Chapter 6

Andy is sitting on the couch, playing with his mobile phone, showing a smile. Andy used to hate his agent very much. Especially in the past half year, Carl talked endlessly and went around to find work for him, which made Andy very proud feel shame, but he was young and frivolous, unable to understand the intention of the agent.

Now Andy is a little fond of this filthy fat man. In this money oriented world, he can also see a bit of humanity from Carl. It's really not easy, especially in the business of agent. It's really like having milk is a mother, having money is a master. You can't talk about it. You can spend your money, play with your wife and do anything.

But thinking of Carl's little secretary, Andy is worried again. That woman is not a fuel-efficient lamp. This is Hollywood. All the people who come here are trying to climb up. This Vanity Fair is a battlefield where people trample on people and eat people. The weak are not worthy of success here.

Fatso won't listen to advice, sooner or later he will fall down! Stand up and stretch a lot, get rid of the mess, take up the coffee cup on the table and walk into the room.

Take the newly made coffee to the study, sit in front of the computer, look at the text in the document, move your fingers, and continue to tap the keyboard.

Through the French windows, watching the rain falling from the dim sky, hitting the glass, splashing.

Andy looks at the time. It's over nine o'clock. The time agreed with the bank is almost ready to start. Sort out a little, pick up the car key and walk into the garage.

With the splashing rain and the roar of sports cars, Andy came to Bank of America Los Angeles branch.

In the lobby, lawyer Nelson and accountant Kohler have been waiting in the sofa area.

Seeing Andy coming towards them, both of them stood up and met. Andy stepped up to them and said hello to the two of them, "I'm not late for this damn weather, am I?"

"Ha ha, boss, there's plenty of time." Kohler, a shrewd accountant in his thirties, was introduced to Andy by Nelson when he first arrived in Los Angeles. He was very professional.

The three sat down and chatted. Nelson took out a stack of documents from his bag and handed them to Andy. "These are asset evaluation and copyright evaluation. Boss, take a look first."

After receiving the document, Andy glanced over it roughly. "How much can we borrow from the bank?"

"Now the real estate is in a hot time. The house price is soaring. The owner's house is now worth about 4 million yuan after evaluation. The copyright evaluation of your two works has been selected into the youth book catalog for some time ago. Even if one of the film adaptation rights has been sold, now it can also lend us $2-3 million." Kohler explained to Andy calmly, but his eyes flashed with envy and jealousy from time to time.

"Oh," Andy closed the file and handed it back to Nelson. "How about the loan rate?"

Kohler quickly took out a form, "this is the loan interest rate table of all banks that accept copyright loans. Bank of America has the lowest loan interest rate, but the amount of mortgage needs to be discussed."

"Well, professional things are left to professional people. I believe in your ability." Andy looks at the form, smiles and returns it to Kohler.

Nelson looked at the time, gave Andy a sign, and all three got up and went to the account manager's office.

The bank's credit account manager is a man of about 50 years of age. He has a straight suit, meticulous hair, and looks very capable. He has a smiling face and a very gentle face.

See Andy several people come in, smile stand up to meet. "Boss, this is Mr. Lewis, credit account manager of Bank of America. Mr. Lewis, this is my boss Andy. Smith. Kohler said

When Lewis heard this, he shook hands with Andy more brightly and said, "nice to meet you, Mr. Smith. I like your work very much."

Andy also shook hands with him with a smile and said, "thank you. It's my pleasure to meet you."

The two hands let go and exchanged greetings. After both sides settled down, Andy said, "Mr. Lewis, I believe Kohler has already negotiated with you on the specific loan project. I don't know how much money your bank can lend me."

Lewis took over the assets appraisal document handed to him by Kohler. There was no accident for Andy's simplicity and directness. The amount of this business was not large, but the security and stability of the house mortgage and copyright mortgage were all his priorities.

"Mr. Smith, our bank has the lowest repayment interest. Please believe that we are sincere in lending to you. This is our report. Please have a look." Lewis takes out a stack of documents and hands them to Andy, and begins to explain them.

After hearing their conditions, Andy quietly discussed the details with Nelson and Kohler, and then fought for the details, so an agreement was reached soon. Nielsen and Kohler began to look at all the legal documents and detailed rules. Both sides were looking at the documents, which were not so easy to deal with in a short time.

Andy waited patiently, drank a cup of coffee, and slowly thought about it. Now Apple stock is a little more than 51 yuan, and we can't delay any more. This time, we can borrow 6 million dollars plus 2 million dollars in deposit, and we can only get so much. Unless we open our mouth to borrow from the public, grandpa is a famous farmer in California, but now Andy needs it It's cash. Think about the subsequent troubles and explanations. Let's forget it.It's not much, it's not much. It's just the first bucket of gold. There are so many opportunities to make money.

After more than half an hour, Andy began to get busy, began to sign one document after another, and mortgaged three assets.

Six million dollars into Andy's account, then the two sides chatted a few words and ended up, Lewis and Andy left a phone call, for this young writer, Lewis is very appreciative, after all, it's no harm to know a friend more, isn't it.

Out of the Bank of America building, the rain outside has stopped. After saying goodbye to Nelson, under Kohler's leadership, Andy opened a stock account, bound the bank card, went home and downloaded the stock software, and transferred all the funds into the stock account.

"Boss, do you want to buy all these eight million dollars?" Kohler asked after a moment's hesitation with a suspicious look.

Andy smiled mysteriously, looked at the accountant with a slightly embarrassed look, nodded, and didn't explain more. In Kohler's explanation, he was familiar with the operation of stock transfer, watched Kohler leave with a suspicion and a little ironic eyes, closed the door, Andy snorted, it seems that I need a new financial adviser!

Sitting in the car, Kohler sneered scornfully at the corners of his mouth. "What a black sheep! I really think I'm a genius. I know everything! When you cry. " Full of malice with envious eyes to look at the luxury villa outside the window, ghostly picked up the mobile phone.

"Hello, is that Mr. Nelson? I'm Kohler. "

"Hi, Kohler, how are you? What can I do for you?" Nielsen put down his papers and adjusted his comfortable sitting posture. He also took good care of the son of this college classmate.

"You know, sir, Mr. Smith has put all his money into the stock market. But he didn't touch the stock at all. The stock software was just the method I gave him. He refused my help. I'm afraid he'll end up dead. " Kohler said with a hint of schadenfreude.

"Well? In the stock market? "Nelson said with a slight pause and a little surprise, but he quickly responded. He heard Kohler's sarcasm to Andy in his tone, frowned, as if he had guessed Kohler's psychology and sneered." Oh, no matter what, it's the choice of customers. We can do our own job well. OK, if nothing happens, I have another meeting to hold. Give my regards to your father. "

Hearing the busy tone of the opposite phone and Nelson's cold tone, Kohler was stunned. Looking at the phone in his hand, he became angry and said, "wipe, teach me, bichi!"

Nelson hung up, walked back and forth in the office, frowned, worried, and finally picked up his cell phone.

Hello, is this Mr. Smith? I'm Nelson. I want to tell you about Andy Smith