Chapter 3766

Money becomes a real estate and can't be taken back.

In order to develop and build Xiaoyao Island, the Su family has done its best.

Not only did we invest the funds accumulated in the past.

Even the profits made in the past three years have also been invested.

In this way, problems arise.

Although on the surface, the profitability of Su's industries is still very good.

Every month, the profit is very high.

But in fact, all the branches and children of the Su family.

There's a huge loan every month.

At the beginning, we all had control.

The amount of loans is still relatively low.

But as time went on, the control was gradually released.

In the past, Su family disciples spent tens of thousands of magic energy stones every month.

Because the capital flow is limited, we can only rely on loans to make ends meet.

Every month, they only dare to loan thousands of magic stones for flowers.

But the question is, what can thousands of magic stones do?

Can that satisfy everyone's consumption?

No! Obviously not

Since Hengyu chamber of commerce is such a place, it can provide loans at any time, and there is no limit on the amount of loans.

How can those disciples of the Su family control their hands?

As time goes by

Su's disciples, from thousands of loans a month, to tens of thousands of loans.

Then, from tens of thousands of loans a month to hundreds of thousands of loans!

Even, among them, the courage is bigger, play more crazy.

Even a month, even dare to loan hundreds of thousands of magic stone to spend.

Of course, this kind of thing, they are very covert.

In any case, I dare not let the senior management of the Su family know.

Otherwise, it will definitely be censured by the senior members of the Su family.

Therefore, the children of the Su family, relying on the loan of Hengyu chamber of Commerce, continue to live a life of drunkenness.

Even, they are more relaxed and happy than they were three years ago.

In just three years

The Su family goes from top to bottom.

From individuals to groups.

A total of more than 500 billion magic stones were loaned from Hengyu chamber of Commerce.

If that's all, the problem is not too serious.

Although the Su family will be greatly damaged by this, it will not shake the foundation.

The most serious thing is that

In order to speed up the construction of Xiaoyao Island, the Su family, in the name of Sujia as a whole, borrowed 600 billion yuan from Hengyu chamber of Commerce.

The loan life of this 600 billion yuan is 10 years.

And most importantly, this part of the fund is interest free loans.

Just pay off the principal in the next ten years.

Of course, the Su family couldn't miss such a good thing.

With the 600 billion yuan, they can build a large city on Xiaoyao island in one step!

There is no doubt about the ability of a large city to attract money.

Take the magic sheep sword school, master fan's Haihui island for example.

The annual profit of Haihui island is as high as hundreds of billion magic stones.

If the capital of 600 billion yuan is well managed, the interest of two or three years can be fully paid back.

Therefore, the Su family did not hesitate to bite Zheng Xiaoyu's bait.

And eat delicious, delicious.

But when the Su family was dreaming.

The triennial inventory began.

In the process of checking, the Su family found that the children and branches of the family had secretly borrowed a lot of loans from Hengyu chamber of Commerce.

Up to now, the total loan has reached 500 billion!

The reason why the disciples and branches of the Su family were able to borrow more than 500 billion yuan was very simple.

Hengyu chamber of Commerce in Waiyang Island trade, is with the Su family cooperation.

Hengyu chamber of Commerce in Waiyang Island, only a headquarters, and no shops.

All kinds of precious materials and medicinal materials of Hengyu chamber of commerce are sold through the shops of Su family.

In the eyes of the Su family

Hengyu chamber of Commerce, this is obviously borrowed chicken to lay eggs, occupy the light of the Su family.

Therefore, Hengyu chamber of commerce is absolutely afraid to offend the Su family.

Because of this, all the children and branches of the Su family had no pressure to borrow money from Hengyu chamber of Commerce.

In their opinion, Hengyu chamber of commerce did not dare to offend the Su family in any case.

Otherwise, no matter how many precious materials and medicinal materials they have, there is no channel to sell them!

By a variety of excuses, the branches of the shop, often default, or squeeze payment.

If you don't bribe the staff of Hengyu chamber of Commerce.If you don't often bring a gift to please you.

If you don't give it to you, you won't get it.

If you have the ability, don't ask us to cooperate with us?

Facing the domineering Su family, Hengyu chamber of commerce does not have a good way.

Ask grandfather to sue grandma, carrying a large number of gifts to the door, also does not work.

However, Hengyu chamber of Commerce used a lot of money to bribe those executives.

The capital of goods can be overstocked, but can we change the way of overstocking?

Is it more appropriate to transfer the squeezed part of the funds into the loan of Hengyu chamber of Commerce?

In the face of heavy bribes, the directors of each branch of the Su family were obviously unable to resist.

Funds continue to be overstocked, but in the form of a backlog, they are turned into loans.

All the money owed to Hengyu chamber of Commerce.

It's no big deal to turn into a loan.

Although we have to pay more interest.

However, for the directors of each branch of the Su family, they don't have to pay the interest.

On the contrary, they put a huge amount of bribery funds into their own pockets.

There's nothing better than that.

A lot of money squeezed by goods turned into loans.

Plus the loans from the children and branches of the Su family.

In the calculation model of rolling profits, the capital has been hoarded to more than 500 billion yuan.

Plus the 600 billion interest free loans in the name of the Su family.

The Su family owes a total of 120 billion yuan to Hengyu chamber of Commerce!

That's $600 billion interest free loan, which was not a problem.

Once the construction of Xiaoyao island is completed, it can be paid back one day.

But now the question is, what about the interest bearing loans of more than 500 billion yuan?

If you don't pay off as soon as possible, it will be too terrible under the rolling profits.

500 billion capital, 2% monthly interest!

If it can't be paid off as soon as possible, it will generate 10 billion interest every month!

More than 100 billion interest will be generated every year.

More than 500 billion yuan will become more than 600 billion yuan in a year.

If this continues

Even if the Su family were rich, they would be ruined sooner or later.

If possible, the Su family will be desperate to pay off these debts as soon as possible.

But now the problem is that the Su family has put all their money into the construction of Xiaoyao island.

Even if you want to pay back, there is no money to pay back.

Now, the monthly profit of the Su family is not enough to repay the interest.

And don't forget

Ten years later, the loan of 600 billion yuan will also be paid back.

And the most desperate thing is.

Three years have passed since the 10-year interest free loan.

Now it's the fourth year.

In other words, in six years' time, they will have to repay the 600 billion yuan loan.

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