Chapter 846

Warships and aircraft are great to buy, but the capital problem needs to be solved urgently. Baozixuan didn't plan such a huge capital expenditure before, and sales needed a process. It is impossible for the funds to be returned in a short time. The U.S. military cannot and dare not owe money.

Although black cloud computer company has a lot of funds on its account, it dare not misappropriate them all. After all, with this fund, there are problems in Xiangjiang, which can be rescued at the first time.

The purchase of naval and air force equipment has cost nearly $1 billion, not counting 300000 military vehicles. You know, that's the big head. You can't do it without $2.5 billion. Sure enough, it should be said that the more money, the less money.

Engineers from jeep, dodge and black cloud have carried out all-round testing on American military vehicles in active service. Basically meet the use requirements, and few parts need to be replaced. The U.S. military's quick work in logistics supply is still in place, and people have to admire it.

The US Department of defense has really given some support to the black cloud group, at least in terms of funds. Baozixuan knows that when dealing with the US military, we must understand that interests are shared. Some loans must be used, otherwise everyone will lose face.

Banks in the United States take the initiative to contact black cloud group. No matter how you look at it, baozixuan will not lose money in this business. Moreover, the U.S. banking industry can't wait for him to lose, and there may be unexpected gains.

Wells Fargo Bank, founded in 1852 and headquartered in San Francisco, is the only bank in the United States to obtain AAA rating. The founders are Henry wells and William farg, the world's most valuable bank. Wells Fargo Bank is a bank that provides all-round services. Its business scope includes community banking, investment and insurance, mortgage loans, special loans, corporate loans, personal loans and real estate loans.

Not only Wells Fargo, but also another well-known bank in the United States.

Citibank is a retail bank under Citigroup. Its main predecessor is the city bank of New York established on June 16, 1812.

Citigroup provides services to about 200 million customers in more than 100 countries around the world, including individuals, institutions, enterprises and government departments. It provides a wide range of financial products and services, from consumer banking services and credit, enterprise and investment banking services, as well as brokerage, insurance and asset management, which can not be compared with any other financial institution.

As for Morgan bank, the No. 1 bank in the United States, the richest man in the bag is well avoided. The Ministry of national defense also knew the love and hatred between baozixuan and the Morgan family, so it didn't force too much. If anything happens, all plans will be disrupted.

Originally, old Morgan wanted to come and take a share, but the Xiangjiang rich just didn't agree. This made him helpless. Fortunately, the business was not very big, otherwise he had to spit blood.

After careful accounting by engineers and accountants, the black cloud group needs to pay US $3.67 billion to the US military. The richest man in the wallet can take it out, but he can't do so at this time. Otherwise, it would be difficult to transport retired equipment out of the United States, which involves huge interests.

If there are two American banks behind, with the tacit consent of the military, things will be much easier to do, or at least save a lot of trouble.

David Wells is the grandson of Henry wells, the founder of Wells Fargo Bank. It can be said that he is a proper rich fourth generation. At present, as the president of Wells Fargo Bank, he is definitely the most capable person in his family. Many people say that they can't be rich for three generations, but some are not applicable abroad. At least in raising children, the old family still has its uniqueness.

Citibank is a professional manager system. John Reid appeared in front of baozixuan as a senior vice president of Citibank. Although John Reid is a vice president, he basically plays the role of CEO. It is understandable to negotiate with black cloud group on behalf of Citibank.

And the other party has another identity. He has an alumni relationship with Bao Zixuan.

I didn't want to ask about the loan myself, but John Chambers wanted to connect with the Ministry of defense. Other people's identities are not equal. Bao Shoufu can only come forward in person.

Seeing the two people come in, baozixuan said with a smile: "the presence of the two drivers really makes the whole black cloud group feel bright."

We all know whether to cooperate or not. Baozixuan wants to solve the problem at one time and doesn't want to waste time here. Because of the orders for new American military vehicles, I still want to fight for them. Although there is little hope, we have to fight for breath. The most important thing is to make technical reserves to prepare for the R & D of the next generation of models.

Although David wells was born into a super rich family, he didn't dare to be big in front of baozixuan. He smiled and said, "Mr. Bao is really too polite. It's my honor to see you again."

Being able to become the heir of the family is enough to show that David Wells' ability is not poor, and his EQ will not be too low.

John Reed: "Mr. Bao, don't say that. Coming to the black cloud group is an opportunity many people dream of."

This time I invite two people to come together. I'm sure I won't choose the home of any bank. The Detroit branch of black cloud group is the most appropriate choice. After all, it involves military vehicle transactions. In addition, Bao Shoufu wants to lead the new car R & D and the coordination of jeep production line after the talks. After negotiating the loan, you can immediately go to work.

After the three sat down, Bao Zixuan said, "Mr. wells, Mr. reed; Both are well-known figures in the U.S. banking industry. It is an honor for black cloud group to have the opportunity to cooperate with Wells Fargo and Citibank. I think as long as everyone has a positive attitude of cooperation, this business will be successful. "

John Reed was very happy about the name of baozixuan. The benefits of being an alumni of a well-known university are reflected again. Although he does not study science and technology, it will not affect anything.

David Wells is nothing. After all, he didn't graduate from MIT and couldn't make friends if he wanted to. And alumni are just a bridge and can't change anything.

After a burst of greetings, the talks got to the point.

Bao Zixuan: "I don't know what support you two give to heiyun. Only through win-win cooperation can business last long."

They didn't expect that the conversation of baozixuan changed so quickly. Fortunately, they both experienced big scenes and prepared in advance.

David Wells: "Wells Fargo can lend us $2 billion to black cloud group with an annual interest rate of 8%, and return the principal and interest together in five years."

Interest and repayment methods have been quite kind, at least relative to the same industry in the United States.

John Reid: "Citibank will give the same treatment, and the specific amount will be determined by Mr. Bao."

The meaning is obvious, as long as baozixuan is willing. Citibank will be satisfied with how much money it wants.

Bao Shoufu was not very satisfied with the result, mainly because the interest rate was a little high. The two banks do nothing and earn $160 million a year. The most important thing is that there is no risk, because no one will worry that the black cloud group can't afford it.

Bao Zixuan said with a smile, "it is reasonable to say that the conditions given by the two have been very generous, but I have one thing to declare. Black cloud group is not short of money. You should know that only the funds in the account of black cloud computer company; It is enough to cover the cost of decommissioning weapons and equipment of the Ministry of defense. "

"This cooperation is more for a balance. After all, no one can eat alone."

"At present, the two banks are not very strong in the Asian market, and we can still cooperate in this regard. If we want to maximize our interests, the Middle East and the Soviet Union are not inoperable. "

As the most famous bank in the United States and even Europe and the United States, everyone wants to expand abroad, but there has been no opportunity. What Bao Zixuan said is true. This time it is to achieve a balance of interests. He can cooperate with anyone he wants, and there are opportunities to expand the market in the future.

John Reid obviously knows how to cherish opportunities, so he said: "the annual interest rate of 5.5% is the sincerity of Citibank and my greatest authority. Other conditions remain unchanged. I don't know what my younger brother thinks. "

David Wells did not expect Citibank to make such a big concession at once, which made Wells Fargo very passive; But I can't help but follow, or I'll definitely let Citibank cut off my beard.

John Reid knows more about baozixuan. Alumni resources can feed back a lot of information. Bao Shoufu likes to be straightforward, which may be the commonness of men in science and engineering; He met too many such people at MIT. Therefore, only after the board of directors got full power did it have such courage.

Bao Zixuan: "Mr. reed, I'll do as you say! USD 2 billion, with an annual interest rate of 5.5%; However, it will take seven years. After maturity, it will be repaid in a lump sum with principal and interest. In order to let the students explain, black cloud computer company mortgaged 10% of its shares to Citibank. "

Wells Fargo did not dare to insist after Citibank agreed. The three parties soon reached an agreement that Bao Shoufu mortgaged 20% of the shares of black cloud computer company and borrowed $2 billion from two banks respectively. It can be regarded as a solution to the capital problem, and the two banks are eager for him to get a stake in the black cloud computer company.

The shares of black cloud computer company are definitely in demand. After listing, it may become the first company in the world. In any case, the two banks are not at a loss. And there are opportunities to enter the Soviet Union and the Middle East market, but I didn't dare to think about it before.

Seven years later, it was time to harvest the fruits of victory in Japan. At that time, that little money was really nothing to Bao Zixuan.