Chapter 251

Sun Daxi was stunned and asked, "all the stores? Now we have 12 stores. There are only one town around and four in the county. "

"Brother Zhang, do you want so many stores? I've known about the interest free loan. It seems that it's not a good loan. "

"If you're not a businessman, you can borrow a few hundred yuan."

Zhang Qianxiu gently smile, said: "I know people in the bank, so as long as there is a shop, I can find a way to borrow some."

Zhang Qianxiu didn't hide it, but he didn't say it directly.

It's impossible to conceal. At that time, many procedures will require the ID card to be signed.

Sun Daxi is sure to know.

It's better to speak openly now, and sun Daxi doesn't have to guess.

The fact that sun Daxi has come to this stage shows that he is not a fool either. As soon as he hears about it, he knows that Zhang Qianxiu has a way inside the bank.

Thinking of this, sun Daxi was ready to move: "boss Zhang, these are no problems. I want to ask you a question. Can I get a loan?"

Zhang Qianxiu took a look at Sun Daxi: "what do you do with the loan?"

Sun Daxi said with a smile, "what don't I do with loans! It's just that this interest free loan is not for nothing. I can earn some money by saving it in the bank for a year after I take it! "

Although sun Daxi is on the road, he is still interested in making money and has some talents in this field.

Otherwise, he would not cooperate with Zhang Qianxiu.

However, the biggest reason why Sun Daxi can make money is that he is not afraid and he is brave.

At the beginning of his cooperation with Zhang Qianxiu, he didn't know anything. He just listened to Zhang Qianxiu saying that the business would make a lot of money and agreed to it directly.

Sun Daxi, to put it bluntly, likes money a little.

Of course, sun Daxi is also very generous. If he is not generous, it is impossible for so many people to follow him.

Zhang Qianxiu gently shook his head: "it is estimated that it is not good to borrow money. If you want to borrow millions and thousands of dollars, it's not a big problem, but if you want a lot of money, it's impossible!"

"You don't like millions and thousands of dollars, do you?"

Sun Daxi saw Zhang Qianxiu for a while. He seemed to be thinking about something. At last, he showed a smile and said, "brother Zhang, have you found any way to make money?"

Zhang Qianxiu was silent for a moment, and said: "there are some ways, but I have already told others, brother sun, it's not convenient for you to join in now."

It is absolutely impossible for Zhang Qianxiu to take sun Daxi with him when it comes to bank loans.

Who is sun Daxi? He is a gangster on the road. Sometimes when he sees money, he doesn't care about anything.

Such people, if they see so much money coming out of the bank loan, have any evil intention and don't plan to pay it back, then if they find out from the above, everyone will be killed together.

Such a thing is not impossible.

After all, if too much money has not been returned, the bank will definitely come down to investigate.

Zhang Qianxiu also wants to rely on this method to move money. When he does business on his own, he can use the money to deal with it when he is short of money.

Shan Hong, on their side, also wants to use these loans to achieve good performance. In the future, in the banking system, they can take a step forward.

But Sun Daxi is different. He just goes for money.

When sun Daxi saw that Zhang Qianxiu declined, he was somewhat unhappy. Although his words had not been fully explained, the meaning had already arrived. If he had to continue to say them, they might not be good-looking.

Sun Daxi laughed and said, "I've lost a good chance."

Zhang Qianxiu naturally understood that although sun Daxi was laughing, he must have some unhappiness in his heart, but Zhang Qianxiu didn't care about these: "brother sun, there are still many opportunities to make money in the future, and we don't want to rush this, do we?"

Sun Daxi nodded: "yes, brother Zhang, if there is any other way to make money in the future, don't forget me!"

Zhang Qianxiu said with a smile: "that's natural. If there is any way in the future, you will never forget brother sun."

Two people polite a few words, sun Daxi still can't help but ask: "brother Zhang, you this matter, I also don't mix in, but can I ask, you this is how to make money?"

Zhang Qianxiu thought for a moment and said, "brother sun, this is not something that I can't tell you, but this matter, you know, even if you want to do it, you can find other banks to do it, but you have to follow what I said. Otherwise, if something happens, the consequences may be very troublesome."

Seeing that Zhang Qianxiu was willing to say, sun Daxi nodded quickly: "this is natural."

"If I make money, I won't forget brother Zhang's advice today."

Zhang Qianxiu said: "in fact, this is very simple. Don't banks have interest free loans? Every bank has a certain amount of credit, which is the national support for self-employed and people who want to start a business. "

"The money, if you want to apply, is not difficult, but can apply for not much, an ID card, at most 20000, some even only a few hundred yuan."

"But if we can get hundreds or even more ID cards and work with the people in the bank, we can lend all the money out."

"Then, we can deposit the money in the bank. We can earn tens of thousands of yuan of interest a year. That's what we earn."

"As for the principal, it will be returned at that time."

Sun Daxi asked tentatively, "what if I don't return it?"

This is what Zhang Qianxiu is afraid of: "brother sun, if you don't pay it back, it's bad debts of the bank. The people on it will definitely come down to check."

Sun Daxi said: "we use other people's ID card loans, even if we can't find us!"

Zhang Qianxiu explained: "it's ok if it's not found. If it's found, it's going to jail."

"If you take the interest, there will be a long flow every year. If you look at the principal, you will only earn once, and there will be no chance in the future."

"You take a principal, enough for you to eat a lifetime?"

Sun Daxi immediately felt reasonable: "it's still brother Zhang who has a thorough understanding."

Sun Daxi is very happy now, but he is happy because he has found a new way to make money.

There are so many banks in a county. Even if Zhang Qianxiu finds one of them, he can also find other partners!

As for the ID card, these are small things. At least in sun Daxi's opinion, they are small things. Just let the people below you go to the village to collect them. It's not a small idea to give a dozen yuan for an ID card?

Zhang Qianxiu didn't tell sun Daxi about the mortgage loan. He was really afraid that sun Daxi would follow suit and make it. If it was made by sun Daxi, the amount would be too large and sun Daxi might not pay back.

Zhang Qianxiu told sun Daxi that there is a reason for the interest free loan. That is, he takes sun Daxi as a shield. He is certainly more considerate than sun Daxi. If something happens at that time, he will do it first.

If sun Daxi has an accident, Zhang Qianxiu still has time to make up for it.

Sun Daxi got the news that Zhang Qianxiu wanted to borrow money from the lottery shop. Of course, he didn't have a second word. He promised to bring all his certificates to Zhang Qianxiu tomorrow.

Things say good, two people drink a few cups, Su Yuwei just sit quietly on the side, also did not speak.

When the scene is over, on the way home, Su Yuwei said: "you want to use sun Daxi for protection. Be careful that he will turn into a bomb and pull you in together."

Zhang Qianxiu said: "as long as he can't get the loan, it won't be a big problem. There is no interest free loan and no money."

Su Yuwei worried and said: "Sun Daxi is a character anyway. If he can get to today, he won't be a fool."

"But there is no way to talk about people's greed. If he really doesn't repay the loan and is found out, there may be problems on your side."

Zhang Qianxiu shook his head: "no! He can't be in the same bank with me. He can only find other banks to cooperate with. "

"Although they are all banks, they are not a management at all. Even if there is something wrong with them, as long as there is no problem with us, it will not be a big problem."

"What I fear most is that if something goes wrong in other places, the whole banking system should start checking, not the internal checking of banks, but the national checking."

"In this way, whether the bank's book is good or bad, it will be checked."

"In this case, with sun Daxi and them, we can have more time."

Su Yuwei some do not understand: "why?"

Zhang Qianxiu explained: "the relationship between banks is one layer at a time. In fact, banks especially don't want to make interest free loans, but interest free loans are given by the state. They have to lend enough. Because the people who apply for interest free loans are not strong enough in capital strength. If there is a problem, they will not be able to pay back the money. "

"The money will become a bad debt for the bank."

"Therefore, the bank would rather have some powerful people to borrow these interest free loans and repay them on time."

"If we do it for a period of time, as long as we repay on time, people inside the bank will know that they may not do anything to us. Instead, they hope that we continue to do it, and they will not have bad debts."

"The real trouble for us is the mortgage loan. The bank certainly does not want someone to collect wool from them. If the bank knows about it, it will certainly check it."

"Mortgage banks want to make money. If we loan out the money and go to them to get high interest, isn't it sucking their blood?"

Su Yuwei a listen to, immediately understood to come over: "you mean to say, the whole country has you such operation person?"

"In fact, there was once such a thing before. In the 1980s, many people went to collect ID cards everywhere, which were used to make interest free loans." Zhang Qianxiu said, "if you think about it carefully, you should still think of it."

Su Yuwei thought about it carefully and said, "it seems that there is a real one."

At that time, Su Yuwei was still young. She didn't know much about these things and didn't care much about them.

Zhang Qianxiu said: "only a few years ago, the amount of interest free loans has been increased. It is because the amount of interest free loans has been increased too much and many people have not paid them back. That's why the state has reduced the amount of interest free loans."

In the 1980s, almost anyone with an ID card could go to the bank to apply for a loan. That is to say, at that time, many people went to the countryside to collect their ID cards and take them back to the bank to borrow money.

In the 1980s, as long as there were some relationships, it was not particularly difficult to apply for such loans.

Su Yuwei said, "what are you going to do next?"

"Find a way to collect some patent information, prepare some patents, arrange a person to go to Beijing to try and see if you can apply for more patents." Zhang Qianxiu said angrily: "the biggest problem now is who I want to go to."

There is no such suitable person for Zhang Qianxiu.

If you go by yourself, it will take a lot of time.

In addition to patents, those who are going to Beijing this time have to apply for brands. They have to do all these things at once. They can't do it in a few months or even half a year.

If Zhang Qianxiu went by himself, he didn't have so much time, and there was no one to manage the affairs here.

Compared with patents and brands, the business here is obviously more important.

Zhang Qianxiu can't leave these businesses behind and go to Beijing alone.

If Zhang Qianxiu is not in charge of the business here, these people under him can maintain a good operation, then Zhang Qianxiu will not be short of people, and there will not be no candidates to go to Beijing.

Su Yuwei said: "it's still early now. If there are no candidates, I think there are two people who can try."

"Which two?" Zhang Qianxiu asked.

Su Yuwei said, "Yao bin and uncle Jiang."

Zhang Qianxiu was stunned and thought carefully. If Jiang Bolin was willing to help himself, it would be the best to let him go.

As for Yao bin, his ability to handle affairs is OK, and going to Beijing to apply for brands and patents is a matter of procedure. There may be some meals or gifts in the middle, but these problems are not very big.

Maybe Yao bin is better than Jiang Bolin in dinner and gift giving.

After all, a man like Jiang Bolin has a hard character. He is not willing to do flattery. If he is willing to do it, he will not be the director of a state-owned factory.

In other words, Jiang Bolin hasn't changed his mind, but Yao bin can really consider it.