The first loan of 80 million yuan needs land mortgage, the second does not need collateral, but usury
Moreover, the loan amount is not even 100 million yuan, tens of millions can be said to be a drop in the bucket. Entertainment companies spend too much, and the payback time is too long.
The more like this, the more Yao Hui feels that Lin Fan Gang's commitment is not reliable. As long as he can survive for a week, he can solve the financial problem. Now the loan is so unreliable, can it be settled in a week?
To sit next to Lin fan to see a smile, Yao Hui Leng Leng Leng, Leng quickly recovered. I don't know why, she suddenly had confidence.
When she looked at the last representative, she laughed: "it turned out to be the representative of China Hangzhou bank. I hope you can give me some surprise."
The difference between private loans and bank loans is that one is irregular and the other is very formal. In common, they are both vampires, but who sucks more.
The bank representative put down his pen and looked at Yao Hui with 100% confidence: "Mr. Yao, the loans of the two brothers above are too harsh. One needs to mortgage land and the other is usury, which can't be compared with our bank."
"Then tell me how much you can borrow and what your terms are."
Yao Hui's voice was calm and even a little indifferent because of the bank representative's emotional fluctuation. Fifty steps laugh at a hundred steps. Is the result not the same?
"We can get a loan of 150 million yuan. I believe this loan will definitely help you to tide over the difficulties."
The smile on the bank's representative's face is more and more brilliant: "Mr. Yao, how to make a choice in the current situation of Longhu entertainment? I don't need to say more about it."
150 million, it sounds really tempting.
Although I have no hope for the bank, it is really unexpected to hear that there are so many loans. As the representative of the bank said, if we can get this $500 million, dragon and tiger entertainment can come out of adversity immediately.
But excited, did not forget the trap, Yao Hui asked: "talk about your conditions, will not loan us for no reason."
"Mr. Yao, you should know that the interests of our bank are always the highest. Frankly speaking, we are for money."
Speaking of this, the representative of the bank said: "interest rate of 10%, and we provide two ways of repayment, equal principal and equal interest."
The interest rate of 10% and the interest rate of 150 million is 15 million. There is no need to compare the two repayment methods. Although the principal will be reduced month by month, it can be said that there will be a lot of pressure on the principal.
As for the same amount of principal and interest, the interest generated after paying off this 1.5 billion yuan is enough for people to eat. In particular, we haven't mentioned how long it will take to repay the loan. If we calculate it, we will find that it is a big hole.
A pit that will make people unable to calm down, a way to pay debts that can not be compared to dragon and tiger entertainment. What role can such sub loans bring to enterprises? To be exact, there is no effect at all.
"You Zhonghang bank is good at calculating. On the surface, you are the best. In fact, you are more pitiful than them."
Yao Hui sneered: "are birds of a feather, talk about what good, you such repayment conditions are too harsh."
"Mr. Yao, I think we should have a long-term vision rather than a small profit in front of us."
Long known that Yao Hui would have such a reaction, the bank representative held his arms: "the most important thing you need to do at present is to jump out of the current predicament."