Chapter 692

On the third day when the second prince came to Weicheng, soon a news came out of Weicheng that a brand-new bank came into being, called Imperial Bank.

The name is very straightforward, and also hung the Royal signboard. Many people in Weicheng are very curious about the connection between the Imperial Bank and the Jianshang bank.

But soon the people of the Royal Bank issued a statement, saying that they had no relationship with the builder bank, and that they had the support of the second prince of the royal family behind them.

If we put it in the past, before the development of the Jianshang bank, the royal family will be very famous, and it may even take 80% of the customers of the Jianshang bank directly, because in this world, nothing is more dignified than the royal family.

But now the pattern of Weicheng has changed a lot. Since the establishment of Jianshang bank, the people in Weicheng seem to have been used to the existence of Jianshang bank, and they are more willing to store silver in Jianshang bank.

Before the second prince came, it was not that there were no other banks. Among them, the three major families in Weicheng, the Huang family, the Bai family and the Xiao family, had taken the initiative to set up the builder's Bank, but they didn't understand the way of operation. They thought that it was good for the people to keep their money here.

However, their bank opened for a month and soon went bankrupt, because huge depositors need to pay interest for their bank deposit. If they can't make money with money, I'm afraid they can't maintain the operation of the bank, let alone make profits. It's very difficult for them to keep no losses.

In this respect, they did not have Wang Yangfa as a shrewd businessman, so without exception, they all ended in failure.

Therefore, the establishment of the Imperial Bank has not caused much trouble in Weicheng.

Everyone thinks that this is a trick made by the three families. Even some people have begun to guess how long this imperial bank can last.

The second prince was sitting in the Imperial Bank. He boasted that he was extremely smart and had some think tanks around him. With their strong combination, they could not be defeated by the Jianshang bank. So they were full of confidence when they started the Imperial Bank.

However, after a day's waiting, many people came here one after another. They just asked a question.

"How much interest do you have?"

The second prince, Mo Wen, had never experienced these things, so he gave a very small number, even lower than the interest rate of Jianshang bank.

"Why don't you start a bank with this interest? Don't laugh at people. "

"Yes, I really think the bank is so easy to open? Weicheng's three families have all failed. Do you think everyone is Xie Qian? "

"It's another scammer. At the beginning, although the three families returned our silver, they didn't give us any interest. I think this bank will do the same."

All these remarks made Mo Wen, the second prince, angry. He didn't understand that their Imperial Bank was carrying the Royal gold lettered signboard. How could it not work in Weicheng?

"Come on, let's go to the builder's Bank and see how much interest they have!"

The second prince Mo Wen ordered in a hurry, but soon an old man from a think tank came out.

"Don't go. I've got the news that the interest of their Jianshang bank is 3%, and they can deposit 100 liang of silver. In one month, they can get three liang of silver."

The old man said that he was a mathematics master in the middle and higher education institutions of the Qing Empire, and he was very proficient in these numerical matters. His majesty asked him to come here to help the second prince Mo Wen.

"Not much. It's just three taels of silver. "

The second prince frowned and said.

"Ha ha, I don't see much. If I deposit ten thousand taels of silver, it's three hundred taels of interest. For a month's business, I have to pay three hundred taels of silver. This is still one person. If ten people deposit ten thousand taels, it's three thousand taels. A hundred people are thirty thousand taels. Weicheng is so big that there are many people who can take out ten thousand taels of silver. If we really price the interest, I'm afraid the monthly interest alone is astronomical

The old man shook his head and laughed a few times.

"Ah? How does the builder's bank work in such a huge place? "

Mo Wen frowned. This bank is simply sending money to deposit bank users. Can they really make profits like this? The second prince said curiously.

"I'm afraid it's true that their bank is profitable, but I'm very curious about what kind of business genius can keep profitable even after paying such a huge amount of interest. I'd like to meet this person."

The old man said with a smile.

"How much do you think our price is suitable for the time being

The second prince asked in a hurry.

"This time, your Majesty gave us 30 million taels of silver to set up a bank to fight Xie Qian. If you want to win Xie Qian, I'm afraid that's not enough. Second prince, I think you'd better send a letter to the royal family. According to my calculation, it will take another 20 million taels of silver to fight Xie Qian!"

Green old light said.

"Fifty million taels of silver?"

The second prince frowned. This huge tree is not small. Even the royal family of the Qing Empire can't take it out easily. In addition, the royal family is in some crisis now. Fifty million taels of silver can be taken out, but it will greatly damage the vitality of the Mo family.

"Fifty million taels of silver, can you win?"

The second prince Mo Wen said solemnly.

"It can only be said that there is a chance."

The old man sighed with regret. Now Weicheng is the world of Jianshang bank. Their imperial bank has done enough publicity, but today no one came to deposit money.

If you want to win in this respect, you can't do it without paying some price.

"Well, I'll write a letter now. No matter what, we will win this time. Otherwise, our royal family will be in a passive position when facing Xie Qian in the future."

The second prince said excitedly, and qinglao nodded and left here.

……

In Jianshang bank, Xie Qian and Wang Yangfa kept listening to the reports from zhuomingwei. After the Imperial Bank was opened, no one went to deposit money. On the first day, they were defeated.

"Ha ha ha, the master is really clever. Their imperial bank failed on the first day, so I'm afraid it will be even worse next!"

Wang Yangfa said with a laugh.

"It's better to be careful in everything. After all, we are dealing with the royal family. You know, the people still have great respect for the royal family. Therefore, if the second prince Mo Wen plays the royal card, we will be passive. The Imperial Bank is only a nominal royal family. These are all the tricks we used, so the people don't care.

When the second prince, Mo Wen, shows up and sets an example himself to deposit money in the Imperial Bank, I'm afraid that the common people will follow suit. "

Xie Qian said with a smile.

"What shall we do?"

Wang Yangfa said with some doubts.