough money to lend. Let her do so, the bank is almost her. "
"But she said to ask you for a loan!"
"Loan?! Are you serious? Does she have a loan? How much? " Wen Xingchang jumped up excitedly and looked at her secretary. The Secretary shook her head. She said in a low voice, "Mr. Liu said he would have an interview."
"Well, let's talk to her."
When Mr. Wen came out of the office, he took a look to see if the sun came out from the West today. How can a super depositor like Huayan borrow money? Do you want to open up? As soon as Wen Xingchang enters the door, he sees Liu Ruoxin, Chu XiuXiu and Zhou Yuhan. It seems that this is true. After all, there are so many big men. The Secretary followed seven or eight of them. It seems that I still have the accountant and vice president with me.
Wen Xing said with a smile: "Oh, Mr. Liu! What fragrance has brought you out? "
"Oh, I'm here to talk to President Wen today. You see, we have been working here for a long time. It's annoying to say that, but we haven't done a good job in terms of running water. It's just that we can't get in and out. We're worried now. Now I've come up with a way. We have another super big project to do recently. We have two plans to do directly with our own money. The second option is that we use loans. Now it seems that I prefer to use the loan scheme, and everyone agrees with it very much. "
Wen Xingchang coughed for a while, and he said, "how much?"
Liu Ruoxin raised her hand, and Wen Xingchang said with a smile, "500 million? Then you don't have to come by yourself at all. "
"You are so funny. Is it interesting for me to chat with you Liu Ruoxin asks curiously.
"Five billion?" President Wen's mouth shook slightly.
Liu Ruoxin shook her head. President Wen swallowed his saliva and said, "five... Ten billion?"
Liu Ruoxin shook her head again.
"Five hundred billion?" President Wen is sweating.
Liu Ruoxin nodded slightly and said: "500 billion, you give us a loan of 500 billion, let's try it first."
"What? Try a 500 billion loan?! No... you're not joking with me, or you don't have a loan. The loan is 500 billion yuan. You're taking me as a festival! "
"That's OK. I'll draw my 500 billion yuan deposit out."
"In fact, it can be discussed..." Wen Xingchang immediately turned and said. Liu Ruoxin looked at Wen Xingchang with a smile and said: "I know that 500 billion is not a decimal. We need about 50 billion US dollars of reserve funds this time. I thought, let's try 500 billion Chinese dollars first. Are you right? "
"I know what you mean, but it's too much, and you try the water. Good guy, it's expensive for you to float! "
"Our annual income is more than 50 billion yuan. What are you worried about? Now the company's funds are stagnant. I'm sad that we have to make effective use of the funds. But now we are not short of money for R & D, and we can't spend money indiscriminately. Isn't that sick? So now we have decided to expand our business. This time it is an international project. Of course, 50 billion can only be a test. But the profit is still very objective, and we pay back the money. Are you worried? "
"I don't worry, but I still have to report it. After all, 500 billion yuan is not 5000 yuan. This is not something we can decide. After all, it involves 500 billion yuan of loans. "
Liu Ruoxin said with a smile: "I don't want you to promise today, just talk about it! If you don't lend it to us, we can borrow it from another bank! "
"Oh, Auntie and granny, don't worry about my old arms and legs. You are such a big God of wealth. If I push you out, I can't do it!" President Wen said with a bitter smile.
Liu Ruoxin said with a smile: "our project is absolutely to change the existence of the world's industrial system. I don't cheat you at all.""Ha ha, I believe it, I believe it." President Wen wiped the sweat on his face, and then asked, "what are you going to invest in?"
"Logistics and express."
President Wen almost fainted. Why does express need to invest 500 billion? Crazy?
But Huayan, he really dare not offend. President Wen said with a smile, "we can't lend you 500 billion yuan, but at least we need to see a feasible implementation plan and estimate..."
"If we have a deposit, is it difficult to make 500 billion? Then forget it
"It's not difficult, it's not difficult... You said 500 billion is 500 billion. When will you use it?" Wen Xingchang looks at the group of people behind Liu Ruoxin with a guilty heart. Chu XiuXiu hums coldly and says, "we all come here in person. You can watch it."
"No... no, I'll make a call. Wait a minute! "
President Wen wiped his sweat and went out. He really took it. After he came out, President Wen said angrily, "isn't this sick? Either you don't borrow money, or you can borrow 500 billion at a time. You can borrow a little bit. Good guy, 500 billion at a time, when our bank prints money? "
"President Wen, let's..."
"I'll call to report the situation! Look at the board. " Wen Xing sighed, then took the phone to call, then the other party heard the amount, immediately roared: "do you have a problem with brain melon seeds? 500 billion? How are you playing
"The key is that Liu Ruoxin came in person this time. If she opened her mouth, it would be US $500 billion. Otherwise, she would go away with the money."
"Isn't that a rogue?" On the other end of the phone, I feel soft when I hear this sentence.
Who dares to give 500 billion yuan of nonsense loan? Are you playing? Who is not a little bit of the loan amount, they can be good, or do not borrow money, borrow money to play big. 500 billion!?
The pressure on banks is huge at this late hour. It's absolutely impossible for ordinary people to give you 500 billion yuan at a time. Is it OK to have a limit?
But this is Huayan. This is their major shareholder!
Think of here, the opposite very no base said: "only Liu Ruoxin?"
"Chu XiuXiu and Zhou Yuhan are all here."
"Well, I'll never give up today if I don't take money. Then... Give it to them, otherwise there is no other way. The specific implementation plan needs to be discussed. Let's set up a 500 billion fund reserve here, and then let her take part of it. If we agree, we can approve it now. "
"Yes, I'll talk to her." After President Wen hung up the phone, he came back to wipe his sweat and said, "basically, I agree with you, but we need to consider the implementation. We can directly set up a special investment fund of 500 billion yuan. But the fuel consumption loans to you in batches, after all, our bank also has the problem of personal limit
Chu XiuXiu hugged her shoulder and said, "my upper limit is 200 billion. Zhou Yuhan raised his hand and said," 150 billion. "
"My online is 260 billion, and the three of us are far beyond the upper limit." When the three of them finished speaking, Wen Xingchang almost cried. He almost knelt down to the three and said, "my aunts and grandmothers, the loan ceiling of this project also has a limit. We can make payment in batches. You can rest assured that we will not delay your money. If you need money, just call me directly and make payment immediately."