Chapter 6: Risky Venture

Chapter 6: Risky Venture

We returned to his house and the clerk, and I went inside the carriage to hammer things out. Ten thousand taels with deferred interest for five years, I started right off, and the clerk grinned at me. It was a bit more sinister than usual.

Twelve thousand, no deferred interest. We run a business, not a charity, he replied.

Deferred interest is a must. The farm needs time to recover.

Then we would wait for ourselves. Cashflow is the most important thing and what my bosses look at, he replied. I frowned at this. I needed cashflow and could not fund 200 taels a year. Even with the success of rocking chairs, I wouldnt be seeing that kind of cash flow, even with custom orders.

If this farm fails, what will you do? I asked the clerk.

Sell it to another person, just like we did to this guy. Keep going and slowly upping the price until they pay us back, the clerk said unashamedly. What a scam. But like he said, they werent running a charity.

I cant defer the interest with my name? I asked.

Not in these sums. Your father could, but not you, the clerk replied. I considered the situation.

I am confused why the Coinage Guild doesnt look more long term, I said, while trying to understand where the clerk and his bosses were coming from.

We have found that long-term investments are not worthwhile. Our goal is turning a profit and to keep commerce moving. Not to entrench ourselves in the various businesses of the city. It seems odd, since many other people look at the long term. The Coinage Guild was founded to address short-term commerce and is our primary mandate, the clerk explained.

That made sense weirdly. Cultivators would live a long time. What was a hundred-year investment plan when you would live a thousand years or more? But in the meantime, it would cause stagnation of various financial interests.

I am guessing you already discussed things with your superiors? I asked.

Indeed. After your recent success and inquiry, we deliberated this exact situation. We could gamble on your success, but we are the Coinage Guild, not the Gambling Guild.

Twelve thousand, deferred interest for two years, compounded yearly, and my stake in the various patents as collateral, I countered. The clerk was silent for a bit.

We reserve the right to audit you. If you default, you understand you will be repossessed as well to cover the debt and your body auctioned. Your patents will not be enough. If your father covers the debt, he would likely disown you afterwards.

The land wouldnt cover the debt along with my patents? I asked, and the clerk shook his head.

Unfortunately, not. The land would cover ten thousand taels, your patents would cover another two thousand taels, but then interest that has compounded would be left over. After two years, you are looking at an additional four hundred and eighty-nine tael's worth of interest you would owe. He was clearly up on his mental math.

Two percent interest is incredibly reasonable, I replied suspiciously.

That is the standard rate for farming properties. We are heartless, but not savages. The Coinage Guild had a monopoly on loans. If they raised the rates too high, then people would go behind their back. They were also fueling growth and development, which was probably their purpose on behalf of the sect.

Alright, I accept. The clerk's eyes widened a bit, and he seemed a bit surprised.

Very well, Young Master Yuan. I have the documents already prepared. We can begin signing right away. We completed it in under an hour. I now owned fifty percent of this farm, a 12,000 tael debt, and three years to get things in order.

Begin doing everything you can to recover the farm, I told Jian before I left, and he gave me a nod.

Thank you, Young Master Yuan, he replied, and bowed deeply.

I believe in you, but please forgive me if I am overbearing in checking in. This is an enormous investment and risk, I said.

I understand, and I wont let you down, Jian said. I gave him a nod and got into the carriage. We departed the farm. Ting was looking slightly worried, and the clerk was smiling, as always.

Dont worry Ting. I already did the math on the yields for the farm and confirmed the size. I could handle the debt in three years with the current yields. It would be rough, and I would bleed tael, but it was doable.

It is an enormous debt, Young Master.

It is. But with great risk comes great profits. I have seen a market need and this farm will address the issue perfectly with a bit more preparation. I suspect I will pay off the debt in under five years with a bit of luck, I replied. The clerk who had been listening in clearly perked up at that.

Really, Young Master? he asked me.

I would not take the risk if I did not see the potential to make a lot of money. If I am not willing to put myself on the line, how can I ask these businesses to give up such a large share if I am not willing to shoulder some of the risk?

We returned to Half Moon City, and we dropped the clerk off at the Coinage Guild. After that, I purchased an empty warehouse in the crafting district. I purchased a quantity of glassware, burning through the savings I had built up from my forays into wood carving.

I hired a servant to cut up and ground various portions and parts of peppers and began testing each and every one of them. Boiling and then drying the liquid. Drying the peppers out. It took time and trying to remember how my Earth father made his homemade death sauce.

It took half a month before I finally hit on the solution. The peppers needed to be dried, then they needed to be fried for a couple of minutes. Once that was done, add water, vinegar, garlic, and salt. Grind everything until it becomes very fine. Once that was done, I would adjust it more with salt and vinegar. After that, I could boil the liquid a bit to thicken or was ready right then.

I had created hot sauce. I had my final batch put into several glass bottles and sealed, but kept several as a control to see how long they would stay good for. After consideration, I took two bottles with me and arranged a meeting with Yuan Niu, my fourth brother.

You wanted to meet and eat steak? he asked me as we sat down in a restaurant that specializes in steaks, which he was the primary, or possibly the only, supplier.

I have invented this. It is very hot. But I can see it appealing to people. I set a bottle of hot sauce in front of Yuan Niu. He gave it a careful look before picking it up with his large hand. He carefully pulled the wax sealed cork out of the bottle and gave it a sniff. Yuan Niu leaned back and then gave me a look.

I held out my hand, and he passed me the bottle and then I carefully added a dab of the sauce to my steak and cut a piece. I noticed my strength had been increasing the more motes I took inside of my body. As I ate the piece, my eyes watered, and I drank some water. Yuan Niu reached out and put a slightly larger dallop on his steak.

He shoved the piece of streak in his mouth, didnt spit it out and chewed, then swallowed it. He was sweating heavily and then had some water. What devilry is this? he asked.

Hot sauce. A potent spice I have extracted from peppers, I replied.

Alchemy? he asked in a worried tone. I shook my head.

I checked and got a signed letter from the Alchemy Guild. As long as there is no cultivation involved, and we solely derived the product from a common plant, they considered it a recipe and not alchemy, I said with a grin, and he nodded as well.

It is unique. I will give you that. But will it really appeal to people? he asked.

The youth will brag about how much they can take, and it will liven up any food that is served. For a cultivator, perhaps a kick to feel something strong. We would add warning labels, of course. Huge warning labels and call it Inferno Sauce. Then make a stronger version called Death Sauce. The danger will attract people.

Yuan Niu grew thoughtful. You want to use my channels to sell and distribute this sauce? he asked. I nodded at this.

Yes. I have arranged a farm for long-term production. It will take time. But we can run more tests to perfect the recipe. We can initially release it in limited quantities and make it exclusive to discerning clientele for a huge markup.

Then once word spreads and your production is built up, we can spread it through the city and beyond, Yuan Niu finished for me and I nodded at this. He added some more to his steak and began chewing on the piece.

No. It is a thought experiment that is considered. What would be the best possible level of cultivation without time that one could achieve? There are countless books written in the sects library of elder cultivators speculating on such a topic. But to attempt it and risk the path of surety? Yi Rong shook his head.

That is why it is called the path of defiance. For you would defy everything. The heavens, the wisdom of those who have come before you, and the very nature of cultivation itself to surpass all boundaries. But it would be a gamble that you could advance quickly enough in the following stages, Yi Rong replied.

I already know what I would choose, I said, and Yi Rong nodded. The path of defiance, I replied. He stopped nodding and looked at me in shock.

Hah, I guess I am just a foolish old man. Very well then. You are sure?

Yes. I am confident in my ability to overcome challenges placed in front of me and preparation long term is key, I replied with a firm nod.

Then let us discuss the optimal number of motes. We must work backwards from the fifth stage to truly understand the best possible foundation you would need. The key to advancement of the fourth stage for soul cultivators is to detonate your core, pushing out the motes and clearing all energy from where your soul is.

This would allow you to form your nascent soul, which is the fifth stage. A clear space is needed, since astral souls are fragile things, and the force of the astral plane will push and degrade one trying to form against the pressure. So, an explosion is necessary where you risk everything in a single moment.

Many die and fail in this attempt. A large core is necessary for a large enough explosion, Yi Rong explained.

What about multiple explosions? I asked, and he shook his head and then paused.

I could not say if such a thing is even possible. That is why I called it the path of defiance. To generate a core, you draw in astral energy through your meridians and channels. We construct these through and around the structure of your aligned motes.

I am sworn not to reveal the meridian structure the Cloudy Moon sect primarily uses. Any mote structure they have would not be suitable anyways with the amount you would eventually get. But you must learn and prepare. For once you arrive at the sect, there will be no time. Yi Rong let out a long sigh.

We shall go to the sect tomorrow after the tea ceremony, and I will speak to your father. We will be there for one month, to register you as my personal disciple and for you to read and learn from the mistakes of your ancestors to properly plan out a Formation stage layout for your motes.

Thank you Master Yi Rong, I blurted.

No kowtows and no thanks are needed. If I shall really name you as my student, then such things are unnecessary. You will be obliged to enter the Cloudy Moon sect no later than twenty-one years of age, should I name you my student. If you enter another sect, we will consider you a spy.

I quickly nodded at this and confirmed I knew what I was getting into, and then I was dismissed. I made preparations for my departure, but everything was running fairly smoothly, at least without my constant input.

Ting was now a full-time member of my staff, and I paid her directly. I had her handle the personnel affairs since she was quite good at that and to monitor income flowing through my businesses. Hong would remain to guard her while she made the rounds in my stead.

Since it wasnt a secret, the fact that I was being taken as an apprentice or disciple of Cultivator Yi Rong was quickly making rounds. No one would want to offend me now, in case I bore a grudge.

The next day, we set off in a carriage with four horses rushing quickly out of the city immediately after a tea ceremony where I made Yi Rong tea, which he drank, and then acknowledged me as his personal disciple. Will my father be unprotected? I asked Yi Rong, who was sitting with me.

A month does not matter, and he does not need protection inside the city. My presence is merely a sign of favor to him and a place to rest outside the sect in comfort before I die. I slowly nodded at this.

While I could get to the sect in less than a day, you would not survive unscathed. Mortals fare poorly when around cultivation.

Mortals? Is that an insult? I asked. Yi Rong grinned a bit.

Indeed. For while very few cultivators are immortals, it is common to look down on everyone else. That is why they are called mortals. When we reach the sect, do not speak unless asked a direct question. They will evaluate you for demonic taint and other issues.

Like reincarnation. What are the issues with that and demonic taint? I asked curiously.

Demons are beasts that appear as humans. We are at war with the beasts. We made many mistakes over the years. That is why all entrants and anyone returning from a mission are checked, no matter their rank.

As for reincarnates, it is the same issue, but with different sects. They seek to steal knowledge, but they are also a waste of resources. They forcibly shove or move their spirit into a young physical body. But cultivation involves the astral soul. That is why they appear as geniuses.

I gulped at this. But such a technique is impossible before the fifth stage and once in the fifth stage there would be signs present. Marks on ones astral soul. In addition, absorbing motes of Qi would be impossible and they would use a technique to fool people.

They would go that far for secrets? I asked.

Indeed. For secrets and to ambush cultivators. While the basic knowledge is common, mote structure, meridian layout, core techniques, and then higher-level techniques all form the backbone of any sect. For that knowledge smooths out the path to immortality and forewarns of bottlenecks one might face.

To steal such knowledge successfully, would see a cultivator honored and rewarded. But to take such a risk closes off their own path forward. But there are all types in this world of ours, and we are just a fraction of a fraction, in a small corner of the Firmament.

Anything else I should be aware of? I asked.

I will probably be dead by the time you fully join the sect. I feel my end getting ever closer as my soul slowly becomes more unstable. A few years left at best. You will inherit my meager collection of contribution points that I have left, and be granted the title of Inner Disciple. Yi Rong must have seen the confusion on my face.

They divided the sect up into the outer, inner, core, and Personal disciples with the additional rank of Senior for the first three ranks. Each rank has more privileges than the previous, and you must always show respect to those ranked above you. I nodded at this.

Most children born in the sect become inner disciples. Elders would have their disciples named as core disciples. And the sect leader could name a single Personal Disciple of the sect that stands above all others.

Moving from outer to inner disciple grants more privileges and access. With contribution to the sect giving the title of senior, along with cultivation. We consider members in the fourth stage members, not disciples, and the fifth stage and higher are elders.

They would consider me a Senior Member of the sect. But even to the few people younger than me at the fifth stage, I must bow my head, since they are my seniors. Respect is very important, more so than the mortal world. I nodded at this. I didnt want to cause issues.

I can tell you dont want to cause issues, but your very existence is like a great boulder crashing into a tranquil pond. A true heaven-sent genius. If you claim a master after my death, I will have no objection. But you will most likely be treated with ridicule once you return when you are older.

The path of defiance, I replied, and Yi Rong nodded.

Exactly. The other cultivators might say you are wasting heavens favor. My advice is to remain true to your path and watch out for sabotage from members and disciples. Jealousy grips all. The elders will be curious if they decide to take an interest.

Thank you for the warning, master, I said.

It is the least I can do. There are more rules and little things you will come to understand, but the sect will explain such things when you enter. For now, we need to have you evaluated, registered, and then you will be allowed into the sect library. You will not be allowed to write or record anything, but you can read. The evaluation will most likely take a week and you will have around three weeks.

Any suggestions on reading material? I asked.

Just to understand the stages of cultivation. I will have the main introductory tomes prepared, but after that, it will fall onto you. All cultivators, once they reach the fourth and eighth rank inside the sect, are required to write what they did.

Their writing varies wildly from the analytical to the flowery. Many people look to the tomes of cultivators who have passed that were successful at breaking through the fourth stage. While you may find understanding there, you will not find inspiration. There are many failures.

The higher ranked tomes? I asked.

Once you become an elder, you are allowed access. Knowledge of the fifth stage and above is jealously guarded and is of limited use to you until you break through the bottleneck at the end of the fourth stage. Once we are at the sect, answer honestly and without hesitation for the evaluation will be long and tiresome.

I was worried, but hopefully everything would be all right.