Even Chen Wei himself had a hard time figuring out what a negative price transaction is, let alone a layman like Zhang Chuankai.
Chen Wei simply explained to him a few words. As a result, Zhang Chuankai became more and more confused.
The brain can't turn directly.
Chen Wei was very helpless and could only tell him that if the international crude oil really fell to a negative price, those who bought crude oil shells would have the risk of bursting their positions.
Chen Wei has learned that the financial product launched by Guohua bank has no leverage.
Normal futures products are margin trading, but the leverage ratio is different. Therefore, if the futures price falls too much, it is easy to break the position.
The crude oil shell has no leverage. In theory, as long as the customer doesn't stop the loss, he can carry it all the time. He just needs to move the warehouse and change the month before the expiration.
But now there is a negative price transaction. Once the crude oil really falls into a negative price, the customer's book value may become negative, which is often called position explosion.
If the position explodes, the bank will certainly ask the customer to make up the capital, otherwise it will be forced to level.
In this way, the customer's losses cannot be recovered. Even if the crude oil price rises again in the end, it has nothing to do with the customer.
This is the potential risk.
Moreover, the risk is quite large. In theory, it is not only the loss of the principal, but also the possibility of making more money.
Although Zhang Chuankai hasn't figured out what a negative price transaction is, he is in a hurry when he hears Chen Wei say that it's not enough to lose the principal alone, and he may continue to lose money.
He couldn't beat his daughter-in-law this time. Reluctantly, he gritted his teeth and took out 50000 yuan and gave it to his daughter-in-law to invest in crude oil shells. He thought it would be a big deal to lose all the 50000 yuan. Although it was painful, it wouldn't ruin his family.
But if you lose all 50000, you have to continue to pay in. The spread said that nothing could be accepted.
Zhang Chuankai is a man who doesn't like adventure.
During this period, international crude oil rose a wave. Although it was small, it also made his wife earn some money.
Especially last night, crude oil prices rose sharply. His wife directly earned 5000 or 6000 yuan, which caught up with his monthly salary.
His wife was so excited that she kept talking to Zhang Chuankai. Fortunately, she didn't listen to Chen Wei at the beginning. Otherwise, she would make less money.
Although Zhang Chuankai didn't agree with his wife at that time, he didn't have this idea in his heart.
Now let Chen Wei say so, Zhang Chuankai is worried.
He would rather not earn the money than compensate.
Zhang Chuankai asked Chen Wei in detail whether the crude oil shell would really fall into a negative price, and whether it was really possible for him to lose 50000 principal, which was not enough. He had to continue to lose money. He also asked Chen Wei what to do if he really lost a lot and had no money to repay.
Chen Wei can't answer these questions.
He hasn't seen the contract. How does he know what the bank will do in the end.
As for whether crude oil will fall to a negative price, no one can guarantee it.
Even his skills may not be 100% guaranteed, but there is still a certain probability of deviation.
Not to mention the others.
Therefore, Chen Wei can't guarantee Zhang Chuankai that the crude oil shell will fall to a negative value at the moment. He just said that there is such a possibility now.
Chen Wei finally told Zhang Chuankai directly. Anyway, the risk has told him what to do and let him make his own decision.
After hanging up the phone, Lian Yingying shook her head, smiled and said, "you're really free. It's ok if the crude oil price really falls. If it doesn't fall, you let people sell all the crude oil shells. At that time, people don't know how to bury you."
Chen Wei also smiled bitterly and said, "coach Zhang is a good man. He has his duty. He works hard to earn those two money. I really can't bear to see him lose it. Anyway, he still doesn't listen to what should be said. It's his own business."
Lian Yingying said again: "you say you are a big boss with a fortune of 10 billion. Billions of big deals are not enough for you to worry about. You have to worry about these trivial things. The key is that people may not accept your favor. Let me say what you are good. Then again, coach Zhang, don't you know you are a big boss with a fortune of 10 billion?"
Chen Wei thought for a moment and said, "I don't know. I haven't mentioned it in front of him anyway. Xiao Ru doesn't know much about Xiao ru?"
"I don't know. What would he think if he knew? In other words, you, an investment tycoon with a fortune of 10 billion, called him personally, reminded and explained it. If it was said, would anyone believe it?" Lian Yingying said strangely.
Chen Wei really didn't think about it.
Speaking of it, he is really an investment leader with a fortune of 10 billion, and Zhang Chuankai is just an ordinary driving school coach.
If Zhang Chuankai goes out and says that he knows a big boss with a fortune of 10 billion, I'm afraid people will laugh at whether he didn't wake up.
Not to mention, the investment leader with a fortune of 10 billion also called him personally to explain some investment problems to him.
From the perspective of Zhang Chuankai, life is really wonderful.
From Chen Wei's point of view, this is actually very common.
Chen Wei thinks Zhang Chuankai is a good man, so he contacts him.
If Zhang Chuankai really looked like a groveling before him, boasted in front of outsiders, and even swaggered and deceived under the banner of Chen Wei, Chen Wei would have ignored him.
Chen Wei smiled and then said with some emotion: "I hope Zhang Chuankai will never know my identity. It's good to treat me like an ordinary friend."
"I don't know if you feel that the more money you have, the fewer friends you have around you." Lian Yingying also sighed.
Chen Wei was stunned.
He really didn't think about it carefully.
The main reason is that he had few friends before, even less than now.
Because of this, his feelings are not very obvious.
But in fact, when you think about it carefully, even Yingying's words are reasonable.
If it's far away, just say Chen Yunbo.
That is one of Chen Wei's few good friends.
However, since Chen Wei told him to be the manager of Tianrun's technology department, Chen weimingxian can feel that Chen Yunbo's attitude towards him has changed slightly.
In addition to being close, Chen Yunbo has a little more respect for Chen Wei.
The subconscious respect of employees for their boss.
Because of such a relationship, the original pure friendship between the two people may not be as pure as before, and it will inevitably be mixed with some other things.