Third party payment, to be honest, Andy has always been hesitant, mainly in the United States to play this thing!

Not only is the supervision strictly to death, without the endorsement of a huge banking Union, it can not replace the main consumption status of credit card in the European and American people.

I believe that people who use credit cards know that they often give points, digital products free of interest, discounts, other activities, can also save air miles, hotel discounts, and enjoy similar Airport VIP services.

In the United States, where the financial industry is the core industry, consumers have long been dependent on credit cards. What's more, in addition to the credit cards of several major banks, Dalian lock stores and brand companies in the United States all have their own credit cards, with preferential consumption...

Therefore, the foreign banking system will not support or accommodate the third-party payment platform of collective consumption, financial management and settlement from the perspective of cost and benefit.

Most of the banks in Europe and the United States are private banks. Therefore, no bank or card organization is willing to undertake a large number of low or even negative benefit savings accounts, network security, counter authentication services, and transfer settlement for the third-party platform, which is the business of dowry for others.

Therefore, in the United States, online payment can only rely on its own mature credit card payment system, only consumption can not transfer, and it is impossible for the third-party payment to develop into a certain treasure in the United States.

Compared with user habits and technical conditions, benefits are the most fundamental determinant!

Andy now has his own bank, so he is very clear about the unpopularity of third-party payment in the Bank of America industry. He also mentioned it to Stephen nubbi, who became CEO of Yingtai bank. The other side directly shook his head and urged the big boss to find another bank to cooperate with. Don't regard Yingtai bank as a settlement bank...

Even NIMA felt that Yingtai bank, as its third-party payment platform, would lose money in a panic. It was hard to please, but other banks were even less expected.

However, it's also a good business to make money. Although it's a little bit in the middle, it needs Starbucks as a chain coffee shop to promote the third-party payment.

While making some hard money with the third-party payment, the most important thing is to connect their online and offline industries to form an inner circle of industrial clusters.

After dealing with some affairs of wasp company, Andy went to instagram (photo wall) company, which is only one block away. Now instagram is also different from the past. It develops and expands rapidly. Of course, it is a good hand to burn money!

No way. Now instagram platform has developed into a monster under Andy's toss. It is a social Jian platform website integrating text, photo push, microblog and online community.

Moreover, instagram company firmly carries out the order of big boss, frantically suppresses twitter company, and almost hollows out the core team of that small company. There are few people in the original twitter company, and only two founders who got the power in 2008 are left in the original core entrepreneurial team members.

Instagram has no talent. In addition, instagram has the star effect and promotion of Andy, the famous founder and boss, Hollywood star, NBA star, Premier League star and other star celebrities. Celebrities like Paris take photos to show off their wealth and sell Sao. The implantation and promotion of gossip girl attracts most young people in the United States to download and use.

As for the 140 character twitter company, although it is still in operation, it is also dying. Zuckerberg, a pockmarked who was thinking of acquiring twitter, has lost interest.

Because instagram photo wall company has many functions that coincide with Facebook, pockmarked has called several times to buy instagram company, but what he thinks is too beautiful.

“。。。 Continue to maintain and develop the advantages and powerful photo functions of instagram app. Fast, excellent and interesting way to let users share photos and life!

Instagram's homepage should be simple and clean, and photos should be presented in the form of large pictures, so that users can get a better experience.

Our development mission is to capture and share the wonderful moments of the world. "

Andy stands in front of the white writing board in the conference room, holding a marker in his hand, and quickly writes down the heroic words on it. A group of executives in the conference room applaud warmly. They know that this is a rallying slogan. Next, their group of management will need to transmit it to employees, users and future advertisers.

"Don't think about the market value or how many advertisers can be attracted to start to make profits. I repeat again that there is no pressure to make profits. The only thing to do is to make the app function better, maintain and operate the homepage website better, and make our users more!

When our app has to be installed for every mobile phone and our number of users has exceeded 100 million, 200 million and 510 million, everything else will no longer be a problem! We, as a new company, should be calm and calm downAndy is sitting in the simple decorated office where the photo wall company originally hosted the business, drinking a bottle of mineral water in his hand. This morning, it was really full.

There's no way. Although a professional manager helps him manage the company, he still needs to take the helm himself to make the company develop better. In fact, his way of control is a bit scattered now, and he can develop and grow rapidly according to the established goals as now. Besides his clear development ideas, what's more important is that he has The think tank has done a lot of work.

Think tank is the extension of his brain, which can make him like a octopus to take himself as the center, firmly control every aspect, without any omission.

"What's up with Michael Wright?" After dumping the empty mineral water bottle into a paper basket, Andy picked up the paper on his desk, turned it over and looked at it, reached out and pressed the green button on the answering machine, and asked.

"Mr. Wright, I called before, and the evening reception is ready."

Hearing the answer from the assistant, Andy gave a light hum and said, "find a foot basin restaurant at noon..."

"Good boss, I'll arrange it right away."

Release the button, Andy picked up the pen, opened the cap, brushed the pen, gave instructions on the document, and signed his name.

Wow -

after closing the file, Andy closed the pen, took out his mobile phone from his pocket and checked the SMS.

"I'll leave at two and see you in the afternoon."

Seeing the message from Lily Collins, I couldn't help smiling. I just finished filming Twilight City, because the fire in Los Angeles is raging and the air pollution is very serious. Lily, who went to Malibu and her mother on holiday, received his message and immediately decided to leave her mother and meet him.

Well, as a female partner, I accompanied him to attend tonight's app shopping mall financing reception in the free city. Although Charlize was around, he could not bring Laura's mother around so blatantly, which would undoubtedly embarrass Ivana.

Tonight's reception is mainly attended by Google as the main investor and representatives of many investment companies in Silicon Valley.

The holding of the party also indicates that Andy Smith finally decided to start killing the investors with his butcher's knife!