Chapter 607

The emergence of yu'ebao made all the major banks in China feel a deep chill and held meetings one after another to discuss countermeasures. Tianhong fund immediately changed from a small fund management company to the largest fund management company in China, which shocked the whole industry.

A week later, the amount of yu'ebao exceeded 400 billion yuan, with 83.49 million customers!

The world's major media are reporting on Alipay and the balance of treasure. The success of the balance treasure is one of the best examples of Internet finance, which has attracted worldwide attention. At the same time, it has ushered in the investment craze of Internet finance. Countless companies will follow suit and set up similar Internet websites!

Just then, Alipay set up its parent company, the ant gold clothing company.

"Although ants are small, they can shake the sky by accumulating sand into towers!"

The ant gold clothing company was founded. Meanwhile, Alipay software has introduced new functions -- ants borrow! As long as Taobao, Amazon, eBay, Alibaba store or consumption of users, according to the sales or consumption, so as to obtain the corresponding ant credit points, points to a certain extent, you can borrow online!

Ant loan bar analyzes each user's repayment ability and credit through big data, without any complicated procedures. It applies for and loans on the same day, and the loan interest rate is far lower than that of the bank, and the minimum interest rate is less than 0.02%. The amount of loans is less than 1000, more than 100 million!

Once the ant loan bar was launched, it was like throwing a bomb on the calm lake, causing a huge sensation. It really scared the bank!

What do banks mainly rely on to make money? Isn't that a loan?

Yu'e Bao grabs the bank's depositors, ant borrows it, grabs the bank loan, this is to push the bank to death!

Bank loans are notoriously difficult. People have to show proof of income when they make loans. There are no real estate and cars. The procedures are complicated. It's not convenient to borrow ants.

"Damn it, ants can borrow it. I can get a loan. The maximum amount of my loan is 50000 yuan! It's very difficult for me to get loans from the bank next door. Last time I went to the bank to get loans, the bank manager asked questions like this and that. I was very angry when I thought about it! Let's support ant loan A middle-aged uncle is very indignant said.

"Oh, my online store is preparing to expand. The only thing I lack is capital. Ha ha... Ants, it's timely rain

"I've just had a car accident and I need money badly. If go to bank loan, wait for all sorts of audit to finish, day lily is cold, that can wait! Or ants borrow lend to force, apply for the day, loan that day, even less than an hour, money will be on the bill, give ants credit point awesome!!! In a hospital, a 20-30-year-old man was lying on his bed with a Xiaomi smartphone and was commenting on the Internet.

"Wocao, why didn't the ant loan bar be launched earlier? I just borrowed money from the bank, and the interest rate was as high as 6.23%. If I borrowed money from the ant bar, the interest rate was only 3.51%, which was a real loss!" A middle-aged man with a big belly sighed with a thump on his chest!

"The interest rate of bank loan is so high?"

"Nonsense, how to make money if the interest rate of bank loan is not high?"

“……”

Not long after the "ant loan bar" was launched, a large number of people borrowed money from the ant loan bar.

In one day, ants borrowed 14.3 billion yuan.

Now, the amount of yu'ebao is more and more, and the number of ant loan is also more and more. A financial storm has swept the entire Chinese financial market, and the status of banks has been the most serious challenge in history.

Then two days later, ant gold clothing announced that Alipay or balance treasure transfer, zero handling fee!

At this time, the transfer between banks, are required fees, and very expensive. 100 yuan, the bank to charge 2 yuan, too TM pit dad, so making money is not a little crazy?!!!

Pour dog's blood on the banks make complaints about greedy, shameless, arrogant, poor service and so on. Although traditional banks are more reliable than ant financial services and yu'ebao in many people's minds, more and more young people are willing to use yu'ebao. If banks do not make changes, they will go bankrupt!

……

Henry had thought about buying Huiren group last time. When he came to China this time, he sent someone to buy it.

"Huiren Shenbao, he is good and I am good!"

So far, Huiren group's main product is Huiren Shenbao. The company is headquartered in the historical city of Nanchang, Jiangxi Province, with total assets of more than 2 billion yuan. Henry does not have a Chinese medicine research and development company at present, and the ancient Chinese medicine prescriptions are broad and profound, which have very powerful effects. Although they can't kill human flesh and bones, they are also very magical!

Henry invested 2.5 billion yuan to buy Huiren group. Of course, to Henry's urine, to do the biggest! Huiren group is obviously not Henry's only target.

China's most famous Chinese medicine company is which company, then buy this company! No doubt, Tongrentang is at the top of the list!!!

Founded in 1669, Tongrentang is the most famous time-honored brand in Chinese traditional medicine industry. Its products are famous at home and abroad for their traditional, rigorous pharmaceutical technology and remarkable curative effect. As the first well-known trademark in China, Tongrentang has unique brand advantages. They have participated in the registration of Madrid treaty countries and Paris Convention countries and are protected by international organizations. Registered in more than 50 countries and regions in the world, it is the first mainland trademark registered in Taiwan. Tongrentang was promoted to a state-level enterprise in 1991. Tongrentang was listed on Shanghai Stock Exchange in 1997. In 2006, Tongrentang Chinese medicine culture entered the national non material cultural heritage list.

Henry liked the old saying of Tongrentang that "although the processing is complicated, you can't save labor, although the taste is expensive, you can't reduce material resources." the ancient saying of Tongrentang that has survived more than 300 years of trials and hardships must have played a huge role.

As soon as Henry made a request to Tongrentang, he met with cold water.

Tongrentang is a public-private partnership, allowing Henry to invest, but it is not easy to acquire Tongrentang completely.

"Your Majesty Henry Williams, thank you very much for purchasing Tongrentang, but I'm sorry that we can't meet your request!" Tongrentang CEO Yun Xiuwen flatly refused.

"Not even 25 billion yuan?" The market value of Tongrentang is less than 18 billion now. Henry's price of 25 billion shows his sincerity.

The other party heard the words, slightly stunned, did not expect that Henry would offer such a high price. He hesitated a little and finally shook his head.

Henry is upset. It's Tongrentang. What's the big deal? Sooner or later, I will develop huirentang and surpass Tongrentang!

After Henry dismissed the CEO of Tongrentang, he changed Huiren group's name to huirentang and became a subsidiary of gene umbrella company, preparing to attack the Chinese traditional medicine market on a large scale.

First, to hire famous TCM doctors with high salary.

Second, the secret recipe of traditional Chinese medicine should be purchased at a high price.

Third, set up Huiren Hall pharmacy.

Fourth, we should establish a "Chinese Medicine Valley" base, plant our own traditional Chinese medicine, and control the quality of traditional Chinese medicine from the source. These Chinese Medicine Valley bases include Shennongjia, Emeishan, Daxinganling, etc. Gene umbrella company will fully support huirentang to develop transgenic Chinese medicine and improve the efficacy of Chinese medicine.

”Chinese traditional medicine market, my hand is cloud, my hand is rain“ Henry looked out of the window and said calmly.